房交会现场市民咨询热情高涨 日前，记者从市住房和城乡建设局了解到，包头市第六届线上房地产交易会自2025年12月18日盛大启幕以来，已稳健运行一个月，以"践行民生承诺、优化 住房消费、激发市场活力"为核心理念，通过"线上房交会+存量房交易服务平台"双轨并进、双向联动的新模式，精准释放政策红利，创新服务载体，有力推 动住房供需高效匹配，为全市房地产市场的健康可持续发展注入强劲动能。 为破解企业职工工时紧、看房难的问题，房交会组委会主动开展"政策进园区、服务到身边"专项行动，先后深入龙马风能、白云鄂博产业园、北重集团等重 点企业，前置调研职工居住偏好，精准引入周边配套完善、交通便捷的优质楼盘进行专场推介。活动现场不仅设有项目展陈与经理讲解，更组织房交会专 班、公积金中心及金融机构代表联合坐镇，现场解答购房补贴、以旧换新等实操问题，吸引超千名职工踊跃咨询，初步达成大量购房意向，真正实现"以居 促安、以安兴业"的双赢格局。 截至2026年1月19日，本届房交会已累计成交新建商品房1115套，成交面积达12.56万平方米，成交套数与面积分别较上届同期增长29.95%和22.54%。 包头市融媒体中心记者：李硕；编辑：李 ...

Core Viewpoint - Personal finance expert Dave Ramsey advocates for mutual funds over real estate for generating passive income, emphasizing that real estate management is not passive and involves significant effort [1][2][3]. Group 1: Real Estate Management - Ramsey argues that the notion of real estate as a source of easy, passive income is unrealistic and primarily propagated by those without real ownership experience [3][4]. - He highlights that managing rental properties incurs substantial costs, such as maintenance and repairs, which can negate the perceived benefits of passive income [4][5]. - The expectation that a portfolio of debt-laden real estate will automatically generate wealth is criticized as a misconception, often held by inexperienced investors [5][6]. Group 2: Investment Strategies - Ramsey advises individuals to prioritize their careers, pay off existing debts, and consistently invest in retirement accounts like 401(k)s before considering real estate investments [3][6]. - He shares his personal experience of initially using credit to buy properties, which led to significant financial loss, underscoring the risks associated with leveraging debt in real estate investments [6]. - The current real estate market offers alternative investment options, such as institutional-grade access through firms like Lightstone DIRECT, which manages a portfolio exceeding $12 billion [5].

Core Insights - A batch of auctioned properties in Guangzhou Nansha was acquired by state-owned enterprises, indicating a trend of government-backed investment in distressed assets [1][4][5] Group 1: Auction Details - 88 newly built residential units in Yitao Garden Phase IV were auctioned on Alibaba, achieving a total transaction value of 80.41 million yuan [1][5] - Over 60 of these units were purchased by Guangzhou Nansha Urban Operation Company, a local state-owned enterprise controlled by the Guangzhou Nansha Development and Construction Group and the Guangzhou Nansha Modern Agricultural Industry Group [3][7] Group 2: Market Implications - The auction reflects a broader strategy where local state-owned enterprises are leveraging low prices in the auction market as a means to acquire assets, which may be replicated in other cities [3][9] - The purchase price for the properties ranged from 6,657 to 7,749 yuan per square meter, significantly lower than the current market price of 20,400 yuan per square meter for similar properties in the area [9][11] Group 3: Strategic Objectives - The acquisition of these properties serves multiple purposes, including supporting local industry, optimizing asset structures, and addressing hidden debts [3][12] - The properties are likely to be repurposed for affordable housing, talent housing, or as part of urban renewal projects, aligning with national policies aimed at revitalizing existing assets [11][12]

