有些事情谁也挡不住，顶级城市吸引资金、人才的能力依然是顶级的，投奔顶级城市才是顺 势而为。 作者：李一年 上海外环的房子从昨天开始不限购了，三四五线城市的楼市更困难了。 上海外环随便买，老铁要不要下手？而且，房地产股迎来一片大涨。但是，在上海外环买房还需要一年 的社保，当然，这对于很多聪明人和中介来说都不是事儿。 01 一年社保就可以在外环买，随便买。 02 外环外买了，市区还是有首套房资格。 03 单身和家庭的政策一致。 04 公积金能付首付，最高可贷216万。 05 贷款利率不看套数，每套都可以和银行谈最低利率。 06 非上海家庭买第一套房不用交房产税。 应该说都是利好，会不会在短期内推动楼市成交量，当然会。不过根据各大城市的经验，某个片区放开 限购，在成交明显放量的情况下，挂牌量也会大涨， 比如"北京取消五环限售后，回龙观出现踩踏式抛 售"，一套90㎡的房子，短短几天里平均降了快20万。 外环放开限购，确实让不少想买的人有机会了，但是什么是外环？就是上海五大新城和郊区的所在地。 这里的需求绝大多数都是刚需，刚需的意思就是主要追求使用价值，不会为更多的情绪价值买单。因 此，短期内，量可能上去了，但是价格说 ...

Group 1 - The core viewpoint of the article is that Shanghai has relaxed its housing purchase restrictions, following a similar move by Beijing, indicating a trend in major cities to adjust real estate policies to stimulate the market [1] - The new policy allows local residents and non-local residents who have paid social insurance or personal income tax in Shanghai for at least one year to purchase an unlimited number of homes outside the outer ring [1] - Single adults will be subject to the same housing purchase restrictions as family units, reflecting a more inclusive approach to housing policy [1] Group 2 - Compared to other first-tier cities, Guangzhou has completely lifted purchase restrictions, while Shenzhen has implemented district-specific restrictions requiring non-local residents to have one year of social insurance [1] - The adjustments in Shanghai's housing policy align closely with those made in Beijing, particularly in terms of the number of properties that can be purchased, without altering social insurance duration or restricted areas [1]

Core Viewpoint - Shanghai has relaxed its housing purchase restrictions, aligning its policies with those of Beijing, indicating a trend towards easing real estate regulations in major cities [1][2]. Group 1: Policy Changes - On August 25, Shanghai's six departments issued a notice to optimize and adjust real estate policies, which includes reducing housing purchase limits for local and eligible non-local residents [1]. - Non-local residents who have paid social insurance or personal income tax in Shanghai for at least one year can purchase an unlimited number of homes outside the outer ring [1]. - Single adults will be subject to the same housing purchase restrictions as families [1]. Group 2: Comparison with Other Cities - The adjustment in Shanghai mirrors the changes in Beijing, focusing on the number of homes that can be purchased without altering social insurance duration or restricted areas [2]. - Guangzhou has fully lifted all housing purchase restrictions, while Shenzhen has implemented a zoned purchase policy requiring one year of social insurance for non-local residents [2][6].

Core Viewpoint - Beijing's recent policy adjustment to lift the purchase limit for new homes outside the Fifth Ring Road is expected to stimulate the housing market, increasing visitor numbers to new developments and enhancing market activity [1][4]. Group 1: Market Response - Following the policy change on August 8, visitor numbers to new housing projects outside the Fifth Ring Road increased by approximately 20% [1]. - Sales offices reported a significant rise in customer traffic, with many projects experiencing full consultation and signing areas [2][4]. - The new policy has positively impacted both new and second-hand housing markets, with increased inquiries and consultations noted by real estate agents [5]. Group 2: Sales and Market Dynamics - The new policy allows eligible families to purchase an unlimited number of homes outside the Fifth Ring Road, which has encouraged hesitant buyers to enter the market [4]. - In the first seven months of the year, over 80% of new residential sales in Beijing occurred outside the Fifth Ring Road, indicating its importance in the market [4]. - The second-hand housing market is also seeing a rise in consultation and transaction volumes, particularly in areas like Fangshan [5]. Group 3: Expert Insights - Industry experts believe the policy will not only boost sales in the Fifth Ring area but also support the balance between living and working locations for residents [4]. - The overall performance of the new and second-hand housing markets has been stable, with a slight decline observed in July, making the new policy timely for market recovery [6]. - Analysts predict that the policy will lead to a sales peak in the new housing market and increased activity in the second-hand market in August [5].