TABLE OF CONTENTS As filed with the U.S. Securities and Exchange Commission on March 14, 2025 Registration No. 333-283424 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 AMENDMENT NO. 3 TO FORM F-1 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Waton Financial Limited (Exact name of registrant as specified in its charter) (State or other jurisdiction of incorporation or organization) British Virgin Islands 6199 Not Applicable (Primary Standard Industrial Classification Code ...

Market Overview - The U.S. stock market experienced a downturn in early 2025 after a strong performance in 2023 and 2024, with the S&P 500 dropping 1.4% in February and continuing losses into March [1] - Investors are concerned about the economic effects of Trump's tariff policies, which may lead to inflation and hinder growth [1] - The Atlanta Fed forecasts a 2.8% contraction in the first quarter of 2025, raising recession concerns [1] Investment Strategy - In the current uncertain market, focusing on relative price strength is a beneficial strategy for investors, as stocks with strong fundamentals tend to perform better when market sentiment stabilizes [2] - Identifying stocks that have shown resilience during market turbulence can help investors position for potential upside while managing risks [2] Recommended Stocks - Stocks recommended based on their relative price strength include Ooma, Inc. (OOMA), ANI Pharmaceuticals, Inc. (ANIP), Matson, Inc. (MATX), Virtu Financial, Inc. (VIRT), and EverQuote, Inc. (EVER) [3] Screening Parameters - The screening criteria for selecting stocks include: - Relative price change over 12 weeks, 4 weeks, and 1 week being greater than 0 [8] - Positive current-quarter estimate revisions over the last four weeks [8] - Zacks Rank equal to 1, indicating strong buy potential [9] - Current price of at least $5 and average 20-day volume of at least 50,000 [10] Company Performance Highlights - **Ooma, Inc. (OOMA)**: Expected earnings growth of 13.6% for fiscal 2026, with a trailing four-quarter earnings surprise of approximately 18% and a share price increase of 59.3% over the past year [10][11] - **ANI Pharmaceuticals, Inc. (ANIP)**: Projected earnings growth of 21.4% for 2025, with a trailing four-quarter earnings surprise of about 17.3%, although shares have declined by 4.4% in the past year [11][12] - **Matson, Inc. (MATX)**: Current market capitalization of $4.3 billion, with a 20.6% upward revision in earnings estimates for 2025 and a share price increase of 23.7% over the past year [12][13] - **Virtu Financial, Inc. (VIRT)**: Expected earnings growth of 3.9% for 2025, with a trailing four-quarter earnings surprise of roughly 25.1% and a share price increase of 84.8% over the past year [14][15] - **EverQuote, Inc. (EVER)**: Anticipated earnings growth of 34.1% for 2025, with a significant 47.5% increase in earnings estimates over the past 60 days and a share price increase of 36.4% over the past year [15][16]

持续投资推介手册自动化领域， 提升初级银行家工作效率 全球领先的金融数字平台及企业解决方案提供商FactSet慧甚（纽约证券交易所代码：FDS；纳斯达克股票 代码：FDS）近日正式宣布完成对TableTop Data公司（简称 "LogoIntern"）的收购。LogoIntern是一款备 受初级银行家青睐的工作流程优化工具，能够高效简化在推介文件中添加、整理和排版公司标志这一复杂 且耗时的任务。此次收购是FactSet在推介手册自动化领域的又一重大举措，紧随近期推出的Pitch Creator 解决方案，旨在进一步推动初级银行家日常工作流程中繁琐手工环节的自动化变革。 FactSet银行与卖方研究高级副总裁兼高级总监肯德拉・布朗（Kendra Brown）表示："在演示文稿制作过 程中，我们很多人都曾耗费大量时间用于调整公司标志的尺寸、排列顺序和样式设置。这一过程对于多数 人而言仅是恼人之事，但对于投资银行客户而言，这项繁琐又单调的任务却是他们创建推介材料工作流程 中 无 法 回 避 的 必 要 环 节 。 FactSet 始 终 致 力 于 提 高 初 级 银 行 家 的 工 作 效 率 ， 提 升 交 ...

