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12亿元贷款要被提前收回?广东法院审慎认定助企业渡难关
Nan Fang Du Shi Bao· 2025-10-09 09:15
Core Insights - Guangdong High People's Court has released a second batch of typical cases to support the high-quality development of the private economy, focusing on resolving commercial disputes, combating debt evasion, and protecting creditors' rights [1][2] Group 1: Judicial Practices - The court has published 8 cases that demonstrate its role in protecting the legitimate rights of enterprises and promoting fair market behavior [1] - A case involving a financing lease company and a mold company utilized a "court + industry association" mediation mechanism to resolve disputes, safeguarding the rights of creditors and workers [1] Group 2: Contractual Disputes - In a financial loan contract dispute, the court recognized that the parties had reached an agreement on loan extension despite the absence of the bank's seal on the supplementary agreement, thus rejecting the bank's request for early loan recovery [2][3] - The court's ruling emphasized the importance of recognizing actual performance and agreements made between parties, especially in cases where external factors lead to temporary repayment difficulties for enterprises [3]
【环球财经】调查显示新加坡看淡经济前景企业比例升高 服务行业最悲观
Xin Hua Cai Jing· 2025-05-28 12:44
Group 1 - The overall business sentiment in Singapore has turned conservative, with the proportion of companies expecting economic deterioration rising from 22% in Q4 2024 to 40% in Q1 2025. The Business Sentiment Index (BSI) score is 56.5 [1] - The service industry shows the lowest sentiment, with the BSI score for the hotel, restaurant, and accommodation sector at 52.2, indicating significant pessimism across revenue expectations, profitability, expansion willingness, capital investment plans, and growth confidence [2] - Companies across various sectors anticipate rising costs, with the real estate and hotel sectors showing the highest cost expectation scores of 78.4 and 71.9, respectively [3] Group 2 - The financial and education sectors exhibit relatively optimistic sentiments, with BSI scores of 61.2 and 60.5, respectively. These sectors also lead in profit expectations and business expansion outlook [4] - A significant 52% of companies are actively pursuing digital transformation and process optimization, while 49% have initiated employee skill enhancement programs. However, challenges such as high technology application costs and staffing issues during training persist [5] - Liquidity and financing issues are critical, with 22% of companies facing moderate to high credit tightening. 35% of companies report cash flow may not sustain normal operations for 3 to 6 months, and 27% have sought financing in the past year, primarily for business expansion [5]