PeopleImages / Getty Images There's one thing that a significant amount of liquid assets gives you more than anything: options. Key Takeaways Liquid assets—such as cash, stocks, and brokerage accounts you can tap immediately—create flexibility that other assets can't match. Growing your income matters more than pinching every penny, especially if you don't let lifestyle inflation creep up on you. Staying invested during market drops prevents the timing mistakes that cost the average investor over 1% ...

TikTok isn’t just a platform for dance challenges anymore. It has become a place where you can also get practical investing advice. And going into 2026, some of the investing strategies racking up millions of views on the app aren’t just trendy. Financial experts say they can help everyday people build long-term wealth. Here are the TikTok investing strategies experts say are actually worth paying attention to. Diversifying Across Different Asset Classes Portfolio diversification is one of the most ta ...

Another higher-yield option Lee mentioned was BlackRock Science and Technology Trust II (NYSE: BSTZ) , a technology-oriented income fund paying monthly distributions exceeding 11%. These types of funds are not designed for ultra-conservative investors, but for those willing to accept some volatility, the income potential can be compelling.We also discussed more specialized options. One that stood out was the Gabelli Gold, Natural Resources & Income Trust (NYSE: GGN) . Managed by Mario Gabelli’s firm, it hol ...

Hyperscale Data Inc., an artificial intelligence-focused data center company anchored by Bitcoin, said its Bitcoin treasury has reached approximately $75.5 million, representing about 97.5% of its market capitalization. The NYSE American–listed company said the valuation is based on Bitcoin’s price as of December 14, 2025, and Hyperscale Data’s closing share price on December 15. The company also reiterated its long-term objective of holding Bitcoin equal to 100% of its market capitalization as part of ...

Core Insights - The article emphasizes that starting with a small amount, such as S$500 a month, can lead to significant passive income through consistent investing and dividend reinvestment [2][8]. Investment Strategy - Regular investing fosters discipline and utilizes dollar-cost averaging, allowing investors to invest a fixed amount at regular intervals [3]. - A portfolio invested with S$500 monthly could grow to approximately S$129,000 over 15 years, reflecting a growth of over 43% from a total contribution of S$90,000 [7][8]. Broker Recommendations - Suggested low-cost brokerages for starting monthly investments include MooMoo with a trading fee of 0.03% and a minimum order size of US$5, and DBS Vickers RSP with a trading fee of 0.18% and a minimum order size of S$100 [11]. Stock Selection - Investors should focus on strong, dividend-paying companies with sustainable cash flows, such as DBS Group Holdings, CapitaLand Integrated Commercial Trust, Singapore Exchange, and Netlink NBN Trust, which offer dividend yields between 4% and 6% [15][17][18]. Diversification Strategy - A diversified portfolio is recommended to balance growth potential and stability, with a sample investment plan suggesting a rotation among different sectors over time [19][22]. - Diversification helps mitigate market volatility while benefiting from dividend income [22]. Dividend Reinvestment Benefits - Reinvesting dividends can significantly enhance portfolio value, with a hypothetical example showing a portfolio could grow to S$100,627 over 30 years with reinvestment, compared to S$43,219 without [24][25]. - The principle of dividend yield-on-cost indicates that as dividends compound, they represent a larger percentage of the initial investment, highlighting the importance of long-term growth over short-term price fluctuations [25]. Cautions in Investing - Investors are advised to avoid chasing high yields from fundamentally weak companies and to maintain diversification to ensure long-term success [26]. - Trading fees, although seemingly low, can accumulate and impact overall returns if trading frequency is high [27].

