提供多元综合服务。该行在当地人行的指导下，联合地方金融力量，在东兴口岸打造"广西东兴境外来 宾金融综合服务中心"，在服务网点设立"数字人民币支付体验站"，为跨境人员提供专业的金融咨询和 便捷的数字人民币钱包开立服务。同时推动数字人民币在交通、民生等领域的广泛应用，畅通出租车 和"数币公交"专列的数字人民币支付功能，助力边民生活更加美好。 设立示范网点服务。该行设立"境外来华人员服务示范网点"，配备"简易开户"和"越南盾"现钞兑换服 务，越南旅客持有3个月内短期签证或免签护照，就可在该网点开立账户，享受"支付服务绿色窗口"带 来的便捷兑换人民币服务。同时该行设立中越双语服务台、配备双语员工，并在入门大厅服务台放置双 语支付服务指南，有效解决越南旅客"听不懂，支付难"问题。 实施本外合一服务。该行实施本外币合一银行结算账户试点及推广，成功将多币种开户和单一账户支持 人民币、美元、欧元等12种货币进行同户管理。设立本外币合一银行结算账户体系后，企业可根据自身 需求，开立多币种合一账户，体验"跑一次银行""填一张表""使用一个账户展示各币种资金"的优质服 务，节约了财务和资金管理成本，还有效提高了跨境贸易结算效率。 ...

Core Viewpoint - The Shenzhen Municipal Bureau of Commerce and the Municipal Development and Reform Commission have jointly issued a plan to promote high-quality development of service trade and digital trade, emphasizing financial support for these sectors [1] Financial Support for Trade Development - The plan aims to expand the application of RMB (Renminbi) settlement, enhancing the convenience and efficiency of cross-border RMB usage [1] - Banks are encouraged to optimize document review processes and strengthen data sharing while enriching RMB payment scenarios [1] - The initiative seeks to improve the experience of enterprises using RMB for investment, project construction, procurement, and revenue recovery [1] Digital Currency and Risk Management - The plan promotes participation in multilateral central bank digital currency bridge projects and encourages banks to expand services for enterprises seeking foreign exchange risk hedging [1] - There is a focus on expanding the application of foreign exchange risk hedging products, including swaps and linked products [1] Export Credit and Insurance Services - The plan aims to optimize export credit and export credit insurance services, particularly in the service trade sector, to enhance business coverage and support [1] - It encourages enterprises to improve their international operational capabilities [1] Financial Innovation and Investment Facilitation - The initiative promotes cross-border financial innovation based on Free Trade Accounts (FT Accounts) and aims to expand account functions and pilot bank ranges [1] - It advocates for a unified bank settlement account system for both domestic and foreign currencies, with plans to expand the range of participants [1] - The plan facilitates the qualification application process for Qualified Foreign Institutional Investors (QFII) and Renminbi Qualified Foreign Institutional Investors (RQFII), improving direct investment foreign exchange management [1] - It supports foreign institutions in investing in Shenzhen's technology enterprises through Qualified Foreign Limited Partnership (QFLP) structures [1]