融资租赁

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助贷新规前夜资金大迁徙:银行拒高息资产 信托资金走俏
2 1 Shi Ji Jing Ji Bao Dao· 2025-08-18 01:07
Core Viewpoint - The implementation of the new regulations on internet lending by the National Financial Regulatory Administration is causing a significant shift in the lending landscape, leading to a migration of funds within the industry as banks and consumer finance companies adjust their strategies to comply with the new rules [1][2][3]. Group 1: Regulatory Impact - The new regulations explicitly require banks to clarify the cost structure in their agreements with lending platforms, aiming to control the overall financing costs and prevent hidden fees [2][3]. - The regulations have created a tiered funding landscape, where platforms with over 60 billion yuan in scale can offer rates below 24%, while smaller platforms often resort to higher rates, leading to increased credit risk [2][3][4]. Group 2: Funding Migration - As banks tighten their funding, trust companies and commercial factoring firms are emerging as alternative funding sources for lending platforms, filling the gaps left by traditional banks [5][6]. - Trust funds, previously sidelined due to cost disadvantages, are becoming more active in the consumer finance market as they seek new growth opportunities amid reduced funding from smaller banks [6][7][8]. Group 3: Competitive Landscape - The competition among lending platforms has intensified, particularly for quality assets with rates below 24%, as larger platforms leverage their customer base and data advantages to dominate negotiations with funding sources [3][4]. - Smaller lending platforms are facing significant challenges in securing funding as they are increasingly excluded from the lists of approved partners by banks and consumer finance companies [4][10]. Group 4: Alternative Funding Channels - In addition to trust funds, commercial factoring and financing leasing companies are being considered as potential funding sources, although their capacity to fill the funding void is limited due to regulatory constraints [10][12]. - The regulatory environment is tightening around commercial factoring, with new guidelines expected to restrict their involvement in consumer lending, further complicating the funding landscape for smaller platforms [12][13].
助贷行业出现资金大迁徙
2 1 Shi Ji Jing Ji Bao Dao· 2025-08-15 13:17
Core Viewpoint - The implementation of the new regulations on internet lending by the National Financial Regulatory Administration is causing a significant shift in the lending landscape, with banks and consumer finance companies reallocating resources towards compliant platforms while trust and commercial insurance funds are stepping in to fill the funding gaps left by traditional lenders [2][4][6]. Group 1: Regulatory Impact - The new regulations require banks to clearly define service fees and comprehensive financing costs in their agreements with lending platforms, directly addressing the high-cost lending issues in the industry [4][5]. - The regulations have led to a clear segmentation in the lending market, with high-interest lending platforms facing rejection from banks and consumer finance companies, while those with lower rates are experiencing intense competition [6][7]. Group 2: Funding Sources - Trust funds, previously sidelined due to cost disadvantages, are becoming increasingly active in the consumer finance market as traditional funding sources tighten [9][10]. - Trust companies are focusing on high-quality asset packages, particularly those associated with leading lending platforms, as they seek to mitigate risks while capitalizing on competitive returns [11][12]. Group 3: Alternative Financing Channels - In addition to trust funds, commercial factoring and financing leasing companies are being considered as alternative funding sources, although their capacity to fill the gaps is limited due to regulatory constraints [14][15]. - The regulatory environment is tightening around commercial factoring and financing leasing, which may further restrict their ability to engage in consumer lending activities [16][17].
