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金融活水浇灌现代农业之花 打造金融服务生态圈、助力现代化农业发展的龙江实践
Jin Rong Shi Bao· 2025-12-31 02:10
Core Viewpoint - The integration of financial support and technological advancements in the agricultural sector, particularly in Heilongjiang, is enhancing grain collection efficiency and ensuring food security through a comprehensive financial support system for the entire agricultural supply chain [1][2][9]. Financial Support for Agricultural Supply Chain - The People's Bank of China (PBOC) in Heilongjiang is guiding banks to provide precise financial support for rice procurement, ensuring timely funding during the harvest season, which has led to an increase in agricultural loans from 929.61 billion yuan at the beginning of 2023 to 1,029.43 billion yuan by the end of November 2025 [1]. - Agricultural Development Bank of China (ADBC) in Heilongjiang maintains a stable loan scale of around 400 billion yuan, supporting the entire grain supply chain and introducing innovative loan models like "Value Preservation Loan" and "Supply Chain Loan" [2]. - Agricultural Bank of China (ABC) is implementing a "5+7" service action plan to support key agricultural industries, with a loan balance exceeding 35 billion yuan, focusing on brand agriculture and innovative credit models [3]. Risk Management in Agricultural Finance - Financial institutions are increasingly focusing on risk management as they enhance support for agricultural entities, addressing the transmission of agricultural risks to financial operations [6]. - The "Insurance + Futures" model has been explored since 2016 to mitigate risks associated with agricultural price fluctuations, benefiting numerous farmers and stabilizing income [7]. - Sunshine Agricultural Mutual Insurance Company has provided comprehensive cost insurance for major crops, covering 47.03 million acres and offering risk protection of 43.73 billion yuan, significantly increasing the coverage compared to previous models [8]. Modern Agricultural Financial Ecosystem - Heilongjiang's approach to building a modern agricultural financial service ecosystem represents a significant structural reform in financial supply, enhancing the resilience of the grain industry against various shocks [9].
从川超赛场到文旅生态
Jin Rong Shi Bao· 2025-12-16 03:32
Core Viewpoint - The article highlights the integration of sports events, particularly the Sichuan Super League, with local economic activities, emphasizing the role of financial services in enhancing consumer engagement and supporting local businesses [1][4]. Group 1: Event and Consumer Engagement - The Sichuan Super League has gained significant popularity since its launch in September 2025, with ticket sales booming and a vibrant atmosphere at matches, engaging fans across 21 cities in Sichuan [1][5]. - The event has evolved into a celebration that combines sports, food, and tourism, creating a festive environment for local consumers [1]. Group 2: Financial Services Integration - The Bank of China Sichuan Branch has embedded financial services into the event, promoting its brand through various activities and providing fans with financial products such as digital currency and consumer loans [2][3]. - The bank has created a "Sichuan Super Carnival" to engage with the public, offering promotional packages and facilitating transactions at the event [2]. Group 3: Local Business Support - The bank is actively supporting local merchants by providing convenient payment solutions and financial services, helping them capitalize on the increased foot traffic during the event [4]. - Over 240 merchants have participated in the initiative, with 220,000 fans receiving fan packages, indicating a strong community engagement [5]. Group 4: Cultural and Tourism Development - The Sichuan Branch has been focusing on building a cultural and tourism ecosystem, with over 6,000 tourism enterprise loan clients as of September 2025 [6][7]. - The bank is facilitating financing solutions tailored to the needs of local tourism projects, enhancing the overall efficiency of financial services in the tourism sector [7].