中经记者 张漫游 北京报道 1951年中国人民银行西南区行随进藏部队进驻西藏，开启了雪域高原的金融篇章。 多年来，西藏金融事业与高原发展同频共振，成为边疆稳固、民生改善、经济腾飞的重要支撑。 党的十八大以来确立了新时代党的治藏方略，西藏步入发展最好、变化最大、各族群众得实惠最多的历 史时期。金融力量围绕"聚焦稳定、发展、生态、强边'四件大事'""聚力创建全国民族团结进步模范区、 高原经济高质量发展先行区、国家生态文明高地和国家固边兴边富民行动示范区（亦称为'四个创 建'），大力推动长治久安和高质量发展"深度实践，以合规经营筑牢屏障，用金融"活水"润泽民生，书 写着雪域高原长治久安与高质量发展的新篇章。 与区域需求同频 助力西藏跨越式发展 2025年上半年，西藏实现地区生产总值1382.72亿元，同比增长7.2%；2024年西藏地区生产总值达到 2765亿元，是1965年的155倍，主要经济指标增速连续多年位居全国前列，西藏社会生产力获得极大的 解放和发展，彻底改变了旧西藏的贫穷落后，发展面貌焕然一新。金融系统胸怀"国之大者"，深耕主责 主业，成为这一历程的重要助力者。 金融服务不仅要"普"，更要"惠"。作为西 ...

Core Viewpoint - Guangxi Longzhou Rural Commercial Bank Shuikou Branch is leveraging innovative financial services to support border trade and local economic development, establishing a model for financial assistance in rural revitalization [1][2]. Group 1: Financial Services and Local Impact - The bank has introduced a "Border Resident Settlement Account + Border Resident Loan" model, benefiting local residents and businesses by facilitating tax-free trade up to 8,000 yuan per person per day [1]. - As of May, the bank has opened 5,590 border resident settlement accounts, serving over 320,000 residents, with a loan issuance exceeding 10 million yuan [2]. - The bank has provided over 25 million yuan in credit to local enterprises, including a major cashew processing company, which has created over 200 local jobs [2][3]. Group 2: International Settlement and Trade Efficiency - The bank has established partnerships with several Vietnamese financial institutions to create a cross-border service network, enhancing efficiency in international settlements [3]. - From January to May, the bank processed over 1,071 international settlement transactions, with a total transaction volume exceeding 1 billion yuan, achieving a 200% increase in settlement efficiency compared to traditional methods [4]. Group 3: Foreign Exchange Services - The bank has opened the first currency exchange counter in the region, facilitating foreign currency transactions and improving service accessibility for foreign clients [4]. - By May, the bank had provided one-stop services for cross-border settlements and currency risk hedging to 25 enterprises, with a projected 90% share of cross-border RMB settlements in the county by 2024 [4].