新力金融:8月14日召开董事会会议
Mei Ri Jing Ji Xin Wen· 2025-08-15 12:45
Group 1 - The core point of the article is that New Power Finance (SH 600318) held its 17th meeting of the 9th board of directors on August 14, 2025, to review the semi-annual report for 2025 and its summary [1] - For the year 2024, the revenue composition of New Power Finance is as follows: financing leasing accounts for 57.66%, microloans for 21.69%, software and information technology services for 9.38%, pawn business for 5.03%, and financing guarantees for 4.59% [1] - As of the time of reporting, the market capitalization of New Power Finance is 5.5 billion yuan [2]
平安租赁取得数据对比方法相关专利
Sou Hu Cai Jing· 2025-08-15 03:47
Core Insights - Ping An International Financial Leasing Co., Ltd. has obtained a patent titled "Data Comparison Method, Device, and Equipment," with the authorization announcement number CN117271526B, and the application date is November 2023 [1] Company Overview - Ping An International Financial Leasing Co., Ltd. was established in 2012 and is located in Shanghai, primarily engaged in monetary financial services [1] - The company has a registered capital of 1,450 million RMB [1] Investment and Intellectual Property - The company has made investments in 14 enterprises and participated in 50 bidding projects [1] - It holds 8 trademark registrations and 569 patent registrations, along with 21 administrative licenses [1]
某轨交集团意向收购融资租赁公司
Sou Hu Cai Jing· 2025-08-14 16:33
Group 1 - Ningbo Rail Transit Group's subsidiary, Ningbo Yonying Supply Chain Co., is seeking to acquire a financing leasing company, focusing on companies listed in the Ningbo Financial Office's directory that have a clear intention to sell and no substantial operations [1] - The estimated financing leasing liabilities for Ningbo Rail Transit exceed 10 billion yuan, based on their reported current liabilities and long-term payables of approximately 12 billion yuan [1] - Acquiring a leasing company is expected to enhance profitability and reduce costs for Ningbo Rail Transit, as it will be viewed favorably by financial institutions for financing opportunities [1] Group 2 - The acquisition may negatively impact other leasing companies, as priority projects are likely to be allocated to the newly acquired company, potentially leading to a competitive disadvantage for existing partners [2] - Ningbo Rail Transit has established collaborations with multiple leasing companies, primarily with Dajin Leasing, indicating a diversified approach to financing [2][4]
仲利国际融资租赁公司:坚守“融物”本源驱动行业高质量发展
Sou Hu Cai Jing· 2025-08-14 07:51
截至2023年底,国内融资租赁行业总资产达8.3万亿元;2024年,行业监管推动融资租赁回归"融物"本源,并 且区域与行业分化显著。由此可看出,在政策红利、技术创新与市场需求形成强协同效应下,国内融资租 赁行业正从规模扩张转向高质量发展。站在利好的2025年,仲利国际融资租赁有限公司及旗下子公司(以 下简称"仲利国际")作为深耕融资领域的企业,在响应政策、创新服务以及携手生态共建方面展现了二十 年沉淀的丰富经验和深厚实力。 聚焦实体经济,践行"融物"本源 其董事长陈凤龙曾提出:"不断地改善流程、求新求变。"因而,仲利国际持续探索服务升级路径,积极运用 人工智能等前沿技术优化内部流程,提升服务效率和精准度。公司搭建了线上业务平台、视讯小程序,使 客户能够随时随地进行租赁申请和项目进度跟踪,提升了服务便捷性与客户满意度,以技术赋能驱动服务 模式的持续升级,巩固市场竞争力。 共建行业生态,拓展发展空间 仲利国际积极构建多层次的合作关系网络。公司主动与各地政府展开交流合作,例如,其近期与天津市相 关政府部门就深化政企协作、促进行业创新等议题进行了深入探讨并达成共识,为共同支持中小微企业 转型升级、打造优质融资服务模式 ...
狮桥融资租赁:创新供应链金融 助力制造业升级
Sou Hu Cai Jing· 2025-08-14 07:20
在江苏苏州的一家汽车零部件工厂里,崭新的自动化生产线正在高效运转。这条价值2000万元的生产线,是通过狮桥的"智造融"设备融资方案引进的。"分 期付款的方式让我们在不影响现金流的情况下完成了产线升级。"工厂负责人表示。 目前,狮桥已为长三角地区300多家制造企业提供设备融资服务,累计投放资金超80亿元,助力企业智能化改造和产能提升。 定制化方案:根据企业生产周期设计还款计划 快速审批:专业评估团队3个工作日内完成尽调 增值服务:提供设备维护、技术升级等配套支持 狮桥供应链金融的特色服务: ...
