来源：中国证券报 9月28日，由中国证券报主办的"长钱 长投 长青"2025保险业、信托业高质量发展大会在北京举行。来自 保险公司、保险资管公司、信托公司的100余位机构高管及金融业内人士齐聚一堂，就行业转型、创新 探索与服务国家战略等议题展开深入讨论。 从宏观环境来看，内需潜力的释放成为推动经济高质量发展的重要动力。第十四届全国政协委员、中国 发展研究基金会理事长、国务院发展研究中心原副主任张军扩表示："我国内需潜力十分巨大，关键是 如何把它有效释放出来。"他建议，从多方面协同发力，包括以更大力度支持服务型消费，特别是针对 群众急难愁盼的教育、医疗、养老等方面问题，政府可加大补贴力度提振居民消费意愿，增强居民消费 能力。 在释放内需的过程中，保险业迎来新的发展机遇。原中国保监会副主席周延礼表示，随着人口老龄化加 剧，养老险市场需求将持续增长，为保险业提供广阔的发展空间。保险业要发挥规模优势、久期优势， 做好资产管理。同时，需加强产品创新和市场推广，提高养老保险第三支柱的市场竞争力和覆盖面。 国寿资产副总裁刘凡进一步阐释，保险资金具备"长钱长投"的独特属性，拥有成为"耐心资本"的潜力， 这一特性使其天然契合资 ...

Core Viewpoint - The Nanguang Group aims to leverage its unique advantages rooted in Macau and connected to the mainland to enhance collaboration and drive financial innovation for the development of the Qinao region and financial synergy in the Greater Bay Area [1] Group 1: Financial Development and Innovation - The Greater Bay Area is accelerating the establishment of an international financial hub, with significant potential for financial collaboration demonstrated by the achievements in the Hengqin Guangdong-Macau Deep Cooperation Zone [1] - Nanguang Group, as the only central enterprise headquartered in Macau, recognizes the need for finance to support technological breakthroughs, industrial upgrades, and improvements in people's livelihoods [1] - The company plans to transform financial "strong momentum" into "real benefits" for regional development [1] Group 2: Future Collaboration and Focus Areas - The forum's focus on "releasing domestic demand," "green finance," and "patient capital to support the new industrial direction of the Greater Bay Area" is seen as providing valuable insights for future work [1] - Nanguang Group looks forward to deepening collaboration with quality financial institutions to create convenient financing channels for Macau-funded enterprises and explore new paths for the implementation of digital and green finance [1] - The company will continue to utilize its advantages to promote financial innovation and contribute to the moderate diversification of Macau's economy [1]

Core Insights - The core focus of the article is on JD.com's strategic implementation of national subsidies during the 2025 618 shopping festival, which aims to enhance consumer engagement and stimulate purchasing behavior through combined discounts and promotional activities [2][10]. Group 1: Subsidy Mechanism and Consumer Engagement - JD.com has upgraded its subsidy mechanism by introducing the "National Subsidy Surprise Coupon," allowing consumers to stack national subsidies with JD's platform discounts, creating a multiplier effect on savings [2][4]. - The national subsidy program covers 29 provinces and cities, involving over 3,000 merchants and more than 200,000 products across 1,600 categories, ensuring comprehensive market coverage [4][10]. - The company emphasizes service enhancements, including free delivery for large appliances in remote areas, addressing consumer pain points and improving the overall shopping experience [4][10]. Group 2: Marketing Strategies and Brand Collaboration - JD.com has innovatively crafted a series of differentiated marketing strategies to generate buzz around the national subsidy campaign, including suspenseful promotional content and large-scale offline displays [5][8]. - The platform has united nearly 100 leading brands to participate in the national subsidy initiative, offering layered discounts that amplify consumer benefits and reinforce JD's position as the primary entry point for national subsidies [8][10]. - A comprehensive advertising strategy has been deployed, targeting over 50 major cities and utilizing various high-traffic locations to ensure widespread consumer reach and engagement [8][10]. Group 3: Economic Impact and Industry Innovation - The integration of national subsidies with JD's marketing capabilities is seen as a significant move to stimulate domestic consumption, especially in the context of current economic challenges [10]. - JD.com's innovative practices in the subsidy marketing space are breaking traditional promotional molds, showcasing new marketing approaches that could influence the broader industry [10].