《行动方案》指出，到2027年，力争统筹各类财政资金75亿元，带动全区财政贴息贷款投放6000亿元以 上、补贴融资担保业务1000亿元以上、发行信用类债券3000亿元以上。 《广西金融惠企三年行动方案(2025—2027年)》(以下简称《行动方案》)近日印发，将统筹用好股权、 债权、保险、融资担保等金融工具，综合运用贴息、奖补、风险补偿等政策工具，助力全区加快高质量 发展。 《行动方案》还提出，通过加大银行信贷投入力度、畅通企业上市(挂牌)和再融资渠道、进一步用好保 险风险保障服务、优化融资担保服务、更好利用债券市场融资功能等方式拓宽融资渠道。在加大银行信 贷投入力度方面，广西将用好用足结构性货币政策工具，力争平均每年运用支农支小再贷款、再贴现、 科技创新和技术改造再贷款等不少于1000亿元；统筹用好贴息资金，力争每年投放贴息贷款2000亿元以 上。在优化融资担保服务方面，广西将对融资担保机构提供担保增信的贷款给予0.2%至0.4%担保费率 补贴。在大力发展私募股权投资基金方面，广西将争取南宁市入围金融资产投资公司(AIC)股权投资试 点城市，推广合格境外有限合伙人(QFLP)试点。(记者韦静) 《行动方案》 ...

7月11日，2025贝壳财经年会"中国经济：开放与韧性共生"在北京召开。在"科创与金融共振，北交所助 力新'质'先锋"分论坛上，国家金融与发展实验室副主任杨涛在主旨演讲中表示，当前做好科技金融不 仅是简单增加科技金融的产品或者服务的规模，而是同步要在体制机制创新方面真正有所创新和突破。 金融支持科创需要体制机制创新多个痛点有待解决 "从科技金融供给侧进一步推动改革和完善，其中需要一系列的体制创新。"杨涛指出，创投作为科技金 融的主力军，始终是我们讨论"投早、投小、投长期、投硬科技"的主战场。 杨涛指出，在发展当中，我国创投行业经历了多年的探索，当前也积累了丰富的探索实践与经验，但同 时还是有很多的问题，与支持科创高风险的需求相比，仍然存在规模质量功能等严重不足，所以要延伸 出各种各样需要探讨的体制机制创新。 从供给侧方面来看，银行业是重要的支持主体。杨涛指出，银行也需要探讨如何进一步更好地打造专营 机构。而专营机构一方面有利于探索适应科技金融需求的组织体系，与原有的组织体系有一定的差异； 另一方面也有助于集中力量做特定的事情，有助于推动科技金融，同时有助于提升科技金融服务的专业 能力。 尽管当前银行不断加强科 ...

7月10日，银川市工信局联合市工信局举办"'链'通供需 '益'企协作"政银企投融资对接活动，以"政府搭台、银企唱戏"模式，通过"实地观摩+路演推介+精 准对接"，为15家金融机构与20余家工业企业搭建高效平台，破解企业融资难题。 本期编辑：黑付宏 责任编辑：路 圆 审 核：蒋 涛 签 审：陈玉华 下一步，市工信局将持续完善政银企常态化对接机制，构建'融资+融智'综合服务体系，推动金融资源向优质工业项目集聚，让政策红利转化为工业企业 高质量发展新动能。 本次活动立足企业所需、银行所能，为银企深入了解提供展示平台。围绕生产经营、技术优势、特色产品等内容，邀请昆工恒达（宁夏）、富明源工贸2 家融资产品需求侧，以"8分钟精准路演"展示企业发展蓝图。围绕特色金融产品、融资服务模式、贷款业务流程等内容组织宁夏银行、民生银行、中小担 保等5家融资产品供给侧展现"特色金融服务包"。其中，宁夏银行"宁科贷""工业知助贷"、民生银行新开发的"数转贷"等产品引发企业热烈反响。 为确保对接成果落地生根，银川市工信局还建立了一份企业需求清单、一套银行服务方案、一项回访督导制度的"三个一"跟踪机制，将会前摸排的融资需 求推送至银行，组织 ...

