办理一张日转账额度5万元的一类银行储蓄卡有多难？日前，南都7位记者分别前往7所不同银行开卡， 最终仅一人完成这一目标。 近年来，为防范电信诈骗、洗钱等风险，银行开卡流程趋严，但部分网点"层层加码"或"一刀切"过度限 制交易额度等问题亦引发关注。 珠海情况如何？南都"珠事测评"栏目实地走访珠海7家银行，以办理单日转账额度5万元的一类储蓄卡并 开通网银为目标，直击银行办卡服务和流程是否合规，是否存在"层层加码"。 光大银行：遭拒、盘查，终设5000元日限 测评网点：中国光大银行（拱北支行） 测评时间：6月25日14时33分 总耗时：1小时 6月25日，南都记者以普通市民身份，前往位于珠海市香洲区粤海东路1020号的中国光大银行（拱北支 行），亲身体验办理一张一类储蓄卡的全过程。体验发现，银行在受理办理一类储蓄卡方面十分谨慎， 拒绝了记者数次后，在记者的强烈要求下，才最终允许办理一类储蓄卡，并设置了5000元的限额。 当日14时33分，记者到达该网点。店内没有其他顾客，无需排队等待。记者进门后便有经理询问需求。 在记者表明需要办理一张一类储蓄卡，计划每月定期存钱用于存款或移动支付，要求单日交易额度至少 5万元并开通 ...

结果显示，被测评银行在服务质量、隐私保护、强制捆绑销售等方面表现优异，无一失分。但因把握风 险防控与金融便民的尺度不一，7家银行网点在为记者办卡中存在两极分化，既有部分银行网点因服务 高效、流程顺畅，获得95分的高分，也有部分银行因流程冗长、"层层加码"限制开卡、"一刀切"过度限 制转账额度、要求关注公众号等拉低了用户体验，最低仅55分。 近年来，为防范电信诈骗、洗钱等风险，银行开卡流程趋严，但部分网点"层层加码"或"一刀切"过度限 制交易额度等问题亦引发关注。 珠海情况如何？南都"珠事测评"栏目实地走访珠海7家银行，以办理单日转账额度5万元的一类储蓄卡并 开通网银为目标，直击银行办卡服务和流程是否合规，是否存在"层层加码"，并从办事效率、合规性、 防诈执行、服务质量四大维度展开测评，推动银行进一步优化服务和流程。 测评网点：中信银行珠海拱北支行 测评时间：6月30日15:45分 总耗时：约20分钟 综合分：65分 6月30日下午15点45分左右，记者来到位于桂花北路的中信银行珠海拱北支行。进入大堂后，此时办理 业务人员极少，大堂工作人员主动向记者询问办理何种业务。在记者表示需要办理一类储蓄卡后，银行 工作人 ...

下一步，民生银行临沂兰山支行将持续推进金融知识万里行活动，不断创新宣传形式，拓宽宣传渠道， 深入社区、企业、学校等重点场所，将金融知识送到群众身边，进一步提升公众金融风险防范能力，助 力营造安全、健康、和谐的金融消费环境。 活动期间，民生银行临沂兰山支行组织专业人员走进临沂某二手车市场和某房地产经纪有限公司，围绕 电信诈骗的常见类型、识别方法和防范要点，开展有针对性的宣传。现场设立咨询台，发放宣传折页， 通过面对面讲解、案例分析、互动答疑等形式，向从业人员普及基础金融知识。针对二手车交易和房产 经纪业务中易发的冒充平台客服退款、虚假贷款、刷单返利等诈骗手段，工作人员结合真实案例，深入 浅出地讲解诈骗套路，提醒大家在交易过程中提高警惕，不随意透露个人信息和账户信息，对不明来 电、陌生链接做到"不轻信、不点击、不转账"。同时，工作人员还耐心解答了现场人员提出的各类金融 问题，引导大家树立正确的消费观和理财观，增强自我保护意识，提升金融素养。本次活动共发放宣传 资料80余份，接受现场咨询20余人次，覆盖从业人员及客户群体近200人，取得了良好的宣传效果，受 到参与单位和群众的一致好评。 为积极响应普及金融知识万里行 ...

