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成都:购买保障性住房使用公积金,最低首付款比例降至15%
Xin Jing Bao· 2025-08-22 07:17
《通知》明确,缴存人购买保障性住房,提取住房公积金支付购房款同时还可申请使用住房公积金贷 款,提取与贷款金额合计不超过所购住房总价。 此外,《通知》称,缴存人租住保障性租赁住房,满足连续缴存住房公积金满3个月、本人及配偶在成 都市行政区域内无自有产权住房等条件的,可按实际房租支出提取。缴存人可与成都住房公积金管理中 心签订协议,授权按月提取住房公积金直接支付给运营企业用于支付房租。 新京报贝壳财经讯8月21日,"成都公积金"官微发布《成都住房公积金管理委员会关于住房公积金支持 缴存人购买和租赁保障性住房有关政策的通知》(简称"《通知》")。《通知》显示,购买保障性住房使 用住房公积金贷款的,最低首付款比例为15%。 同时,《通知》规定,购买保障性住房使用住房公积金贷款的,单、双缴存人最高贷款额度对应上浮 50%。即由现行的单人60万元、双人100万元提高至单人90万元、双人150万元,基本实现缴存人使用住 房公积金贷款即可覆盖除首付款金额外的剩余购房资金需求,减轻购房负担。购买保障性住房与多子女 家庭购房等贷款额度上浮政策不叠加使用。 ...
广州1873套配售型保障房,明起可申购!附入口→
Sou Hu Cai Jing· 2025-08-18 05:46
Core Points - The second batch of sale-type affordable housing in Luogang Heyuan will be available for application from August 18, 2025, to September 2, 2025 [1] - A total of 1,763 units will be supplied in this batch, with the project located in Huangpu District [2] Group 1: Project Overview - The Luogang Heyuan affordable housing project consists of 2,411 units, with the current batch being part of the sales managed by Guangzhou City Investment Housing Rental Development Co., Ltd [2] - The housing types available include two-bedroom and three-bedroom units, with specific details on unit sizes and orientations provided [3][5] Group 2: Housing Details - The housing details include various units with sizes ranging from approximately 75.82 square meters to 92.76 square meters [3][5] - The units are located at specific addresses along Luoyue South Street, with a mix of orientations such as southeast, southwest, and northwest [3][5] Group 3: Application Process - Interested applicants must meet certain conditions and provide necessary documentation for the application process [1] - The application and allocation process will be managed by the relevant housing authority, ensuring compliance with local regulations [1]
X @外汇交易员
外汇交易员· 2025-08-14 07:48
Government Intervention in Real Estate - China is planning to mobilize state-owned enterprises (SOEs) like China Cinda Asset Management to acquire unsold homes from distressed property developers [1] - This initiative aims to address the limited effectiveness of previous local government efforts to purchase unsold housing stock [1] - The SOEs will be allowed to utilize a RMB 300 billion (approximately USD 41.4 billion) re-lending facility from the People's Bank of China (PBOC) earmarked for affordable housing [1] Policy Considerations - There are considerations to remove the price cap on the acquisition plan for unsold homes [1]
房地产行业周报:二手房成交环比下滑,新城控股发行10亿中期票据-20250805
Huachuang Securities· 2025-08-05 08:16
Investment Rating - The report maintains a "Recommendation" rating for the real estate sector [2] Core Insights - The real estate sector index fell by 3.4%, ranking 29th among 31 industry sectors [8] - New home sales in 20 monitored cities increased by 16% week-on-week, but year-on-year sales decreased by 21% [19] - Second-hand home sales in 11 monitored cities decreased by 8% week-on-week and 4% year-on-year [23] - The report highlights the importance of effective policies and fiscal measures to stabilize the market [32] Summary by Sections Industry Basic Data - Total number of stocks: 107 - Total market value: 1,159.996 billion - Circulating market value: 1,111.33 billion [2] Sales Performance - New home sales in the 31st week amounted to 184 million square meters, with a daily average of 26.3 million square meters [19] - Year-to-date new home sales in 20 cities totaled 60.97 million square meters, down 8% year-on-year [19] - Second-hand home sales in the 31st week totaled 174 million square meters, with a daily average of 24.9 million square meters [23] Financing Activities - New City Holdings issued 1 billion in medium-term notes with a coupon rate of 2.68% [28] - The majority of bond issuances this week were from local state-owned enterprises [31] Investment Strategy - The report suggests focusing on companies with strong product moats and stable rental income from quality commercial real estate [32] - Key companies to watch include Greentown China, China Resources Land, Swire Properties, China Resources Vientiane Life, and Beike-W [32]