Core Viewpoint - FactSet has completed the acquisition of TableTop Data (LogoIntern), a workflow optimization tool favored by junior bankers, to enhance efficiency in the automation of pitch book preparation [2][4]. Group 1: Acquisition Details - The acquisition of LogoIntern is a significant move for FactSet in the pitch book automation sector, following the recent launch of the Pitch Creator solution [2]. - LogoIntern simplifies the complex and time-consuming task of adding, organizing, and formatting company logos in pitch documents, which is a necessary but tedious part of the workflow for investment banking clients [3]. Group 2: Company Statements - Kendra Brown, Senior Vice President at FactSet, emphasized that the integration of LogoIntern will save users time, allowing them to focus on more valuable tasks [3]. - Jack Archer, CEO of LogoIntern, expressed his commitment to enhancing the efficiency of junior bankers and is excited to join FactSet to further this mission [4]. Group 3: Market Impact - The acquisition is expected to have no significant impact on FactSet's financial performance for the fiscal year 2025, indicating a strategic long-term investment in improving operational efficiency for financial professionals [4].

Core Viewpoint - The article discusses the challenges and uncertainties facing the international order in 2025, particularly in the context of falling oil prices and the need for effective trading tools for investors [1]. Group 1: Market Context - The international oil market has experienced a significant decline, with Brent crude oil prices dropping below $70 in March, leading to a weakening of domestic commodities [1]. - Despite the crisis, there are opportunities for skilled futures investors who are equipped with the right analytical tools [1]. Group 2: Evaluation of Futures Apps - The article evaluates several prominent futures trading apps in China, highlighting their features, content, and advantages [2]. Sina Finance App - Not a dedicated futures trading app but excels in providing real-time market data and analysis for various futures products, including international oil and metals [4]. - Offers a comprehensive news coverage with a rapid response to major events, covering over 80% of international financial conferences [5]. - The app is suitable for both novice and long-term investors due to its authoritative information and community of high-net-worth users [6]. Tonghuashun Futures - Features a comprehensive suite of tools including real-time market data, trading, and data analysis, with unique data on market positions [8]. - Provides a wealth of information on futures terminology, investment techniques, and market updates [9]. - User-friendly interface makes it accessible for beginners while meeting advanced analytical needs [10]. Wenhua Finance - Known for its stable system and accurate market data, offering real-time monitoring and advanced technical analysis tools [10]. - While it lacks the extensive news coverage of other apps, it provides professional market analysis reports [11]. - Strong technical analysis capabilities make it ideal for advanced users [12]. Dongfang Caifu Futures - Integrates resources from Dongfang Caifu Network, allowing seamless trading across stocks, funds, and futures [14]. - Timely and comprehensive news updates covering macroeconomic analysis and industry dynamics [15]. - Active community interaction provides diverse investment insights [16]. Boyi Master - Offers rapid and accurate market data display with various trading options and quantitative tools [16]. - Provides basic market information but lacks depth in news coverage [17]. - Excels in trading functionality, catering to investors focused on timely data [18]. Group 3: Overall Assessment - Each futures app has its unique strengths, with Sina Finance leading in information authority and market coverage, while Tonghuashun Futures stands out for its functionality and ease of use [19]. - Investors are encouraged to choose the app that best fits their needs to seize opportunities in the futures market [19].

Group 1 - Block (NYSE: XYZ) experienced a 28% decline following a disappointing Q4 FY2024 earnings report, where both revenue and non-GAAP EPS fell short of estimates [1] - The company provided a weaker-than-expected outlook for Q1 FY2025, indicating potential challenges ahead [1] - Despite the overall downturn, revenue from the Square Ecosystem showed resilience, supported by continued growth acceleration [1]

DENVER and MENLO PARK, Calif., March 6, 2025 /PRNewswire/ -- CQG, a leading global provider of high-performance technology solutions for market makers, traders, brokers, commercial hedgers and exchanges, and Robinhood Derivatives LLC ("Robinhood") (NASDAQ: HOOD), announced today that they have partnered to use CQG's professional-grade infrastructure to handle order routing for Robinhood Derivatives' futures customer orders. As of January 31, 2025, Robinhood has 25.5 million funded customers and assets under ...