Core Insights - Postal Savings Bank of China (PSBC) in Baise City, Guangxi, has formed a financial service team to address the financing challenges faced by agricultural businesses in key product areas such as star anise and ginger [1][2] - The initiative aims to enhance financial service coverage, accessibility, and satisfaction, thereby injecting strong financial momentum into local specialty industries and rural revitalization [1][2] Group 1: Financial Services and Products - The PSBC team has developed a tailored "Industry Loan" product to address the common issue of insufficient collateral among agricultural entities, leveraging a tripartite mechanism involving bank credit, agricultural guarantee company support, and industry association collaboration [2] - The "Industry Loan" offers flexible credit, inclusive interest rates, and efficient approval processes, breaking traditional credit models' rigid collateral requirements [2] - Initial statistics indicate that two major star anise buyers have expressed interest in loans totaling 6 million yuan, with potential financing needs exceeding 10 million yuan across various industry chain segments [2] Group 2: Industry Collaboration and Future Plans - The head of the ginger industry association in Tianlin County has expressed strong support for the tripartite collaboration model, planning to host promotional events to deepen the "bank + guarantee + association" service mechanism [2][3] - The PSBC aims to continue innovating its service model by developing more inclusive financial products tailored to county-level industry development needs and optimizing credit processes to support agricultural efficiency and farmer income growth [3]

持续优化营商环境，帮助企业纾困解难。持续落实好面向中小企业采购价格扣除工作。货物和服务采购 项目给予小微企业的价格扣除优惠提高至10%-20%。大中型企业与小微企业组成联合体或者大中型企业 向小微企业分包的，评审优惠幅度提高至4%—6%。组织开展政府采购业务培训会，及时进行政策解 读，确保中小企业合同份额得到保障。 下一步，呼伦贝尔市财政局将积极配合主管部门，依据上级政策，争取更多项目补助资金。同时，强化 财政金融保障，定期组织金融机构深入企业提供政策咨询、融资服务、风险化解服务，切实为企业解决 实际困难。(李彤) 强化融资引导和支持，缓解企业融资困难。通过制定《呼伦贝尔市金融服务"政金企沟通交流年"行动方 案》、《呼伦贝尔政金企融资对接工作方案》等文件举措，建立金融议事协调机制，成立政金企融资对 接工作专班，及时召开工作推进会议，合力解决助企纾困难点堵点问题。 积极开展政策宣传，全方位开展金融助企工作。通过短视频平台线上开展"春耕备耕金融服务专项行动 之信贷政策与产品专场"直播活动。组织编制《呼伦贝尔市金融服务助企纾困信贷产品清单》、《支农 支牧信贷汇编》，包含全市25家银行、担保公司等金融机构的近100项 ...

"建设冷库、订购设备都是不小的投入，如今新增融资的门槛和成本都很高。今年6月，我们通过省 农担公司泗阳分公司担保了180万元贷款，享受乡村振兴担保费用补贴政策，减免7200元担保费用。"泗 阳鲜甲农业有限公司经营人胡飞说。他是泗阳县从事甲鱼养殖的老板之一，为了拓宽销售渠道、延伸产 业链，去年投资新建了一条甲鱼加工生产线。目前，1000平方米的厂房已完工，新增季节性用工20多 人，预计年销售额超1000万元。 据了解，工作队首期设立100万元农业融资担保费用补贴专项资金，省农担公司泗阳分公司开发"富 民强村贷"特色担保产品。为了精准扶持项目主体，采取分类补贴的形式，即对首次申请农担公司担保 的农业经营主体、纳入工作队项目实施清单的农业经营主体、位于经济薄弱村的农业经营主体，给予担 保费100%补贴；对其他农业经营主体，给予首年担保费50%补贴，经费补贴采取"免申即享、直达快 享"方式。农业担保费用补贴政策施行近3个月来，已向58户农业经营主体授信担保5268万元。经测算， 首期100万元担保费用补贴资金，预计撬动信贷资金约2亿元、受益主体超200户。 当前，全省农业生产进入夏季田间管理阶段。农业现代化进程加速推 ...

Core Insights - Shandong Investment and Financing Guarantee Group launched the "Lutuan Huqi Tong" supply chain bill platform, completing its first discount business with Qiaochang Modern Agriculture Co., Ltd. issuing 10 million yuan in supply chain bills [1] - The platform allows upstream suppliers to obtain financing through dual guarantees from provincial and municipal policy guarantee companies, marking a shift towards a self-controlled supply chain financial service ecosystem [1][2] Group 1 - The dual guarantee system lowers credit thresholds for enterprises, reducing the need for excessive collateral and addressing liquidity issues caused by payment delays [1] - The supply chain bill issuance process is expedited, allowing suppliers to receive funds on the same day as their discount application, which is faster than traditional payment methods [1] - The platform specifically targets small and micro enterprises as upstream suppliers, enhancing the stability of the supply chain [1] Group 2 - The "Lutuan Huqi Tong" platform utilizes a digital approach, combining core enterprise bills with dual guarantee enhancements to improve credit levels for private enterprises and reduce financing costs across the supply chain [2] - The platform, launched on May 24, has full-cycle bill service capabilities, including issuance, circulation, guarantee, payment reminders, and financing [2] - Future plans include optimizing platform functions and services, updating supply chain financial products, and supporting the stability and strength of the industrial chain in Shandong [2]

