2025年9月27日，第八届年度经济大会暨2025金融产业论坛在北京举办，大会以"中国经济创'新'力"为主题，聚焦经济领域热点议题，探讨产业升级、科技 创新与高质量发展路径。在这场行业盛会上，仲利国际融资租赁有限公司凭借深耕融资租赁领域的扎实实践与创新突破，斩获"2025年度金融行业十大领军 企业"奖项，陈凤龙董事长获评"2025年度金融行业十大领军人物"，仲利国际资深副总经理王道民出席并代理领奖。双项荣誉既彰显企业在融资租赁领域的 领军实力，也印证行业对其战略引领与责任担当的高度认可。 作为融资租赁领域的深耕者，仲利国际始终紧扣国家高质量发展要求，以"含新量"筑牢核心竞争力：聚焦中小微企业融资痛点，持续为实体企业注入金融活 水；主动推进数字化转型，以技术创新优化服务体验；探索"融资租赁+产业协同"模式，推动金融资源与产业需求精准对接。这些实践不仅是此次斩获双奖 的核心支撑，更成为行业探索高质量发展路径的有益参考。 仲利国际"双领军"奖牌 双奖加身既是荣誉，更是前行的动力。仲利国际深知这份认可离不开客户信任、团队坚守与行业支持，未来将以此次获奖为契机，持续加大科技创新投入， 提升服务"含新量"，深度融入国家战 ...

Core Insights - Toyota Financial Leasing has completed a strategic upgrade of its intelligent customer service system, providing 24/7 support for user inquiries, complaints, and business transactions [1] Group 1: Standard Repayment Process - The correct repayment process is centered around "clear agreements and precise execution," which involves four standardized steps [3] - Key repayment elements include clarifying repayment dates, amounts (principal, interest, and fees), and ensuring the repayment account is correctly identified [3] - Safe repayment channels should be prioritized, using official channels from the lending institution and ensuring sufficient account balance for automatic repayments [3] Group 2: Special Circumstances - In cases of repayment difficulties, proactive communication with the lending institution is essential, including requests for extensions or adjustments to repayment plans [5] - Legal definitions of repayment scope are crucial when facing high-interest or unreasonable charges, allowing borrowers to refuse excess interest payments [5] - Evidence collection is vital when dealing with aggressive debt collection practices, including recording calls and saving communication records for potential legal action [5] Group 3: Risk Prevention - Establishing risk awareness is fundamental to avoiding potential repayment issues, including setting reminders and linking repayment dates to paydays [6] - Borrowers should be cautious of illegal lending traps and only engage with licensed financial institutions [6] - Maintaining a good credit record requires timely repayment and regular monitoring of credit reports to address any discrepancies [6]

Group 1: Market Risk Management - The market risk management helps enterprises cope with market fluctuations, particularly in the electric vehicle rental market, which is significantly influenced by policy changes, technological updates, and market demand [1] - By analyzing policy trends, the company adjusts its business layout in advance to mitigate risks associated with policy changes [1] - The company tracks technological developments in electric vehicles to guide enterprises in timely model updates to meet market demands [1] - Monitoring market competition dynamics allows the company to assist enterprises in formulating reasonable pricing strategies, avoiding losses from price wars [1] - With the support of market risk management, a rental enterprise successfully navigated multiple market fluctuations, maintaining stable business growth [1] Group 2: Compliance Risk Management - Compliance risk management provides operational safety for enterprises, especially in the context of limited licenses in the automotive finance industry [3] - The company holds a national financing leasing license and is well-versed in industry regulations, offering compliance guidance to partners [3] - It helps enterprises establish robust internal compliance management systems to ensure business processes align with regulatory requirements [3] - Regular compliance training is conducted to enhance employee awareness of compliance [3] - Timely communication of the latest regulatory policies guides enterprises in making necessary compliance adjustments [3] - These compliance risk management measures enable enterprises to operate confidently, avoiding penalties and operational shutdowns due to violations [3] Group 3: Empowerment and Risk Control - The concept of "empowering through resources, creating wealth through leasing" is reflected in the company's risk management practices [5] - The company provides low-risk empowerment solutions that integrate risk control throughout the entire business process, allowing enterprises to achieve growth while managing risks [5] - By breaking traditional financial constraints and injecting "financing + operations" into the real industry, the company not only offers financial support but also enhances enterprises' risk resilience [5] - As the electric vehicle rental industry continues to develop, risk management will become a crucial component of competitive advantage for enterprises [5] - The company aims to refine its comprehensive risk management system through technological empowerment, resource integration, and compliance guidance, assisting more enterprises in effectively controlling risks [5] Group 4: Company Expertise and Team - The company comprises eight financial industry veterans, each with over ten years of experience in financing leasing, asset management, and financial risk control [7] - Core team members have led projects with asset scales in the hundreds of millions, demonstrating deep industry resources and practical capabilities [7] - The team leverages a technology-driven risk control system and a nationwide service network, successfully managing over 100 million in existing assets [7] - The company has established benchmark cases in the vehicle, equipment, and new energy sectors, facilitating win-win outcomes for partners [7]

