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Solaris Names Jentsch to Lead Embedded Finance Platform
PYMNTS.com· 2026-01-05 18:54
Berlin-based embedded finance platform Solaris has a new chief executive.By completing this form, you agree to receive marketing communications from PYMNTS and to the sharing of your information with our sponsor, if applicable, in accordance with our Privacy Policy and Terms and Conditions .Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required.Carsten Höltkemeyer, the firm’s CEO, stepped down at the end of 2025, the company said in its ...
Inbank issued €5.3 million worth of new shares
Globenewswire· 2026-01-05 07:30
Core Viewpoint - Inbank has successfully raised €5.3 million through a direct offering, increasing its market value to €236 million, which reflects strong investor confidence in its business model and financial performance [1][3]. Group 1: Capital Raise Details - Inbank issued 265,000 new shares at a price of €20 each, with a nominal value of €0.10 and a share premium of €19.90 [1]. - The subscription period for the share offering was from 15 December 2025 to 29 December 2025 [1]. - Following the capital increase, Inbank's share capital will amount to €1,178,816.30, and the total number of shares will be 11,788,163 [1]. Group 2: Strategic Positioning - The additional capital will enable Inbank to support the expansion of Mobire Group, a full-service car rental company fully acquired by Inbank in November 2025 [2]. - Inbank operates as a financial technology company with an EU banking license, connecting merchants, consumers, and financial institutions through its embedded finance platform [3]. - The company partners with over 5,900 merchants and has more than 915,000 active contracts, collecting deposits across seven European markets [3]. Group 3: Investor Sentiment - Marko Varik, CFO of Inbank, expressed satisfaction with the strong interest in the share issue, indicating broad-based support from both existing and new investors [3]. - The capital raise has led to Inbank's market value reaching an all-time high of €236 million, showcasing investor confidence in the company's long-term value proposition [3].
Olea Announces Series A Funding to Enhance Global Trade Finance
Crowdfund Insider· 2025-12-18 02:02
Olea Global Pte Ltd, a platform enabling global trade, announced the completion of its $30 million Series A round. The funding round was led by BBVA (Banco Bilbao Vizcaya Argentaria, S.A), with participation from XDC Network, theDOCK, others, as well as existing shareholder SC Ventures, the venture building unit of Standard Chartered Bank.The capital will focus on innovation: investing “in AI-driven analytics, Web3 readiness, and expertise to deliver high growth solutions, such as embedded finance, aligned ...
DXC, Aptys Announce Payments Modernization Partnership
Crowdfund Insider· 2025-12-09 00:59
DXC Technology (NYSE: DXC), an enterprise technology and innovation partner, and Aptys Solutions, a provider of end-to-end payments solutions, this week announced a strategic partnership to accelerate payments modernization and simplify how financial institutions (FIs) connect to and manage payments services across networks and channels. The partnership will enable FIs to enhance efficiency, reduce operational risk, and improve customer and member experiences.Aptys Solutions delivers a unified payments plat ...
Fiserv, Inc. (FISV): A Bull Case Theory
Yahoo Finance· 2025-12-05 21:23
We came across a bullish thesis on Fiserv, Inc. on Jimmy’s Journal’s Substack by Jimmy Investor. In this article, we will summarize the bulls’ thesis on FISV. Fiserv, Inc.'s share was trading at $62.69 as of December 1st. FI’s trailing and forward P/E were 9.69 and 7.39 respectively according to Yahoo Finance. Eightco (ORBS) Ends 2-Day Rally on Profit-Taking Fiserv, long a quiet giant in fintech, provides critical banking infrastructure and payments rails across the U.S. In recent years, however, the com ...
Tap, Travel, Transact: Is Visa Quietly Crafting the Perfect Growth Mix?
ZACKS· 2025-12-01 17:01
Key Takeaways V is blending tap-to-pay adoption, cross-border gains and digital tools to reshape its growth mix.Cross-border volume rose 11% in Q4 FY25 as travel climbed 10%, boosting high-value payments for V.V is improving approval rates with AI-driven fraud detection while expanding fintech partnerships.Visa Inc. (V) has been a key player in the world of global payments, and now the company is quietly transforming its growth narrative by embracing a mix of consumer engagement, cross-border transactions a ...
Green Dot inks deals splitting bank, fintech business
Yahoo Finance· 2025-11-26 07:58
This story was originally published on Banking Dive. To receive daily news and insights, subscribe to our free daily Banking Dive newsletter. Dive Brief: Embedded finance company Green Dot said Monday it has entered into acquisition agreements with Smith Ventures and CommerceOne Financial Corp., with the private equity firm acquiring Green Dot’s nonbank fintech business, and the parent company of CommerceOne Bank acquiring its Green Dot Bank assets. Smith Ventures will buy Provo, Utah-based Green Dot’s ...
