Core Insights - Jiangsu Province's foreign trade import and export value reached 3.82 trillion yuan, a year-on-year increase of 5.1%, indicating a shift towards diversification, high-tech, and green low-carbon directions [1] - ICBC Jiangsu Branch has actively explored new models of cross-border financial services, assisting over 23,000 foreign trade enterprises and achieving international trade settlement amounts exceeding 149 billion USD [1][2] Group 1: Cross-Border Financial Services - The establishment of a unified bank settlement account system allows eligible enterprises to manage multiple currencies through a single account, simplifying financial management and improving cross-border settlement efficiency [1] - ICBC Yangzhou Branch has developed an integrated online solution for new offshore international trade, addressing complexities in transaction verification and settlement paths, thus enhancing operational efficiency [2] Group 2: International Service Enhancement - ICBC Wuxi Branch successfully recovered 1.45 million USD in overdue payments for a client, showcasing the bank's international service capabilities and global network [3] - The bank has established a global financial service network covering 69 countries and regions, enhancing its international collaboration with foreign banks [3] Group 3: Innovative Financing Solutions - ICBC Jiangsu Branch collaborated with ICBC Asia to innovate back-to-back factoring services, successfully providing 136 million yuan in financing for a leading foreign-funded garment export enterprise [4] - The bank has implemented various financial products to support cross-border financing, including overseas loans and trade insurance, to reduce costs for enterprises [5] Group 4: Policy Support and Risk Management - The "Su Trade Loan" program has provided 18.2 billion yuan in financing to over 2,300 enterprises, aimed at improving the financing environment for foreign trade companies [6] - ICBC Jiangsu Branch is participating in a pilot program for new offshore international trade business background verification, enhancing risk management through real-time data access [6] Group 5: Future Outlook - ICBC Jiangsu Branch plans to continue optimizing its cross-border financial service system, covering investment and financing, cross-border settlement, and global fund management to support enterprises in international cooperation and competition [6]

编辑：赵鼎 以点带面，做到"二准"。该行通过精准选择、精准培训，成功落地本外币合一银行结算账户业务。一是 精准选择。该行优先选择外汇业务量较大的港口科技支行营业室作为首期试点网点，在取得成功经验 后，后期又新增东兴营业室、防城营业室、上思营业室及港口金花茶支行作为试点网点。截至2025年8 月末，试点网点达5个，占全辖网点总数的45.5%，形成以港口片区为核心，辐射东兴、防城、上思三 大县（市）的网格化服务体系，服务半径延伸至边境贸易集聚区。二是精准培训。该行在项目投产前对 相关业务管理及经办人员组织开展业务培训，培训内容包括人民银行和外汇局相关政策、业务制度、系 统操作、应答话术等方面，确保其具备相应的业务知识和操作技能，引导经营主体本外币合一银行结算 账户实现"应开尽开"。 加强管理，提高"三率"。该行统筹优化服务和风险防控齐抓并重，着力提高直通率、查复率、对账率。 一是加强外汇汇款管理，提高外汇汇款直通率。推进外汇汇款清算业务的集约化进程，提高外汇汇款清 算业务的质量、效率及风险防控能力，并在日常工作中遇到疑难问题时，积极咨询上级行清算中心业务 人员，努力将问题弄懂弄透，确保每笔汇款信息清晰、格式规范、 ...

Group 1 - The core viewpoint of the articles highlights the efforts of the Industrial and Commercial Bank of China (ICBC) in enhancing payment services in border areas to support foreign trade and economic growth [1][2] - As of May 2025, ICBC's RMB clearing amount reached 35.3954 million yuan, while the foreign exchange settlement amount was 10.19 thousand USD [1] - ICBC has established a comprehensive financial service center at the Dongxing port, providing digital RMB payment experiences and financial consultations for cross-border personnel [1] Group 2 - The bank has implemented a unified account service for both domestic and foreign currencies, allowing businesses to manage multiple currencies under a single account, thus improving efficiency in cross-border trade settlements [2] - ICBC has upgraded POS systems for key merchants to facilitate foreign card payments and enhance the customer experience for cash withdrawals from ATMs [2] - The establishment of a service demonstration point for foreign visitors includes simplified account opening and currency exchange services, addressing language barriers for Vietnamese travelers [1][2]