Group 1 - The core viewpoint of the news is the collaboration between Minsheng Bank and local police to enhance public awareness and prevention of telecom network fraud through a themed promotional event [1][2] - The event attracted over 200 participants, where various methods such as consultation booths, banners, and distribution of anti-fraud manuals were employed to engage the public [1] - Real-life case studies were shared to educate citizens on how fraudsters exploit bank cards and third-party payment platforms, along with demonstrations of safety features in Minsheng Bank's mobile banking app [1] Group 2 - Targeted outreach was conducted for vulnerable groups such as the elderly and migrant workers, using simple language to explain common scams like "pension investment fraud" and "impersonating friends for money" [2] - The bank also utilized online platforms like WeChat and short video sites to disseminate anti-fraud content, creating engaging materials such as "AI voice fraud detection" and "fake lottery information reveal" [2] - The promotional activity is part of Minsheng Bank's ongoing efforts to deepen cooperation with law enforcement and promote financial safety and social stability [2]

现场互动环节引起了大小朋友的极大兴趣，套圈游戏区人气火爆，参与者通过答题获取套圈机会，既考验知识储备又充满挑战乐趣；定制扇子上的防诈标语 和卡通图案，成为夏日里传播金融知识的"清凉载体"。此外，工作人员还开设咨询台，解答存款保险、征信维护等疑问，帮助群众守护"钱袋子"。 此次"靠浦一夏剧说成长，消保护航乐享生活"活动，是浦发银行济南分行践行"以客户为中心"服务理念的生动体现。本次活动累计发放宣传资料1500余份， 覆盖1500余人次。活动不仅丰富了客户的业余生活，也持续推进了金融知识普及常态化，以多元形式筑牢金融安全防线，进一步增强了客户黏性和信任度。 未来，浦发银行济南分行将为客户提供更加优质、贴心的金融服务和非金融服务，与客户携手共创美好未来。 6月15日，济南珍珠泉礼堂内欢声笑语此起彼伏，浦发银行济南分行在这里成功举办"靠浦一夏剧说成长，消保护航乐享生活"客户活动。此次活动特别邀请 了1000位客户家庭成员到场，针对青年家庭群体，聚焦防范电信诈骗、识别非法集资、反假币等热点问题，通过发放《防范非法集资指南》《反诈手册》等 知识单页，结合真实案例解析，向群众普及"不轻信、不转账、不泄露个人信息"的"三不原 ...

Group 1 - The core idea of the article is the initiative by China Minsheng Bank Weifang Shouguang Branch to enhance employees' ability to recognize and prevent fraud, thereby safeguarding public financial security [1][3] Group 2 - The bank established a professional team to conduct a themed publicity campaign titled "Prevent Telecom Fraud, Safeguard Account Security" for corporate employees [1] - Various promotional setups were created at the event, including a prominent entrance booth that provided information on common fraud types and response strategies through banners and illustrated handbooks [2] - The handbook included real case studies analyzing fraud techniques such as "impersonating customer service" and "false investment," along with memorable prevention tips and clear emergency flowcharts for easy reference [2] - Interactive "anti-fraud micro-classes" were set up in high-traffic areas like employee cafeterias, featuring dramatized scenarios based on real cases to educate employees about potential fraud situations [2] - A tailored "scenario simulation training" was conducted for vulnerable financial staff, allowing them to engage in role-playing exercises to enhance their ability to identify and respond to new fraud schemes [2] - An engaging quiz segment was introduced, where employees could participate in anti-fraud knowledge questions and win practical souvenirs, fostering a fun and educational atmosphere [2] Group 3 - The campaign emphasizes both immediate effectiveness and long-term sustainability, with plans for regular anti-fraud video updates and online knowledge tests to establish a continuous financial safety education mechanism [3] - The goal is to strengthen the financial security network and protect the financial well-being of employees and the broader community [3]