GDOT Alert: Monsey Firm of Wohl & Fruchter Investigating Fairness of the Proposed Sale of Green Dot Corporation
Globenewswire· 2025-11-25 15:53
Core Viewpoint - Wohl & Fruchter LLP is investigating the fairness of the proposed sale of Green Dot Corporation, which involves a cash payment of $8.11 per share and shares in a new bank holding company [1] Group 1: Proposed Sale Details - Green Dot shareholders will receive $8.11 in cash and 0.2215 shares of a new publicly traded bank holding company [1] - Smith Ventures will acquire Green Dot's non-bank financial technology business assets, which will operate independently [1] Group 2: Shareholder Value Assessment - Green Dot's CFO estimated the value for shareholders at approximately $14.23 per share following the deal announcement [2] - Analyst Mike Arnold previously projected Green Dot's stock price could rise to $30.00 per share due to recent partnerships and successes in embedded finance [2] Group 3: Analyst Opinions - Analyst Mike Arnold criticized the proposed sale as a "horrible deal" and suggested that it should be rejected by shareholders [3]
Green Dot (NYSE:GDOT) M&A Announcement Transcript
2025-11-24 14:32
Summary of Green Dot (NYSE:GDOT) M&A Conference Call Company and Industry - **Company**: Green Dot Corporation - **Industry**: Embedded Finance and Banking Key Points and Arguments 1. **Transaction Overview**: Green Dot is entering a significant transaction with Smith Ventures and CommerceOne, aiming to unlock shareholder value and provide growth opportunities for stakeholders [4][5][6] 2. **Acquisition Details**: Smith Ventures will acquire Green Dot's non-bank embedded finance business, while CommerceOne will acquire Green Dot Bank, becoming a publicly traded bank holding company [5][8] 3. **Shareholder Compensation**: Green Dot shareholders will receive $8.11 in cash and 0.2215 shares of the new CommerceOne per Green Dot share, equating to a total value of approximately $14.23 per share [5][9] 4. **Pro Forma Tangible Book Value**: The combined entity is expected to have a pro forma tangible book value of approximately $490 million, with Green Dot shareholders owning about 72% of this value [8][9] 5. **Commercial Agreement**: CommerceOne will enter a seven-year commercial agreement to be the exclusive provider of bank sponsorship services to Green Dot's embedded finance platform [5][11] 6. **Growth Opportunities**: The merger is expected to create synergies, allowing CommerceOne to leverage Green Dot's embedded finance business for growth, particularly in the deposit generation and lending sectors [12][16][18] 7. **Market Positioning**: The combination aims to position CommerceOne as a diversified bank with multiple growth drivers, enhancing profitability and capital generation [12][19] 8. **Strategic Focus**: The focus will be on improving the asset mix, leveraging deposit capabilities, and expanding into the embedded finance sector [14][15][16] 9. **Regulatory and Shareholder Approval**: The transaction is subject to customary closing conditions, including shareholder and regulatory approvals, with a commitment to compliance and risk management [40][42][44] Additional Important Content 1. **Non-GAAP Financial Measures**: The call referenced non-GAAP financial measures, emphasizing their usefulness for investors while not substituting GAAP financial information [3] 2. **Market Context**: The banking industry is undergoing structural changes, with new non-bank competitors emerging, necessitating a shift in how banks fund their operations [15][32] 3. **Future Investments**: There are plans to invest in compliance and risk management infrastructure to support growth in the embedded finance sector [16][17] 4. **Employee Acknowledgment**: The leadership expressed gratitude towards Green Dot employees for their hard work and commitment in building the company [21][47] This summary encapsulates the essential elements discussed during the conference call, highlighting the strategic direction and anticipated outcomes of the merger between Green Dot, Smith Ventures, and CommerceOne.
SAPI secures $80m in debt and equity funding: report
Yahoo Finance· 2025-11-20 14:21
Core Insights - SAPI has secured $75 million in debt funding and an additional $5 million in equity funding to support its global expansion efforts [1][4] - The company focuses on providing financial support to small enterprises, particularly those owned by immigrants and women [2][3] - SAPI aims to enhance its payment-linked financing solutions and expand its operations in London and Hanoi [2][3] Funding Details - The recent funding round included participation from existing investors Passion Capital and Triple A Capital [3] - The total funding raised amounts to $80 million, combining both debt and equity [4] Company Background - SAPI was established in 2020 and co-founded by Mai Le, a former Goldman Sachs employee, and Alexis van Lennep [1] - The company has offices in the UK and Vietnam, with a newly created financial technology operation in Vietnam to strengthen its presence in the Asia-Pacific region [3] Business Model - SAPI utilizes an embedded finance approach to address the challenges faced by small UK businesses in accessing external finance [2] - The company emphasizes the importance of providing credit to start-ups and small businesses, particularly those founded by women or immigrants, who are often overlooked by traditional lenders [4]