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12亿元贷款要被提前收回?广东法院审慎认定助企业渡难关
Nan Fang Du Shi Bao· 2025-10-09 09:15
【典型案例】达成延期还款合意后银行仍诉请提前收贷被驳回 某银行与某实业公司签订贷款合同约定,贷款金额12亿元,贷款期限10年。银行依约发放贷款后,实业 公司因经营困难未能按期支付利息,银行诉请提前收回全部贷款本息。 实业公司则主张,双方已达成延期还款协议,并提交迟延还款申请书、签约视频、补充协议及银行官网 显示的还款计划等证据,其中补充协议没有银行签章,但官网显示的还款计划与补充协议一致。 广州市中级人民法院生效判决认为,补充协议虽仅有实业公司等签章而无银行签章,但该协议"分期还 款"内容与实业公司网上银行当前显示的还款计划完全一致。 在某建材公司与南京某建筑公司等合同纠纷案中,人民法院对企业不当转移核心资质、技术人员和经营 项目等利益,进行脱壳经营、逃避债务的行为进行了否定性评价,有效矫正了利益不当输送,维护了公 平诚信的市场交易秩序。 在某物流公司与张某损害公司利益责任纠纷案中,人民法院阐释了高级管理人员对公司的忠实义务,划 定了行为边界,为民营企业高级管理人员忠实履职提供了规则参考,引导民营企业强化内部管理监督, 防范经营管理风险。 在某银行与某实业公司金融借款合同纠纷案中,企业因不可抗力等因素导致短期 ...
【环球财经】调查显示新加坡看淡经济前景企业比例升高 服务行业最悲观
Xin Hua Cai Jing· 2025-05-28 12:44
Group 1 - The overall business sentiment in Singapore has turned conservative, with the proportion of companies expecting economic deterioration rising from 22% in Q4 2024 to 40% in Q1 2025. The Business Sentiment Index (BSI) score is 56.5 [1] - The service industry shows the lowest sentiment, with the BSI score for the hotel, restaurant, and accommodation sector at 52.2, indicating significant pessimism across revenue expectations, profitability, expansion willingness, capital investment plans, and growth confidence [2] - Companies across various sectors anticipate rising costs, with the real estate and hotel sectors showing the highest cost expectation scores of 78.4 and 71.9, respectively [3] Group 2 - The financial and education sectors exhibit relatively optimistic sentiments, with BSI scores of 61.2 and 60.5, respectively. These sectors also lead in profit expectations and business expansion outlook [4] - A significant 52% of companies are actively pursuing digital transformation and process optimization, while 49% have initiated employee skill enhancement programs. However, challenges such as high technology application costs and staffing issues during training persist [5] - Liquidity and financing issues are critical, with 22% of companies facing moderate to high credit tightening. 35% of companies report cash flow may not sustain normal operations for 3 to 6 months, and 27% have sought financing in the past year, primarily for business expansion [5]