Core Viewpoint - The company, Youlian International Education Leasing (01563), has announced a financing lease agreement with Jiangxi Hongyu Energy Development Co., Ltd., which is expected to generate stable leasing income and cash flow for the group [1] Group 1: Financing Lease Agreement - The lessor, Nanshan Financing Leasing (Tianjin) Co., Ltd., is a subsidiary of the company and will purchase leasing assets for RMB 50 million [1] - The total lease amount is approximately RMB 55.506 million, which includes both principal and interest over a three-year lease term [1] - The leased assets consist of core production and R&D equipment located in Jiangxi Province, with a total book value of around RMB 100 million [1]

Core Viewpoint - Youlian International Education Leasing (01563.HK) announced a financing lease agreement with Jiangxi Hongyu Energy Development Co., Ltd., which is expected to provide stable leasing income and cash flow for the group [1] Group 1: Financing Lease Agreement - The lessor, Nanshan Financing Leasing (Tianjin) Co., Ltd., plans to purchase leasing assets for RMB 50 million from the lessee [1] - The total lease amount is approximately RMB 55.506 million, which includes both principal and interest over a three-year lease term [1] - The leasing assets consist of core production and R&D equipment located in Jiangxi Province, with a total book value of around RMB 100 million [1] Group 2: Strategic Implications - The board believes that the financing lease agreement is conducted on fair and reasonable commercial terms, aligning with the overall interests of the group and its shareholders [1]

Core Viewpoint - The company, Youlian International Education Leasing (01563), has announced a financing lease agreement with Jiangxi Hongyu Energy Development Co., Ltd., which is expected to generate stable leasing income and cash flow for the group [1] Group 1: Financing Lease Agreement - The lessor, Nanshan Financing Leasing (Tianjin) Co., Ltd., is a subsidiary of the company and will purchase leasing assets for RMB 50 million [1] - The total lease amount is approximately RMB 55.506 million, which includes both principal and interest over a three-year lease term [1] - The leased assets consist of core production and R&D equipment located in Jiangxi Province, with a total book value of around RMB 100 million [1]

Core Insights - The financial anti-corruption campaign is steadily advancing, with at least 8 individuals investigated in September, including 2 central management cadres and 5 from central-level party and state agencies, state-owned enterprises, and financial institutions [1][4]. Group 1: Investigated Individuals - Among the investigated individuals, 2 central management cadres were identified: Yi Huiman, Vice Chairman of the Economic Committee of the 14th National Committee of the Chinese People's Political Consultative Conference, and Lin Jingzhen, former Deputy Governor of the Bank of China [2][3]. - The remaining 6 individuals include 4 from state-owned banks, specifically Zhao Xiujun from the Shanxi branch of the Bank of Communications, Qu Heng from the Dalian branch of the Bank of China, and Li Siying from the Guangxi branch of the China Construction Bank [4][5]. Group 2: Trends in Investigations - A total of 54 individuals have been investigated in the first nine months of this year, with a monthly breakdown showing 6 in January, 5 in February, 8 in March, 6 in April, 8 in May, 8 in June, 3 in July, and 2 in August [5]. - In comparison, at least 74 individuals were investigated in the first nine months of the previous year, indicating a slight decrease in the number of investigations year-over-year [5].