Core Insights - Skipify has partnered with Discover Global Network to enhance the checkout experience for Discover cardholders, aiming to improve shopper satisfaction and increase authorization, conversion, and security for merchants [1][2][3] Company Overview - Skipify is a fintech company based in San Francisco, focused on creating secure and seamless digital shopping experiences through its Commerce Identity Cloud, which aims to reduce friction and abandonment at checkout [6][8] - Discover Financial Services is a major player in the digital banking and payment services sector, recognized for its commitment to cardholder security and benefits, and operates a vast network of merchants and cash access locations [5] Partnership Details - The partnership will integrate Discover's advanced tokenization technology into Skipify's platform, enhancing security by replacing sensitive card information with encrypted tokens, thereby reducing fraud and safeguarding customer data [2][4] - Skipify's Commerce Identity Cloud is projected to recognize 1 in every 2 U.S. shoppers by the end of 2025, leveraging its existing network of over 100 million consumer cards [4] Strategic Goals - Both companies are committed to advancing the future of commerce through innovation, aligning their product development roadmaps to create new digital shopping experiences that cater to the evolving needs of consumers and businesses [3][4]

Financial Data and Key Metrics Changes - Total company revenues in Q4 2024 were $41.4 million, representing a 15% year-over-year growth [51] - Non-GAAP operating profitability was $5.2 million in Q4, improving by $18.3 million from the same period last year [59] - Free cash flow for the quarter was negative $7.2 million, an improvement of $13.6 million compared to negative $20.8 million in the same quarter last year [60] Business Line Data and Key Metrics Changes - Consumer Banking revenue grew 48% year-over-year in Q4, totaling $9.5 million, and 42% for the full year, surpassing the 35% target [55][90] - Mortgage suite revenue was $18.2 million, representing a 6% year-over-year growth [51] - Professional services revenue was $2.5 million, slightly up from $2.3 million in the same period last year [55] Market Data and Key Metrics Changes - The remaining performance obligations (RPO) reached $123 million, a 30% increase year-over-year [62] - The pipeline is now 50% larger than the previous year, indicating strong future growth potential [12][37] Company Strategy and Development Direction - The company is focusing on becoming a software-driven business, simplifying operations, and expanding its partner ecosystem [8][94] - A strategic partnership with Truework for income verification aims to enhance operational efficiency and revenue sharing [48][96] - The launch of a dedicated business unit for Independent Mortgage Banks (IMBs) reflects a commitment to cater to smaller institutions [102][66] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in sustained growth despite macroeconomic challenges, with expectations of positive free cash flow in Q1 2025 [12][44] - The company anticipates moderate origination growth for the year, with a cautious approach to annual planning [78] - The integration of AI into core banking processes is expected to enhance efficiency and reduce operational costs [118][120] Other Important Information - The company aims to achieve a positive Rule of 40 for its platform segment, combining revenue growth and operating margin [45][81] - The economic value for funded loans is expected to start at a new baseline of $94 in Q1 2025, reflecting strategic changes [69] Q&A Session Summary Question: What is the outlook for the mortgage market in 2025? - Management noted that forecasts for mortgage originations have decreased by 20% for Q1 2025, but they believe the market will perform below these projections [73][74] Question: How does the company plan to manage expenses in the current environment? - The company is focused on tightly managing expenses while investing in sales and marketing to capitalize on growth opportunities [76][80] Question: What are the expectations for the consumer banking suite moving forward? - The projected compounded annual growth rate for the consumer banking suite has been increased to 40% from the previous target of 35% [79]

Core Insights - ACI Worldwide reported a revenue of $453.04 million for the quarter ended December 2024, reflecting a decrease of 4.9% year-over-year, while EPS was $1.08 compared to $1.27 in the same quarter last year [1] - The revenue exceeded the Zacks Consensus Estimate of $450.75 million by 0.51%, and the EPS surpassed the consensus estimate of $0.79 by 36.71% [1] Revenue Breakdown - Revenue from Banks was $230.80 million, exceeding the average estimate of $220.85 million [4] - Revenue from Billers was $180.20 million, slightly below the average estimate of $185.40 million [4] - Revenue from Merchants was $42 million, also falling short of the average estimate of $44.50 million [4] Stock Performance - ACI Worldwide's shares have declined by 5.8% over the past month, compared to a 2.2% decline in the Zacks S&P 500 composite [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the broader market in the near term [3]