Core Viewpoint - The Shenzhen Financial Regulatory Bureau has released the "Action Plan" to promote high-quality development of technology finance, outlining 25 policy measures to enhance financial services for technology enterprises and support Shenzhen's goal of becoming a globally influential center for industrial technology innovation [1] Group 1: Overall Requirements and Goals - The Shenzhen Financial Regulatory Bureau aims to provide comprehensive, diverse, precise, and professional financial services to technology enterprises over the next five years, achieving goals of "two quality improvements," "three expansions," and "four efficiency enhancements" [2] - As of March 2025, the loan balance for technology enterprises in Shenzhen is projected to reach 1.23 trillion yuan, with a year-on-year growth of 7.23% [2] Group 2: Tolerance for Non-Performing Loans - The plan encourages banks and insurance institutions to increase their tolerance for non-performing loans, allowing a maximum increase of 3 percentage points for small and micro technology enterprises compared to other loans [3] - The establishment of specialized branches for technology finance is promoted, with 45 technology branches evaluated across key technology resource areas [3] Group 3: Development of Financial Product Service System - The plan emphasizes the need for banks to increase credit loans and medium-to-long-term loans for technology enterprises, establishing an evaluation system centered on R&D capabilities and patent values [4] - Banks are encouraged to collaborate with equity investment institutions to explore new business models such as "loans + external direct investment" [4] Group 4: Pilot Projects Implementation - Shenzhen has initiated pilot projects for technology enterprise merger loans, with a loan balance exceeding 3 billion yuan, positioning itself as a leader among pilot cities [5] - The plan supports banks in providing loan support for strategic mergers and acquisitions in key sectors such as integrated circuits, artificial intelligence, and biomedicine [5] Group 5: Knowledge Property Financial Ecosystem - The plan supports the optimization of knowledge property financial management mechanisms and the establishment of internal evaluation systems for knowledge property value [6] - It encourages state-owned banks to deepen cooperation with financial asset investment companies to enhance support for technological innovation [6] Group 6: Strengthening Collaborative Mechanisms - The plan outlines the establishment of a collaborative mechanism among various departments to enhance policy guidance and support for technology finance [7] - It promotes the development of a special risk compensation mechanism and innovative insurance business risk-sharing mechanisms [7]

南方财经全媒体记者 周妙妙 深圳报道 5月13日，深圳金融监管局正式印发《深圳银行业保险业科技金融高质量发展行动方案》（以下简称 《行动方案》），围绕总体要求、组织管理机制、产品服务体系、"四项试点"政策、综合生态系统、风 险控制能力、加强组织保障等7个方面，提出25条举措，明确深圳科技金融高质量发展"施工图"。 这意味着在支持深圳加快建设具有全球重要影响力的产业科技创新中心上，金融这一要素优势正在加速 形成。纵观全球重要的科技创新中心的形成，通常都有赖于人才、金融、物资、信息等创新要素，以及 科学研究、技术开发、产品设计、生产制造等创新活动集聚并相互作用。 具有"高投入、高风险、高收益"特征的科创领域，融资渠道天然受到更多限制。因此，相适配的科技金 融服务是产业科技创新中心建设过程中不可或缺的一环。 2025年深圳政府工作报告首次提出建设"产业金融中心"，并不断将金融资源投向科技赛道。记者获悉， 截至2025年3月末，深圳科技型企业贷款余额1.23万亿元，同比增长7.23%。2024年全年，深圳科技保险 累计提供风险保障超9000亿元。 深圳已评定45家科技支行 记者梳理发现，深圳在科技金融组织管理机制、产 ...