Group 1 - The difficulty of picking individual stocks is highlighted, with a J.P. Morgan study indicating that 40% of stocks in the Russell 3000 Index had negative returns from 1980 to 2020, and two-thirds underperformed the overall market [1] - Investing in high-quality index exchange-traded funds (ETFs) from Vanguard and employing dollar-cost averaging can effectively build wealth over time [1] - Starting with $5,000 and investing an additional $1,000 monthly for 30 years could result in a portfolio worth $3.2 million with a 12% average return, with nearly 90% of gains coming from market performance [2] Group 2 - The Vanguard S&P 500 ETF (NYSEMKT: VOO) is recommended as a core holding for individual investors, tracking the performance of the S&P 500, which consists of 500 large U.S. stocks [4][5] - The S&P 500 is a market capitalization-weighted index, meaning larger companies have a greater impact on its performance, contributing to its historical success [5] - The Vanguard S&P 500 ETF has shown strong performance with an average annual return of 14.6% over the past 10 years and 17.6% over the past five years [6] Group 3 - The Vanguard Mega Cap Growth ETF (NYSEMKT: MGK) focuses on large-cap growth stocks, providing a concentrated portfolio of 66 of the biggest growth stocks [7] - The Vanguard Dividend Appreciation ETF is presented as a solid alternative for those seeking less growth-heavy investments [8]

Core Insights - Hyperscale Data, Inc. has been recognized as one of the top 100 global public Bitcoin treasury companies, ranking at 94, based on its holdings of 150 Bitcoin, while it currently owns approximately 382 Bitcoin, which would place it within the top 75 if other companies' holdings remain unchanged [1][2][3] Group 1: Company Strategy and Operations - The company has rapidly expanded its Bitcoin treasury strategy alongside its Bitcoin mining operations, indicating a strong commitment to digital assets [2] - Hyperscale Data operates Bitcoin mining facilities in Michigan and Montana, providing a diversified production footprint [3] - The company employs a disciplined dollar-cost averaging strategy, purchasing Bitcoin weekly regardless of market volatility, which supports its goal of building a significant corporate Bitcoin treasury [3] Group 2: Future Goals - The Executive Chairman expressed pride in the current achievement but emphasized a larger goal of reaching the top 10 in the global Bitcoin treasury rankings [3] Group 3: Company Structure and Divestiture - Hyperscale Data operates through its subsidiary Sentinum, Inc., which manages data centers for mining digital assets and offering colocation and hosting services [5] - The company anticipates a divestiture of its subsidiary Ault Capital Group, Inc. in the second quarter of 2026, which will allow it to focus on high-performance computing services and digital asset holdings [6]

Core Insights - The reliance on AI assistants for information has increased, potentially impacting independent and critical thinking [1] - AI platforms are improving in addressing current issues and factual errors, but responses from different AI assistants often show similarities [2] Investment Strategies from AI Assistants - ChatGPT recommends investing in low-cost index funds for long-term wealth building, highlighting that a $500 monthly investment over 25 years at an 8% return could yield over $472,000 [4] - Claude emphasizes the importance of starting investments early, stating that "time in the market beats timing the market" [5] - DeepSeek presents a unique perspective by focusing on the behavioral aspect of investing, suggesting the principle of "paying yourself first" to combat financial drains faced by the middle class [6][7]

Core Insights - Cryptocurrency is becoming more accessible to traditional investors, with experts suggesting strategies to build wealth in this space [1][2] Group 1: Investment Strategies - Dollar-cost averaging is a recommended strategy for crypto investors, allowing them to invest a fixed amount regularly to mitigate volatility and enhance long-term growth [3][4] - Emotional discipline is crucial in crypto investing; investors should establish clear strategies and rules for entry and exit points to avoid impulsive decisions driven by market emotions [5]

Core Viewpoint - Investors are advised against selling reliable stocks like Costco and Walmart to chase trending stocks, emphasizing the importance of a disciplined and diversified investment strategy [1][2][5]. Investment Strategy - The historical context of the dot-com bubble illustrates the risks of chasing high-flying stocks, as many investors faced significant losses when the bubble burst [3][6]. - A balanced portfolio is essential, and investors should maintain a mix of stocks while holding onto established companies [6]. Stock Recommendations - Meta is highlighted as a stock that should be included in nearly every investor's portfolio, alongside Apple, as both are considered long-term winners [7]. - A dollar-cost averaging (DCA) approach is recommended for purchasing stocks, which involves buying small amounts regularly to mitigate the risk of market timing [8].