Group 1 - The mayor emphasizes the importance of aligning with the directives of General Secretary Xi Jinping and the local government to enhance the business environment and support high-quality economic development [1] - The city aims to create an integrated system for investment, construction, operation, and service in the housing sector, focusing on the goal of "suitable housing" [1] - The company is encouraged to adopt advanced concepts for governance improvement and explore sustainable development paths through professional operations and asset securitization [1] Group 2 - The financing guarantee group is tasked with supporting the construction of a first-class business environment by enhancing its main business and expanding guarantee service coverage [2] - The focus is on providing comprehensive financial services to eligible enterprises, particularly in key support areas, to foster the growth of market entities and support high-quality development of the real economy [2] - The company is urged to leverage digital technology for management and strengthen its talent pool to enhance the local guarantee system [2] Group 3 - The cultural industry company is encouraged to lead in reform and innovation, focusing on cultural creativity, digital economy, and artificial intelligence [2] - There is a strong emphasis on becoming a promoter of socialist core values and seizing new opportunities for cultural dissemination [2] - The company is advised to prioritize talent development and refined management to ensure steady growth and quality improvement [2]

Core Insights - Beijing Zhongxiaofei Financing Re-guarantee Co., Ltd. (referred to as "Beijing Re-guarantee") has achieved significant growth in its main business, with a new business scale of 22.115 billion yuan in the first half of the year, representing a year-on-year increase of 12% [1] - The company has added 9,850 new clients, marking a 43% year-on-year growth, and contributed a total tax revenue of 3.17 billion yuan from new business [1] - The company has played a crucial role in supporting small and micro enterprises, with a focus on financing services that help stabilize and promote the development of the real economy [2] Business Performance - In the first half of the year, Beijing Re-guarantee's support for small and agricultural businesses reached a scale of 18.619 billion yuan, with 14.924 billion yuan specifically for single loans below 5 million yuan [2] - The company has also facilitated the addition of over 2,600 new clients for its subsidiary, Guohua Guarantee, with a new guarantee scale exceeding 8 billion yuan [2] Innovation and Technology Support - Beijing Re-guarantee has acted as a "hub" to guide cooperative guarantee institutions in supporting the development of technology innovation enterprises, with a new re-guarantee business scale of 8.2 billion yuan for various technology innovation enterprises and 2,032 clients [2] - Among these, the support for specialized and innovative "little giant" enterprises accounted for 5.3 billion yuan and 975 clients [2]

证券时报记者 秦燕玲 完善政策保障方面，《措施》提出了优化风险分担补偿机制、落实相关财税支持政策、深化信用信息共 享应用、有序推进小微企业信用修复工作、强化高质量发展综合绩效评价这5条具体举措。 增加融资供给方面，《措施》提出，要做深做实支持小微企业融资协调工作机制、强化小微企业贷款监 管引领、用好结构性货币政策、落实小微企业无还本续贷政策、支持小微企业开展股权融资。 作为精准对接供需两端的政策机制，支持小微企业融资协调工作机制由金融监管总局、国家发展改革委 牵头成立，去年10月正式启动。本次《措施》要求，支持小微企业融资协调工作机制要在融资对接基础 上，注重协调解决小微企业实际经营困难，激发小微企业经营活力。鼓励向外贸、民营、科技、消费等 重点领域倾斜对接帮扶资源，加大支持力度。 《措施》强调要加大首贷、信用贷、中长期贷、法人类贷款、民营类贷款投放。同时，明确支持小微企 业开展股权融资。支持符合条件的小微企业在新三板挂牌，规范成长后到北交所上市，引导社会资本更 多向创新型中小企业聚集，带动同行业、上下游小微企业共同成长。 支持地方金融管理部门指导辖内区域性股权市场不断提升面向小微企业的规范培育、股权融资等服 ...