Group 1: Federal Reserve and Interest Rates - President Trump is pressuring the Federal Reserve to lower interest rates, claiming that high borrowing costs are preventing ordinary Americans from homeownership [1][2] - Trump criticized Fed Chair Jerome Powell for maintaining tight monetary policy, suggesting that the U.S. should have the lowest interest rates globally [2][3] - Plans to announce a new Fed Chair are confirmed, with Trump expressing hope that the next chairman will perform better [3] Group 2: Housing Market Policies - The administration has directed government-backed institutions to purchase up to $200 billion in mortgage-backed securities to reduce long-term borrowing costs [4] - Trump signed an executive order banning large institutional investors from buying single-family homes, arguing that this practice distorts the housing market and drives up prices [5][6] - He emphasized that homes should be for people, not corporations, and called for Congress to make the ban on institutional purchases permanent [5][6] Group 3: Consumer Debt and Credit Card Rates - Trump urged lawmakers to cap credit card interest rates at 10% for one year, citing high consumer debt as a barrier to homeownership [7] - He highlighted that current credit card rates can reach as high as 32%, which he views as usury [7] Group 4: Existing Homeowners and Market Stability - While advocating for lower interest rates, Trump expressed concern for existing homeowners, stating that policies should not lead to a housing market crash [8][9] - He warned that drastically lowering housing prices could harm homeowners' equity and lead to financial distress [9] Group 5: Economic Growth and Market Reactions - Trump argued that strong economic growth does not necessarily lead to inflation, suggesting that proper growth can help manage price pressures [9][10] - Following Trump's comments, U.S. Treasury markets stabilized, with the 10-year yield around 4.27% [10][11] - Gold prices continued to rise, reaching record highs, indicating a shift towards safe-haven assets amid market uncertainty [12]

U.S. President Donald Trump's executive order restricting Wall Street investors from buying up single-family homes could boost demand for homes while doing little to address tight housing supply, a key reason for house price inflation, investors said. ...

Core Insights - The article provides an overview of the performance of various mutual funds, highlighting the top and bottom performers based on net asset value changes [2][3]. Group 1: Top Performing Funds - The top 10 mutual funds with the highest net value growth on January 20 include: 1. 富国价值发现混合C with a net value of 1.2962 and a growth of 3.92% 2. 富国价值发现混合A with a net value of 1.3122 and a growth of 3.92% 3. 国投瑞银白银期货(LOF)A with a net value of 2.6095 and a growth of 3.88% 4. 富国研究精选灵活配置混合C with a net value of 2.9810 and a growth of 3.65% 5. 富国研究精选灵活配置混合D with a net value of 3.0400 and a growth of 3.61% 6. 景顺长城中国回报混合A with a net value of 1.7070 and a growth of 3.58% 7. 工银价值精选混合C with a net value of 1.1350 and a growth of 3.56% 8. 工银价值精选混合A with a net value of 1.1364 and a growth of 3.55% 9. 景顺长城中国回报混合C with a net value of 1.6810 and a growth of 3.51% 10. 景顺长城资源垄断混合(LOF)C with a net value of 0.5720 and a growth of 3.44% [2]. Group 2: Bottom Performing Funds - The bottom 10 mutual funds with the lowest net value growth on January 20 include: 1. 东财景气驱动C with a net value of 1.6980 and a decline of 6.34% 2. 东财景气驱动A with a net value of 1.7190 and a decline of 6.34% 3. 前海开源沪港深强国产业混合 with a net value of 1.7195 and a decline of 5.83% 4. 东方阿尔法瑞丰混合发起A with a net value of 1.1021 and a decline of 5.21% 5. 东方阿尔法瑞丰混合发起C with a net value of 1.0906 and a decline of 5.21% 6. 平安高端装备混合发起式A with a net value of 1.3687 and a decline of 5.02% 7. 平安高端装备混合发起式C with a net value of 1.3672 and a decline of 5.02% 8. 中加优势企业混合C with a net value of 1.9189 and a decline of 4.98% 9. 中加优势企业混合A with a net value of 2.0087 and a decline of 4.98% 10. 长城久嘉创新成长混合C with a net value of 2.7860 and a decline of 4.77% [3]. Group 3: Market Overview - The Shanghai Composite Index experienced a slight decline after a peak, while the ChiNext Index showed a significant drop. The total trading volume reached 2.80 trillion, with a ratio of advancing to declining stocks at 2233:3102 and a limit-up to limit-down ratio of 62:23. The leading sectors included real estate, chemical fiber, and water utilities, each with gains exceeding 2% [5].

