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享活期利息,数字人民币计息时代来临!货币层次扩展,丰富银行生态
Di Yi Cai Jing· 2025-12-30 02:30
中国人民银行出台了《关于进一步加强数字人民币管理服务体系和相关金融基础设施建设的行动方案》 (下称《行动方案》),明确新一代数字人民币计量框架、管理体系、运行机制和生态体系将于2026年 1月1日正式启动实施。 升级后,银行机构将为客户实名数字人民币钱包余额计付利息。 数字人民币将从数字现金时代迈入数字存款货币时代。 在"双层架构"内,《行动方案》明确:银行机构为客户实名数字人民币钱包余额计付利息。这意味着未 来数字人民币将可以生息,其货币层次由流通中现金拓展到存款。此举顺应了市场长期以来的呼声,有 望提高个人、市场使用数字人民币的意愿。 一位市场专家对第一财经表示,升级后,银行机构将参照本机构活期存款挂牌利率,为客户实名数字人 民币钱包余额计付利息。该专家透露,目前商业银行已完成数字人民币计息入表所需的全部系统改造工 作。 按活期存款挂牌利率计付利息 随着《行动方案》落地,数字人民币计量框架迎来调整,正式从现金型1.0版迈入存款货币型2.0版,核 心定位由流通中现金转为存款,这一变革将直接影响百姓的钱袋子管理。 中国人民银行副行长陆磊表示,数字人民币钱包余额将按照流动性分别计入相应货币层次。这一制度安 排在 ...
国家队也能“省里办”(微观)
Ren Min Ri Bao· 2025-10-19 22:23
Group 1 - The core viewpoint of the articles emphasizes the importance of reforming and innovating in the sports sector, particularly through the delegation of national team management to local authorities, which can enhance the development of less popular sports and improve Olympic preparation efficiency [1][2][3] - The newly introduced "entrusted management" model for national teams allows local sports bureaus to take charge of team development, market expansion, and event organization, thereby increasing local engagement and responsibility in Olympic preparations [1] - The collaboration between local sports associations and clubs, as seen in Hebei and Jiangxi, demonstrates the effectiveness of integrating educational resources and community involvement in nurturing professional athletes [2] Group 2 - The ongoing reforms in the governance of professional leagues, particularly in football, aim to separate management and operational responsibilities to enhance accountability and prevent issues arising from concentrated power [3] - Achievements in international competitions, such as the Beijing Winter Olympics and the upcoming Paris Olympics, highlight the positive outcomes of these reforms and the potential for further success in building a strong sports nation [3] - The articles advocate for a more open, vibrant, and sustainable governance system in competitive sports, suggesting that continued reforms will lead to significant advancements in the sports industry [3]
国家体育总局:重拳整治足球乱象
Core Points - The State Council Information Office held a press conference on August 19 to discuss the achievements in building a sports power during the "14th Five-Year Plan" period [1] - The National Sports Administration emphasized efforts to promote the revitalization and development of football, including the establishment of a Professional Football League Federation and the implementation of a separation of management and operation [1] - The administration highlighted the importance of strengthening the Party's leadership over sports work and taking a firm stance against corruption in the sports sector, leading to a restoration of the political ecology in sports [1] - The governance of issues such as gambling and match-fixing has been prioritized, with significant actions taken to address irregularities in football, chess, and other sports, as well as special rectifications in marathons and mountain cross-country events to maintain order in the sports industry [1]
重磅出手 中央汇金金融版图扩至24家 万亿级“平准基金”雏形显现?
Sou Hu Cai Jing· 2025-06-08 08:01
Group 1 - The core viewpoint of the news is the expansion of Central Huijin's control over financial institutions, now totaling 24, which enhances its influence across various financial sectors including banking, securities, insurance, and asset management [1][2][9] - The recent approval by the CSRC for the change of actual controllers of eight financial institutions to Central Huijin is part of a broader integration process that began earlier this year with the transfer of significant stakes in major financial platforms [1][4] - Central Huijin, established in 2003, operates as a state-owned company responsible for managing key state-owned financial enterprises, aiming to stabilize the financial system and promote efficient market operations [2][5] Group 2 - The acquisition of controlling stakes in three major Asset Management Companies (AMCs) positions Central Huijin as a dominant player in the AMC sector, managing over 10 trillion RMB in assets, which constitutes over 80% of the total assets of the four major AMCs [4][9] - Central Huijin's role resembles that of a "stabilization fund," focusing on market stability rather than maximizing returns, and it has significant capital that aligns with international standards for such funds [5][8] - The expansion of Central Huijin's financial footprint signals accelerated industry consolidation, potentially leading to the creation of "carrier-level" securities firms and enhancing market confidence, particularly benefiting leading brokerage firms and public funds [7][9] Group 3 - The integration of Central Huijin's financial institutions is expected to create synergies across investment banking, asset management, and futures, which may lead to increased competitiveness and resource optimization [7][8] - The market anticipates that the newly integrated firms will receive preferential treatment in terms of business resources, particularly in cross-border operations and innovative business licenses [7][8] - The overall financial landscape is set for deeper integration, with a clear roadmap for the emergence of comprehensive financial giants supported by Central Huijin's capital strength and policy backing [9]