数千套五折房源!这两地有保障性住房同日面市
第一财经· 2025-07-21 09:24
Core Viewpoint - The article discusses the launch of affordable housing projects in Taiyuan and Xiamen, highlighting the pricing advantages and eligibility criteria for potential buyers [2][4]. Group 1: Taiyuan Affordable Housing - Taiyuan has initiated the first batch of sale-type affordable housing, with applications open from July 21 to July 31 [2]. - The sale price of these affordable homes is calculated to cover land allocation, construction costs, and a reasonable profit margin not exceeding 5% [2]. - The projects include "Jinxiu Changfeng" with 1,427 units and "Jinxiu Fendong" with 2,520 units, both priced significantly lower than market rates, at approximately 4,000 to 5,500 yuan per square meter [2]. - Eligibility for these homes is restricted to specific income groups, categorized into "two types and three tiers," primarily targeting low-income workers [2]. Group 2: Xiamen Affordable Housing - Xiamen has launched a new batch of 3,500 affordable housing units, with various sizes available, including 1,031 two-bedroom units and 2,469 three-bedroom units [4]. - The average price for these units is around 11,699 yuan per square meter, which is considerably lower than the surrounding market prices, with nearby second-hand homes listed at 16,000 yuan per square meter and above [4]. - The affordable housing in Xiamen is designed to be financially accessible for new residents, with total costs for a 70-square-meter unit estimated between 800,000 to 1,000,000 yuan [4]. Group 3: Broader Context of Affordable Housing - Various types of affordable housing are available in Xiamen, including sale-type affordable housing and rental options, with the former allowing conversion to regular housing after a certain period [5]. - Other cities, such as Jinan, Nanning, and Chongqing, are also advancing their affordable housing projects, indicating a broader trend of increasing supply in the housing market [5].
数千套五折房源!这两地有保障性住房同日面市
Di Yi Cai Jing· 2025-07-21 06:21
Core Viewpoint - The acceleration of the distribution of affordable housing projects in various cities this year indicates a significant push towards improving housing accessibility for low- and middle-income groups [1]. Group 1: Affordable Housing Initiatives - On July 21, both Taiyuan and Xiamen launched new affordable housing projects, with Taiyuan opening applications for its first batch of sale-type affordable housing [2]. - Taiyuan's affordable housing projects include "Jinxiu Changfeng" with 1,427 units and "Jinxiu Fendong" with 2,520 units, both priced significantly lower than market rates, at approximately 4,000 to 5,500 yuan per square meter [2]. - Xiamen introduced 3,500 units of affordable housing, with prices also discounted compared to surrounding market rates, making it more accessible for new residents [4]. Group 2: Pricing and Market Comparison - The average price of affordable housing in Taiyuan is about 40% to 50% lower than nearby market housing, which is generally above 10,000 yuan per square meter [2]. - In Xiamen, the average price for affordable housing is around 11,699 yuan per square meter, while nearby second-hand housing is listed at approximately 16,000 to over 20,000 yuan per square meter [4]. Group 3: Eligibility and Regulations - Taiyuan's affordable housing is targeted at specific income groups, with detailed eligibility criteria to ensure that the most in-need populations are prioritized [2]. - The transfer mechanism for sale-type affordable housing is restricted, with properties not allowed to be resold within the first five years, and any transfer after that requires approval from the municipal housing authority [3]. Group 4: Broader Trends in Affordable Housing - Other cities, including Jinan, Nanning, and Chongqing, are also advancing their affordable housing projects, indicating a nationwide trend towards enhancing housing supply [5].
