近日，北京产权交易所官网披露，富滇银行股权有限公司（以下简称"富滇银行"）9亿股权（持股比例为 13.47%）拟挂牌转让。该笔股权的持有者为第二大股东中国大唐集团财务有限公司（以下简称"大唐财务公 司"）。此次亦并非大唐财务公司第一次挂牌转让富滇银行股权。 一方面是股权拍卖难题，另一方面业绩压力是更为深层次的挑战：富滇银行2025年上半年营收同比下降 13.59%。 今年9月，富滇银行在普洱市开设了首家咖啡主题网点，试图通过线下咖啡体验与"咖啡种植贷"等信贷产品吸 引年轻客群，以金融赋能云南咖啡产业链发展。 这一创新尝试凸显了这家百年老店对业务转型的渴望，富滇银行推出咖啡网点的新尝试，展露出其积极探索 与零售转型的决心，但当前业绩表现不佳、股权流拍等问题也暴露出内部治理的困局。 股权流拍与失联股东 富滇银行的股权问题正在集中爆发，成为观察这家百年银行经营困局的首要窗口。 2025年9月，富滇银行第五大股东福建信通贸易持有的2亿股股权出现在京东拍卖平台，这笔评估价为7.34亿 元的股权，起拍价仅5.14亿元，折价30%，却依然遭遇流拍。此次拍卖吸引了3314人在线围观，但最终因无 人报名而流产。 这并非个案。中 ...

Core Viewpoint - Local small and medium-sized banks in China are accelerating capital replenishment through targeted fundraising, which has become a key choice for external capital injection [1][3][4] Group 1: Targeted Fundraising Activities - In Shaanxi, the Xi'an Yanta Hengtong Village Bank has been approved to raise 11.23 million shares through targeted fundraising, with Zhejiang Wenzhou Longwan Rural Commercial Bank as an investor [3] - The Cuiping Hengtong Village Bank in Tongchuan also received approval for a targeted fundraising plan to raise 3.68 million shares, with the same investor [3] - The Baoding Regulatory Bureau approved the targeted fundraising plan for the Quyang Rural Credit Cooperative, allowing it to raise no more than 70 million shares within six months [3] Group 2: Involvement of Local State-owned Enterprises - The Jingmen Regulatory Bureau approved the entry of local state-owned enterprises as shareholders in the Hubei Jing Shan Rural Commercial Bank, with two companies holding 30 million shares and 20 million shares respectively [4] - The involvement of local state-owned shareholders not only provides new capital but also enhances operational efficiency and risk resistance through resource integration and policy alignment [4] Group 3: Challenges and Governance Issues - Local small and medium-sized banks face challenges in capital replenishment compared to larger banks, making targeted fundraising a more suitable option due to their smaller scale and local ownership structure [4] - Analysts emphasize the importance of optimizing capital structure and governance through targeted fundraising, while also highlighting the need for refined equity management and standardized shareholder behavior to prevent risks [5] - Regulatory bodies have mandated banks to strengthen equity management, optimize ownership structure, and control related party transactions to mitigate risks [5]

Core Points - Wuxi Holyview Microelectronics Co., Ltd. was established as a joint-stock company in accordance with the Company Law of the People's Republic of China and other relevant regulations [2][3] - The company registered capital is RMB 100.66667 million, and it plans to issue 25,166,667 shares to the public, with the listing on the Shanghai Stock Exchange scheduled for January 24, 2024 [3][4] - The company's business focus is on the integrated circuit industry, emphasizing safety and reliability, innovation, and value creation for customers, employees, and shareholders [4][5] Company Structure - The company is a permanent joint-stock company with all assets divided into equal shares, and shareholders are liable for the company's debts only to the extent of their subscribed shares [3][4] - The company has established a Communist Party organization to conduct activities in accordance with the Party's regulations [4] Business Scope - The business scope includes the development, sales, and technical services of electronic products, integrated circuit products, and IoT technology [4][5] - The company is also involved in the manufacturing and sales of electronic special equipment and industrial automation control systems [4] Share Issuance and Management - The shares are issued in the form of stocks, with each share having a face value of RMB 1 [5][6] - The total number of shares issued is 100.66667 million, all of which are domestic RMB ordinary shares [5][6] - The company cannot provide financial assistance for the purchase of its shares, except under specific circumstances [6][7] Shareholder Rights and Responsibilities - Shareholders have rights to dividends, voting, and supervision of the company's operations, and they must comply with laws and the company's articles of association [11][12] - Shareholders holding more than 5% of voting shares must report any pledges of their shares to the company [14] Shareholder Meetings - The company holds annual and temporary shareholder meetings, with specific procedures for calling and conducting these meetings [44][45] - Shareholder proposals must be submitted in writing and can be made by shareholders holding 3% or more of the shares [54][55] - Decisions at shareholder meetings require a majority or two-thirds majority vote, depending on the nature of the resolution [77][78]

General Provisions - Guolian Minsheng Securities Company Limited is established to protect the legal rights of the company, shareholders, and creditors, and to regulate its organization and behavior according to relevant laws and regulations [2][3] - The company is a joint-stock limited company established in accordance with the Company Law and Securities Law, with its registration completed on May 26, 2008, in Wuxi, Jiangsu Province [2][3] Business Objectives and Scope - The company's business objective is to operate lawfully, serve the real economy, fulfill corporate social responsibilities, protect investors' rights, and provide returns to shareholders [5][6] - The business scope includes securities business, investment consulting, public fund sales, and bond market operations, among others [6][7] Shares and Registered Capital - The company has a total share capital of 5,680,592,806 shares, with 5,237,952,806 shares being domestic shares (92.21%) and 442,640,000 shares being H shares (7.79%) [8][9] - The company can issue various types of shares, including ordinary shares and preferred shares, and must adhere to principles of fairness and equality in share issuance [8][9] Rights and Obligations of Shareholders - Shareholders have the right to receive dividends, participate in shareholder meetings, supervise company operations, and transfer their shares according to the law and company regulations [26][27] - The company must ensure that shareholders are aware of their rights and obligations, and any changes in shareholding must be reported to the relevant authorities [26][27] Party Organization - The company has established a Party Committee to strengthen political construction and ensure alignment with the central government's policies [24][25] - The Party Committee plays a crucial role in discussing major business management matters and supporting the decision-making processes of the board and management [25]