资金池模式
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又一巨头暴雷!收割2400亿元,百万人资金打水漂,创始人主动投案
Xin Lang Cai Jing· 2025-12-06 13:25
来源:品牌观察官 剧本都不敢这么写!曾经中国B2B10强的平台,竟是套牢百万老板、吸金2400亿的"金融黑洞"。 一位东莞塑料厂老板发现自己在"小谷丰收"平台上的百万元货款无法提现时,他起初以为只是系统故障。 直到看到微信群里的"挤兑"消息如潮水般涌来,才意识到自己可能踩中了一个精心编织的金融陷阱。 "如果盟大倒闭了,我们就没有机会为广大客户负起责任了,那是大家都不想发生的局面!" 李实在2025年10月24日的公开信中这样写道,字里行间透露着悲壮与无奈。 图源:盟大集团公告 短短一个月后,这位曾被誉为"产业互联网先锋"的企业家,主动走进了东莞市南城分局。 彼时的行业标杆,现因资金池运作模式涉嫌违法而进入监管调查程序。这场坠落,始于一个被无数光环包裹的2400亿故事。 "国家级"黑马诞生 从东莞小厂到2400亿巨头 盟大集团2010年成立,从东莞出发,盟大集团打造了一个覆盖塑料化工全产业链的线上王国。 在其官网上,挂满了伴随其发展的众多光环。"国家级高新技术企业"、"中国B2B平台10强"、"塑料 化工产业数字科技服务平台"等百余项认证,被视为区域制造业数字化转型的典范。 而这些光环及强劲背书在2025年11 ...
一边巨亏,一边跑路,家装公司还敢信吗?
3 6 Ke· 2025-07-31 10:28
Core Viewpoint - The home improvement industry is facing unprecedented challenges, with major companies experiencing financial distress, leading to a loss of consumer trust and significant operational risks [1][2][5]. Group 1: Industry Crisis - Recent events in the home improvement sector, including the planned share reduction by Alibaba's shareholders in Red Star Macalline, have caused stock price declines and raised concerns about the industry's stability [1]. - High-profile incidents, such as the suicides of industry leaders from Liangjiajia and Juran Zhijia, highlight the severe struggles within the industry [3][4]. - The financial troubles are not isolated; companies like Dongyi Risheng and Zhufan have also faced bankruptcy and operational crises, indicating a broader industry downturn [4][5]. Group 2: Consumer and Supplier Impact - The ongoing crises have led to a significant loss of confidence among consumers and suppliers, with many facing difficulties in recovering funds and settling debts [2][5]. - The operational failures of companies like Liangjiajia have resulted in incomplete projects for consumers, leaving them with financial losses and unresolved issues [6]. - The prevalent "fund pool" model in the industry has exacerbated financial risks, as companies often misallocate consumer prepayments for other expenses, leading to cash flow issues [6][7]. Group 3: Market Dynamics and Trends - The home improvement market is shifting from new home renovations to the renovation of existing properties, with the proportion of new home renovations dropping from 48.9% in 2020 to 35.9% in 2024 [8][9]. - Despite the overall market challenges, some companies like Oppein and Beike have managed to achieve growth through cost control and leveraging their existing customer bases [9][12]. - The future of the industry may depend on a shift from high turnover and capital reliance to a focus on product quality, service experience, and supply chain integration [10][12].