上交所:大唐融资租赁有限公司债券8月15日上市,代码243519
Sou Hu Cai Jing· 2025-08-14 02:07
8月14日,上交所发布关于大唐融资租赁有限公司2025年面向专业投资者公开发行公司债券(第一期) 上市的公告。 依据《上海证券交易所公司债券上市规则》等规定,上交所同意大唐融资租赁有限公司2025年面向专业 投资者公开发行公司债券(第一期)于2025年8月15日起在上交所上市,并采取匹配成交、点击成交、 询价成交、竞买成交、协商成交交易方式。该债券证券简称为"25唐租01",证券代码为"243519"。根据 中国结算规则,可参与质押式回购。 来源:金融界 ...
国家电投旗下融和租赁“换帅”,国电投山东院张全明接棒董事长
Qi Lu Wan Bao· 2025-08-13 15:02
齐鲁晚报·齐鲁壹点 李牧青 齐鲁晚报·齐鲁壹点记者于上海证券交易所官网了解到,8月12日,国家电力投资集团旗下中电投融和融资租赁有限公司(下称"融和租赁")公告称,公司法 定代表人、董事长变更。 内容显示,姚敏因工作调整不再担任公司法定代表人及董事长,选举张全明担任董事长。根据《公司章程》规定,公司法定代表人由董事长担任。 融和租赁是国家电投集团旗下的重要融资租赁平台,成立于2014年3月,是中央企业在上海自贸区设立的第一家租赁企业。融和租赁注册资本15.07亿美元 (约100.35亿元等值人民币),持有中诚信、新世纪AAA级境内最高主体评级,是中国交通运输协会副会长单位,连任两届上海市融资租赁行业协会会长单 位,获得中诚信最高Ge-1级的绿色企业等级。 据上海市融资租赁协会官方微信公众号文章介绍,历经10年快速发展,融和租赁管理资产规模超过1300亿元。公司展业的最大特点就是始终聚焦清洁能源发 展,在管理资产结构中,能源电力产业占比超过75%,风电、光伏资产占比近50%,累计投融资风电、光伏装机规模超过7100万千瓦,绿色租赁特色突显。 此外,据介绍,面对不确定的市场环境,融和股权投资工作沿着产业链纵深扩展 ...
正乾金融控股(01152.HK)8月13日收盘上涨31.58%,成交391.4万港元
Jin Rong Jie· 2025-08-13 08:35
Company Overview - Zhengqian Financial Holdings (正乾金融控股) reported a significant stock price increase of 31.58%, closing at HKD 0.25 per share, with a trading volume of 15.89 million shares and a turnover of HKD 3.914 million, reflecting a volatility of 50.0% [1] - Over the past month, Zhengqian Financial Holdings has experienced a cumulative increase of 160.27%, and a year-to-date increase of 153.33%, outperforming the Hang Seng Index by 24.48% [1] - The company achieved total revenue of HKD 584 million for the year ending December 31, 2024, representing a year-on-year decrease of 17.28%, and a net profit attributable to shareholders of -HKD 20.69 million, a decline of 209.83% [1] - The gross profit margin stood at 4.9%, with a debt-to-asset ratio of 78.73% [1] Industry Analysis - The food and beverage industry has an average price-to-earnings (P/E) ratio of 20.49 times, with a median of 9.23 times, while Zhengqian Financial Holdings has a P/E ratio of -8.35 times, ranking 72nd in the industry [2] - The company was established in 1995 and listed on the Hong Kong Stock Exchange in 2011, initially focusing on textile and garment businesses before transitioning to financing leasing in 2014 to capitalize on market potential [2] - Zhengqian Financial Holdings aims to become a leading professional financing leasing company in China, leveraging its international financing platform and expanding its network through subsidiaries [3] - The Chinese online retail market is projected to grow significantly, with expectations of reaching a compound annual growth rate in double digits, driven by an increase in product variety and improved delivery infrastructure [4] - The company plans to explore opportunities in the online retail sector, particularly related to its trading business, and enhance its e-commerce platform capabilities as a key development direction [4]