IT之家 2 月 23 日消息，蚂蚁集团今日宣布，春节期间，支付宝"AI 付"用户数突破 1 亿，蚂蚁阿福 App 的用户数也同步突破了 1 亿大关。 目前，"AI 付"已在千问、Rokid、瑞幸等多个 AI 场景上线服务。 阿里千问在 2 月 6 日正式上线"春节 30 亿免单"，每人可领一张 25 元奶茶免单卡。据支付宝官方分享，千问 App 已全面接入"支付宝 AI 付"，用于实现一句 话点外卖。 Q 退订 ·· Alls 支 IT : : : 支付宝Al付服务已开通 开通商户 千问 开通服务 在该商户下支付宝Al付的相关功能 查看详情 IT之家从支付宝官方获悉，"支付宝 AI 付"是支付宝面向 AI 时代推出的创新支付体验，方便用户在和 AI 智能体聊天的过程中直接下单付款，其具备三重保 障： 用户首次使用时手动操作绑定账号授权才会开通 支付时需以面容、指纹或密码等核实身份，确认本人支付 支付宝多维度风控系统实时拦截风险，同时承诺"你敢付我敢赔" ...

Core Insights - Nu Holdings, known for its digital bank Nubank, has achieved significant success in Brazil and aims for global expansion, leveraging its innovative fintech model [1][2] - The company has ambitious plans for the next decade, focusing on international growth and a comprehensive Money Platform business model [2][7] Company Overview - Nu Holdings operates as a fintech institution rather than a traditional bank, providing online financial services without physical branches [3] - The company has a market capitalization of $85 billion and has seen its stock performance outperform the S&P 500 index over the past three years [1][3] Customer Engagement and Growth - Nubank has gained popularity among unbanked populations in Brazil and Mexico, with over 60% of the adult Brazilian population having an active account by Q3 2025 [5] - Customer deposits increased by 37% year-over-year to $38.8 billion, while revenue rose by 42% to $4.17 billion, indicating rapid growth and efficiency [5] Money Platform Strategy - The Money Platform aims to be the primary financial resource for customers, starting with basic services and expanding to include stock trading, personal loans, insurance, and e-commerce [7][11] - Users who consider Nu as their primary bank generate four times more revenue compared to less engaged customers [8] Expansion Plans - Nu Holdings is focusing on expanding beyond Brazil and Mexico into other Latin American markets, with plans for a global system similar to Netflix's approach in media streaming [9][10] - The company is also diversifying its offerings with non-financial services like mobile networks and travel planning platforms to enhance user monetization [9]

Company Overview - Upstart is a fintech company that utilizes artificial intelligence to automate the loan process, including approval and underwriting, and charges fees for its services [6] - The company went public in late 2020 at approximately $26 per share and is currently trading at around $29.26, reflecting a volatile stock history [2][9] Stock Performance - Year-to-date, Upstart's stock has decreased by 33%, and over the past year, it has dropped by 65% [5] - The stock reached a peak of over $320 per share in October 2021 but fell to around $12 per share during the banking crisis in spring 2023 before recovering to over $85 per share [3] Challenges Faced - Upstart has struggled primarily due to rising interest rates, which discourage lending and increase borrowing costs, leading to higher credit risk [7] - A management transition, with the CEO set to step down, and a high stock valuation despite inconsistent earnings have also negatively impacted investor confidence [7] Comparison with Competitors - Jefferies Financial Group is highlighted as a more stable investment option in the fintech space, with strong deal volume and a focus on investment banking [10][11] - Jefferies has seen a 20% surge in investment banking revenue in Q4, accounting for nearly 60% of total revenue, and is expected to benefit from elevated M&A activity and lower interest rates [13][14]

From fintech giant Stripe to six-year-old startup Justt, which helps companies recover revenue lost to illegitimate chargebacks, seven payment companies made our eleventh annual #Fintech50 list. https://t.co/cKSt47eSS1 (📸: Nala) https://t.co/bmzKML4lLw ...

Digital assets are trading well off their peak, but the industry is bigger, more institutional and more consequential than it’s ever been. These five companies on the 2026 #Fintech50 list show where the real momentum is now. https://t.co/1l4E6g0dLh (📸: Hyperliquid) https://t.co/KNpp2v5T9r ...

Company Overview - Shift4 Payments provides integrated payment processing, point-of-sale systems, eCommerce solutions, and business intelligence tools for merchants across multiple channels, specifically targeting stadiums, entertainment venues, and eCommerce [9] - The company reported a total revenue of $3.88 billion and a net income of $170.20 million for the trailing twelve months (TTM) [4] - As of February 10, 2026, the stock price was $59.81, reflecting a one-year price change of -51.1% [4][8] Recent Developments - Maestria Partners LLC disclosed a significant investment in Shift4 Payments, increasing its holding by 143,763 shares valued at approximately $10.16 million during the fourth quarter of 2025 [2] - The value of Maestria's position in Shift4 rose by $3.68 million, influenced by both share purchases and stock price movements [2] - This investment comes at a pivotal time as founder Jared Isaacman has recently left the company to become the NASA Administrator [7] Financial Performance - Despite a decline in stock value, Shift4 Payments experienced a revenue increase of nearly $3.0 billion, which rose by 22% compared to the same period in 2024 [11] - Operating income increased by 39% over the same timeframe, indicating better operational performance despite a significant income tax benefit affecting net income [11] Competitive Position - Shift4 Payments differentiates itself from other fintech companies by specializing in services for the hospitality industry, providing a competitive advantage over more generalized providers like PayPal [10] - The company's strategy focuses on delivering seamless, secure, and omni-channel payment experiences, leveraging its proprietary technology stack and broad integration capabilities [6]

Digital assets are trading well off their peak, but the industry is bigger, more institutional and more consequential than it’s ever been. Read about the five crypto companies that made our #Fintech50 list in 2026: https://t.co/1l4E6g0dLh (📸: Hyperliquid) https://t.co/6J4NsFNpsT ...

Affirm Holdings, Inc. (NASDAQ:AFRM) is among the Most Volatile Stocks. On February 17, 2026, Affirm Holdings, Inc. (NASDAQ:AFRM) announced a deal with Lowe’s. The firm will provide payment plans to Lowe’s customers both online and through the Lowe’s mobile app. Lowe’s will join the Affirm marketplace, boosting access to the company’s shopper network. On February 9, 2026, Mizuho reduced Affirm Holdings, Inc. (NASDAQ:AFRM)’s price target to $95 from $114 while retaining an Outperform rating. The firm cons ...

As filed with the U.S. Securities and Exchange Commission on February 20, 2026. Registration No: 333-293134 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 ––––––––––––––––––––––––––––––––––––––––– AMENDMENT NO. 2 TO FORM S-1 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 ––––––––––––––––––––––––––––––––––––––––– MOZAYYX Acquisition Corp. (Exact name of registrant as specified in its charter) ––––––––––––––––––––––––––––––––––––––––– Cayman Islands 6770 N/A (State or Other J ...

Crypto companies and fintech startups dream of breaking into the mainstream financial system. Some think they may have found a shortcut: Buy a bank. https://t.co/HANhKV8Fuw ...