Index Performance - The Hang Seng Index (HSI) closed at 26,564, down 1.0% for the day and up 3.6% year-to-date (YTD) [2] - The HSCEI closed at 9,134, down 0.9% for the day and up 2.5% YTD [2] - The MSCI China index closed at 86, down 1.0% for the day and up 3.6% YTD [2] Commodity Price Performance - Brent Crude remained stable at US$64 per barrel, with a YTD increase of 5.4% [3] - Gold prices rose to US$4,671 per ounce, reflecting an 8.1% increase YTD [3] - Copper prices fell to US$12,803 per ton, down 2.3% for the day but up 3.1% YTD [3] Economic Indicators - China's GDP growth moderated to 4.5% YoY in Q4 2025, slightly above expectations, with a full-year growth of 5% for 2025 [6] - Industrial profits in China decreased by 13.1% YoY as of January 27, 2026 [4] - The 1-Year Loan Prime Rate in China remained stable at 3.0% as of January 20, 2026 [4] Sector Insights - The OTA sector is under pressure due to an antitrust probe involving Trip.com, which saw a stock price drop of over 20% [10] - Despite the probe, long-term earnings impact on Trip.com is expected to be limited, with investor confidence potentially returning by August 2026 [10] - The property market in China is showing marginal improvement, but underlying pressures persist, with expectations for stabilization by late 2026 or early 2027 [13]

Market Performance - The Shanghai Composite Index fell by 0.3%, the Shenzhen Component Index decreased by 1.22%, the ChiNext Index dropped by 1.83%, and the STAR Market Index declined by 1.43% [1][1][1] - Sectors such as satellite internet, CPO, commercial aerospace, and 6G experienced significant declines, while real estate, advanced packaging, and retail sectors saw gains [1][1][1] Technical Indicators - A MACD golden cross signal has formed, indicating potential upward momentum for certain stocks [1][1]

Market Overview - Nifty 50 opened flat at 25,580, slightly down from the previous close of 25,586, and is currently at 25,470, reflecting a decline of 0.5% [1] - The advance/decline ratio of Nifty 50 is 8/42, indicating a strong bearish sentiment in the market [1] Sector Performance - All sectoral indices are in the red, with Nifty Realty down 1.9% and Nifty IT down 1.1%, highlighting the overall bearish trend [2] Nifty Futures - January expiry Nifty futures opened at 25,600, down from the previous close of 25,596, and is currently trading at 25,500, a decrease of about 0.4% [3] - The futures contract appears to be in a downtrend, with a potential target of 25,250 [3] - A rise above 25,670 could shift the intraday trend to positive, but this is currently deemed unlikely [4] Trading Strategy - A recommendation to sell Nifty futures at 25,550, with a target of 25,300 and a stop-loss at 25,650 [5] - Support levels are identified at 25,250 and 25,000, while resistance levels are at 25,550 and 25,670 [5]

欢迎扫描下方二维码关注： 准备买房的朋友注意啦！ 个人购买家庭住房要缴哪些税？ 你都知道吗？ 今天就为大家梳理清楚 购房税费要点 让您买房更省心！ 对个人购买住房暂 免征收印花税。 契税 契税税率为百分之三至百分之五 ，契税的具体适用税率，由省、自治区、直辖市人民政府在前款规定的税率幅度内提出， 报同级人民代表大会常务委员会决定，并报全国人民代表大会常务委员会和国务院备案。 家庭第二套住房是指已拥有一套住房的家庭购买的第二套住房。 1.个人购买 家庭唯一住房 （家庭成员范围包括购房人、配偶以及未成年子女，下同）： 3.个人购买第三套及以上住房 （第三套住房限购开放情况以当地官方政策为准）： 第三套及以上，不论面积，均不享受契税优惠税率。 面积为140平方米及以下的，减按1%的税率征收契税；面积为140平方米以上的，减按1.5%的税率征收契税。 印花税（免征） 面积为140平方米及以下的，减按1%的税率征收契税；面积为140平方米以上的，减按2%的税率征收契税。 2.个人购买 家庭第二套住房 ： 举个例子： 王先生购买家庭唯一住房，面积122平方米，价格（不含增值税）200万元，其应缴纳契税为2000000*1 ...