银保联动

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推进敢贷愿贷!多地成立外贸工作组
券商中国· 2025-05-20 05:37
今年二季度以来,全球贸易不确定性增加,我国推出系列增量政策稳就业稳经济、稳市场稳预期,推动高 质量发展。随着贸易紧张局势趋缓,多地部署支持企业抢抓外贸窗口期,明确要提升服务保障质效,帮助 企业更好地拓市场、抢订单。 加大金融支持力度是落实各项服务保障措施的关键环节,证券时报·券商中国记者记者了解到,当前银行机构 在支持外贸企业过程中,一方面,借助一揽子增量金融政策,通过支持小微企业融资协调工作机制(下称"融 资协调工作机制")精准对接外贸企业,及时、高效提供信贷支持;另一方面,则是强化与保险机构等的协同 联动作用,共担风险,推进信贷资金敢贷、愿贷、会贷。 助企抢抓外贸窗口期 证券时报·券商中国记者梳理发现,5月以来,随着国际贸易紧张局势缓和,广东、浙江、江苏、福建、山东、 云南、重庆等多地进一步部署安排,支持企业抢抓外贸窗口期。纵观这些省市在贸易领域提出的金融支持政 策,提高出口信用保险覆盖面、强化银保联动共担风险让银行"敢贷愿贷会贷"、专项资金予以贷款贴息支持是 政策发力的三条主线。 例如,浙江省慈溪市5月13日即指出,政府端将聚焦抢抓时机提振发展信心、全面落实全链条保障、构建内外 贸一体化发展格局等方面, ...
多地成立外贸工作组精准助企纾困 银保协同创新推进敢贷愿贷
证券时报· 2025-05-20 01:03
Core Viewpoint - The article discusses the measures taken by China to stabilize employment, economy, and market expectations amid increasing global trade uncertainties, emphasizing financial support for foreign trade enterprises to seize opportunities during a trade window period [1][3]. Group 1: Financial Support Measures - Various provinces, including Guangdong, Zhejiang, and Fujian, have implemented financial support policies to enhance export credit insurance coverage and strengthen bank-insurance collaboration to encourage banks to lend [3][4]. - Fujian province has established a special credit quota of 90 billion yuan for foreign trade, providing full premium subsidies for small export enterprises with annual exports below 7 million USD [3][4]. - The financial regulatory authority plans to expand the financing coordination mechanism to all foreign trade enterprises, ensuring that banks fully implement policies to support foreign trade [6][8]. Group 2: Export Credit Insurance - Export credit insurance is highlighted as a crucial tool for supporting foreign trade enterprises, mitigating risks associated with international trade and financing [10][11]. - In 2024, the national insured amount for export credit insurance is expected to exceed 1 trillion USD, with significant growth in the first quarter [11]. - Shenzhen has introduced a unified insurance policy for small and micro foreign trade enterprises, allowing them to obtain insurance without paying premiums [11]. Group 3: Innovative Financing Solutions - The China Export-Import Bank is innovating financing models to support small foreign trade enterprises by sharing credit risks with commercial banks, thereby encouraging lending [12]. - A new financing model called "Micro Trade Loan" has been developed, leveraging real import-export data and insurance information to enhance credit evaluation and reduce financing costs for small enterprises [12]. - The article emphasizes the importance of collaboration among various financial institutions to innovate products that meet the needs of foreign trade enterprises [12].
多地成立外贸工作组精准纾困银保协同创新推进“敢贷愿贷会贷”
Zheng Quan Shi Bao· 2025-05-19 17:58
Core Viewpoint - The article discusses the measures taken by various regions in China to support foreign trade enterprises amid increasing global trade uncertainties, emphasizing financial support and policy initiatives to enhance market confidence and facilitate business operations [1][2][3]. Financial Support Measures - Banks are implementing a package of incremental financial policies to provide timely and efficient credit support to foreign trade enterprises, particularly small and micro enterprises [1][3]. - Financial support policies include increasing the coverage of export credit insurance, enhancing collaboration between banks and insurance institutions to share risks, and providing interest subsidies through special funds [2][5]. - The establishment of foreign trade working groups at the municipal level aims to facilitate financing and insurance for small foreign trade enterprises, ensuring that banks can meet their lending needs [3][5]. Export Credit Insurance - Export credit insurance is highlighted as a crucial tool for strengthening financial support for foreign trade enterprises, with initiatives underway to provide comprehensive coverage for small and micro enterprises [5]. - For instance, Shenzhen has introduced a policy to support foreign trade small and micro enterprises with export volumes below 8 million USD, allowing them to obtain insurance without paying premiums [5]. Policy Initiatives - Various provinces, including Zhejiang and Fujian, have rolled out specific policies to enhance financial support for foreign trade, focusing on optimizing credit services and reducing the financial burden on enterprises [2][6]. - The National Development and Reform Commission suggests using fiscal and tax policies to address financing challenges faced by private enterprises, including targeted tax reductions and subsidies [6].