Group 1 - Global economic growth is slowing down, entering a "low growth era" due to factors like aging population, de-globalization, and restructuring of international supply chains [2][9] - Traditional wealth accumulation methods, such as real estate investment, are losing effectiveness, with stagnant property prices in many cities [5][8] - The stock market is experiencing structural differentiation, making it difficult for investors to achieve significant returns [5][6] Group 2 - A new wealth preservation logic is emerging, emphasizing cash flow management, diversified asset allocation, and a global investment perspective [6][9] - There is a growing need for individuals to acquire professional knowledge and rational planning to navigate the changing investment landscape [8][9] - The focus is shifting from wealth accumulation to wealth protection, ensuring that assets can keep pace with inflation [8][9]