今年有9天的春节假期，大家在欢欢喜喜过大年的同时，更要保护好自己的"钱袋子"。金融监管总局等多个部委不久前专门发出风险提示，不要相 信"全额退保""征信洗白""债务清零"等短视频和直播。 快过年了，骗子们也比较活跃。骗子们有的说，能帮忙把保险全额退回来的；还有说欠钱不还，也能把征信污点洗白的；甚至还有说只要你找到他 们"代理维权"，你的房贷、信用卡欠款统统都不用还了的。 听着很爽对不对？其实这就是专门吸引你的诱饵，都是套路。 他们有可能直接把你拉黑，让你的钱"打水漂"； 他们可能教你伪造证据，让你惹上官司。 他们还可能以"维权"的名义，把你的银行卡、身份证、保单等重要信息要过来，然后转卖掉。未来，你有可能因此遭遇电信诈骗。 每年的春节前后，也往往是骗子们比较活跃的时间段。 老王提醒大家，不管是投资还是消费，别被网上那些看似专家的骗子蒙蔽了，别被天花乱坠的承诺忽悠了。不懂的金融问题，直接去银行网点问，或 者找官方客服、上官网查，别信"野路子"。 守住自己的钱袋子 别给骗子送"年终奖" 作者：王雷 这些骗子特别喜欢在社交平台，发看似专业的科普视频，把自己包装成专业维权律师，拼接官方图片、歪曲解读政策，甚至用直播教 ...

本报北京2月8日电 （记者赵展慧）2月6日，金融监管总局、中央网信办、公安部、中国人民银行、中 国证监会发布关于警惕不法"代理维权"短视频及直播陷阱的风险提示，提醒广大群众警惕不法"代理维 权"侵害，依法理性维权。 本报北京2月8日电 （记者赵展慧）2月6日，金融监管总局、中央网信办、公安部、中国人民银行、中 国证监会发布关于警惕不法"代理维权"短视频及直播陷阱的风险提示，提醒广大群众警惕不法"代理维 权"侵害，依法理性维权。 近期，社会上一些组织和个人通过短视频及直播等自媒体平台违规制作、散布涉及"全额退保""债务清 零""债务优化""债务协商""债务置换""征信洗白""投顾退费"等不实短视频，甚至以直播形式传授"技 巧"，诱导金融消费者、投资者委托其"代理维权"，从而收取高额咨询费、服务费。这些不法"代理维 权"短视频、直播乱象主要特征为谎称"监管部门出新政""金融机构有活动"，宣称"专业律师专业维 权""股市下跌投顾骗钱"等。 监管部门提示，防骗首先勿听信谣言，金融消费者、投资者应通过政策出台部门官方网站、金融机构全 国统一客服热线等正规渠道获取信息。同时，警惕"代理维权"骗局可能导致的"违约"官司、信 ...

Core Viewpoint - The Dalian Commodity Exchange (DCE) is actively enhancing public financial literacy and risk prevention capabilities by organizing a week-long financial education campaign themed "Protecting Financial Rights to Support a Better Life" in response to national calls from financial regulatory authorities [1][2]. Group 1: Financial Education Activities - DCE has launched a series of engaging educational materials, including the "DCE·Small Investors Together" brand, focusing on common financial fraud tactics such as "Beware of 'Guaranteed High Returns' Traps" and "Caution Against Fake Futures Apps" [1][2]. - The campaign utilizes humorous language and relatable visuals to simplify complex risk cases, helping investors recognize scams and enhance self-protection awareness [1][2]. Group 2: Outreach and Engagement - DCE collaborates with member units to expand educational outreach across various cities, including Qingdao, Jinan, and Guangzhou, targeting diverse groups such as the elderly, youth, and rural residents [2][3]. - The activities include theme lectures, distribution of practical brochures, and interactive outdoor markets, effectively transforming professional financial knowledge into accessible content [2]. Group 3: Commitment to Investor Protection - DCE has conducted nearly 800 market cultivation activities since 2025, training over 12,000 participants, and has launched more than 100 original educational products [3]. - The organization aims to further strengthen the "Investor Protection" concept and build a collaborative and effective educational ecosystem to promote financial knowledge [3].

Group 1 - The core objective of the campaign is to enhance public awareness of financial false advertising and guide rational selection of financial products to protect consumers' rights [1] - The campaign targets three high-risk groups: the elderly, investment consumers, and new citizens, with tailored strategies such as informational handbooks and compliance query guides [1][2] - Employee training was conducted to improve understanding of regulatory boundaries regarding false advertising and to enhance staff's ability to address customer inquiries [1] Group 2 - The campaign reveals four common traps in false advertising: high-yield low-risk claims in investment products, misleading loan offers, forged qualifications, and untrustworthy service promises [2] - Public guidance on rights protection was provided, informing consumers about complaint channels such as customer service hotlines and regulatory platforms [2] Group 3 - Promotional activities included in-branch displays, warning videos, and one-on-one consultations with customers regarding financial product legitimacy [3] - Offline outreach involved community engagement through financial education classes and the distribution of informative posters in public spaces [3] Group 4 - Post-campaign surveys indicated a significant increase in public recognition of false advertising tactics, with 78% of participants able to identify three or more types of scams [5] - Positive feedback was received from local financial regulatory authorities and community members, highlighting the practical relevance of the campaign content [5]

Group 1 - The core idea of the news is that Ping An Life's Rizhao branch is actively promoting financial safety awareness among the public, particularly targeting the elderly at a local market during the "September Financial Promotion Week" [1][2] - The promotional activities include distributing practical "anti-fraud guides" and educating the public on recognizing financial scams, such as phishing links and fraudulent insurance agents [1] - The approach taken by the company is to engage directly with the community in a relatable manner, which has proven effective as many attendees expressed appreciation for the timely information [2] Group 2 - The initiative reflects Ping An Life's commitment to the "Finance for the People" philosophy, aiming to enhance financial literacy and safety among the community [2] - The company plans to continue these outreach efforts beyond the market, bringing financial safety knowledge to various local settings, thereby fostering a secure financial environment [2]