Core Insights - The financial anti-corruption campaign is steadily advancing, with at least 8 individuals investigated in September, including 2 central management cadres and 5 from central-level party and state agencies, state-owned enterprises, and financial institutions [1][4]. Group 1: Investigated Individuals - Among the 8 individuals investigated, 4 are from state-owned banks, including Lin Jingzhen, former Deputy Governor of the Bank of China, and Zhao Xiujun, Deputy Governor of the Shanxi branch of the Bank of Communications [4]. - The central management cadres investigated include Yi Huiman, Vice Chairman of the Economic Committee of the 14th National Committee of the Chinese People's Political Consultative Conference, and Lin Jingzhen, former Deputy Governor of the Bank of China [2][3]. Group 2: Financial Institutions Involved - The institutions involved in the investigations include major state-owned banks such as the Bank of China, Bank of Communications, and China Construction Bank, highlighting the focus on these entities in the anti-corruption efforts [4][5]. - Other financial entities investigated include a leasing company and insurance institutions, with specific individuals from these sectors also being scrutinized [5]. Group 3: Trends in Investigations - A total of 54 individuals have been investigated in the first nine months of this year, with a monthly breakdown showing varying numbers of investigations, indicating a consistent effort in the anti-corruption campaign [5]. - In comparison, at least 74 individuals were investigated in the same period last year, suggesting a sustained or increased focus on financial integrity [5].

Core Viewpoint - The company, Guoyin Jinzu (01606), has entered into a financing lease arrangement with Baotou Tuyouqi Bosi New Energy Technology Co., Ltd. and China Power Construction Group Hubei Engineering Co., Ltd., involving a total transaction value of 1.7 billion yuan for energy storage equipment [1] Group 1: Financing Lease Arrangement - The financing lease agreement was established on September 30, 2025, with a lease term of 120 months [1] - The transaction involves the purchase of energy storage equipment located in Baotou City, Inner Mongolia, by the company as the buyer [1] - This arrangement is part of the company's general and daily business operations, aimed at increasing revenue from financing lease activities [1]

Core Insights - The company, China Communications Finance Leasing (Guangzhou) Co., Ltd., achieved a significant milestone by surpassing a cumulative investment of 100 billion yuan, reflecting a 27% compound annual growth rate and a nationwide financial service network covering 21 provinces [1] Group 1: Urban Services - The company provided specialized funding through equipment leasing models to local thermal power enterprises in Xi'an, ensuring stable operation of winter heating systems for 1.15 million residents [2] - In Yunnan, the company invested 236 million yuan in the "One Water Two Waste" project, which has a daily sewage treatment capacity of 5,500 tons, benefiting 12 townships [2][4] - During the 14th Five-Year Plan period, the company has implemented over 3 billion yuan in ecological and environmental projects across various cities, enhancing urban infrastructure [4] Group 2: Advanced Manufacturing - The company contributed to the construction of a pile-driving vessel in the South Peng Island sea area, which is crucial for offshore wind power projects, capable of supplying electricity to 330,000 households annually [5][7] - In Xiamen, the company utilized operational leasing to revitalize a shield machine valued at 70 million yuan, facilitating the progress of key projects [5] - The company supported the procurement of new energy forklifts for Guangzhou France Co., Ltd., promoting equipment electrification and expected to reduce carbon emissions by over 2,000 tons annually [6] Group 3: Green Energy - The company injected 50 million yuan into a hydropower station in Yunnan using a sale-leaseback model, creating a new financing path for asset revitalization and capacity support [8] - In the commercial vehicle sector, the company collaborated with Lion Bridge Leasing to deploy 130 new energy heavy trucks, reducing diesel consumption by approximately 4 million liters and cutting CO2 emissions by 10,600 tons annually [8] - The company’s green energy investments exceeded 6 billion yuan during the 14th Five-Year Plan, focusing on solar energy, energy infrastructure, storage, and wind power [8] Group 4: Nansha Plan - The company plays a crucial role in the development of the Nansha International Cruise Home Port, which has an annual throughput of 750,000 passengers, fostering new growth points in the cruise economy and marine tourism [9] - The company has invested 42.9 billion yuan in the Guangdong-Hong Kong-Macao Greater Bay Area and the Yangtze River Delta, with a compound annual growth rate of 23%, primarily supporting infrastructure, urban development, and industrial upgrades [9] - The company was a pioneer in implementing the "Climate Financing + Rural Revitalization" sustainable development loan, linking financing costs to corporate sustainability performance [9] Conclusion - The company’s journey from 100 billion to 1 trillion yuan signifies not just numerical growth but a renewed commitment to serving national strategies and empowering the real economy, marking a new starting point rather than an endpoint [10]