编辑：赵鼎 以点带面，做到"二准"。该行通过精准选择、精准培训，成功落地本外币合一银行结算账户业务。一是 精准选择。该行优先选择外汇业务量较大的港口科技支行营业室作为首期试点网点，在取得成功经验 后，后期又新增东兴营业室、防城营业室、上思营业室及港口金花茶支行作为试点网点。截至2025年8 月末，试点网点达5个，占全辖网点总数的45.5%，形成以港口片区为核心，辐射东兴、防城、上思三 大县（市）的网格化服务体系，服务半径延伸至边境贸易集聚区。二是精准培训。该行在项目投产前对 相关业务管理及经办人员组织开展业务培训，培训内容包括人民银行和外汇局相关政策、业务制度、系 统操作、应答话术等方面，确保其具备相应的业务知识和操作技能，引导经营主体本外币合一银行结算 账户实现"应开尽开"。 加强管理，提高"三率"。该行统筹优化服务和风险防控齐抓并重，着力提高直通率、查复率、对账率。 一是加强外汇汇款管理，提高外汇汇款直通率。推进外汇汇款清算业务的集约化进程，提高外汇汇款清 算业务的质量、效率及风险防控能力，并在日常工作中遇到疑难问题时，积极咨询上级行清算中心业务 人员，努力将问题弄懂弄透，确保每笔汇款信息清晰、格式规范、 ...

Core Viewpoint - The successful launch of the FT account system by CITIC Bank Shenzhen Branch marks a significant step in enhancing cross-border financial services in China, particularly in the context of the Guangdong-Hong Kong-Macao Greater Bay Area development strategy [1] Group 1: FT Account System - The FT account system allows for integrated management of domestic and foreign currency accounts, significantly improving account management efficiency and reducing financial costs for enterprises [1] - The establishment and promotion of the FT account is a crucial institutional arrangement to support the development of the real economy in pilot zones, enhance financial support for cross-border investment and trade, and deepen financial reforms while expanding openness [1] Group 2: Strategic Importance - The launch of the FT account system aligns with the national strategy of serving as a "pilot demonstration" for the Greater Bay Area, showcasing CITIC Group's comprehensive financial service capabilities [1] - CITIC Bank Shenzhen Branch aims to leverage the FT account business to fully utilize the advantages of the Greater Bay Area and free trade zone policies, creating differentiated service capabilities in settlement, financing, trading, and comprehensive services [1]

Group 1 - The Beijing CBD has established nearly 60,000 new enterprises over the past five years, with approximately 216,000 operating entities in the area, accounting for about 8% of the city's total [1] - The area has attracted around 700 artificial intelligence companies, covering the entire industrial chain [1] - The number of licensed financial institutions in the Beijing CBD is approximately 1,200, contributing to its status as a world-class business district [2] Group 2 - The Chaoyang District has formed 87 institutional innovation cases since the "Two Zones" initiative, with 9 cases promoted citywide and 15 cases promoted nationally [3] - A total of 4,059 projects have been reported for investment, with 2,427 projects successfully implemented, including 619 foreign-funded projects [3] - The expected investment in the district is 548.94 billion yuan, with anticipated foreign investment of 25.37 billion USD, both ranking first in the city [3] Group 3 - The number of financial institutions in Chaoyang District has surpassed 1,800, with nearly 400 foreign-funded institutions, accounting for about 65% of the city's total [4] - The coverage rate of foreign card POS machines in key commercial areas exceeds 99%, achieving 100% in major international consumer landmarks [4] - Chaoyang District aims to enhance its financial industry capabilities and attract high-quality enterprises, including financial technology firms [5] Group 4 - Chaoyang District has implemented a dual-driven development strategy of "Business + Technology," significantly enhancing its technological innovation capabilities [6] - In the first quarter of 2025, the GDP share of information services, technology services, and industrial sectors reached 28.1%, with a 22% increase in R&D expenses for major enterprises [6] - The district has gathered nearly 700 companies in the artificial intelligence sector, covering 118 industrial links, and aims to build a future industry model centered on AI [6]