太原配售型保障性住房即将开启申购 售价远低于同地段商品房
Zhong Guo Xin Wen Wang· 2025-07-17 13:27
Core Points - The first batch of subsidized housing in Taiyuan will open for application from July 21 to July 31, with both online and offline channels available for submission [1][3] - The subsidized housing is aimed at eligible groups, with specific guidelines outlined in the "Implementation Rules" available on the Taiyuan Housing Management Bureau's website [1][3] Group 1: Housing Details - The subsidized housing is defined as government-supported housing with limited types, areas, and sales prices, managed under specific regulations [3] - The pricing of the subsidized housing is calculated to cover land allocation, construction costs, and a reasonable profit margin not exceeding 5%, offering a significant price advantage compared to market housing in the same area [3][4] Group 2: Eligibility and Application Process - Eligibility for the subsidized housing is categorized into "two types and three tiers," targeting urban households and families meeting the city's talent introduction policy [3] - Interested applicants can check the "Implementation Rules" or contact the official consultation hotline for more information [3][4] Group 3: Project Implementation - The Taiyuan City Housing Security Company is responsible for the implementation of the subsidized housing projects, which include two initial projects launched last year near subway lines [4] - The housing projects are designed with various amenities, including childcare, elderly care, sports facilities, and adhere to affordable parking and property service fee standards [4]
上海推进“建设者之家”项目建设的成效与启示
Core Insights - The "Builder's Home" project significantly enhances the living conditions, rental affordability, and social integration of delivery workers in Shanghai, addressing their housing needs and improving their work stability [6][12][16]. Group 1: Project Overview - The "Builder's Home" initiative, launched in 2020, aims to provide affordable rental housing for frontline workers such as delivery riders, sanitation workers, and new job seekers in Shanghai [6][8]. - The project offers a range of housing options, including shared dormitories and private rooms, with a focus on affordability and quality [7][10]. - As of now, over 40,000 beds have been constructed, with plans to add more than 25,000 beds in key areas by 2024 [7][9]. Group 2: Impact on Workers - The project has led to a notable increase in job stability and work performance among residents, with a 10% reduction in turnover rates for those living in "Builder's Home" compared to those who do not [12][13]. - Residents report a significant increase in their weekly working hours, with some riders delivering 60 to 70 more orders per week, resulting in higher income that offsets housing costs [13][14]. - The living conditions have improved, with over 50% of residents expressing satisfaction with their living space, facilities, and community relationships, compared to only 30% satisfaction among those renting privately [15] . Group 3: Challenges and Recommendations - The project faces challenges such as a mismatch between supply and demand, with existing housing options insufficient to meet the needs of all workers [16][17]. - There is a lack of awareness regarding supportive policies, such as residence permits, which could benefit residents [17][19]. - Recommendations include expanding housing supply, improving policy communication, and adopting innovative management practices to enhance operational efficiency [18][19].
河南省持续推进收购存量商品房用作保障性住房 助力追梦人安居河南
He Nan Ri Bao· 2025-07-03 23:30
Core Viewpoint - The article highlights the efforts of the Henan provincial government and state-owned enterprises to address housing challenges for new citizens and young professionals by converting existing commercial housing into affordable rental housing [1][2]. Group 1: Housing Initiatives - The company has signed contracts for two projects, covering nearly 150,000 square meters and over 2,000 housing units, aimed at providing affordable rental options for new citizens and young professionals in Zhengzhou [1]. - The initiative includes organizing various cultural and sports activities to enhance the community experience for residents, creating a sense of belonging [1]. Group 2: Government Support and Policies - The provincial government is actively promoting the acquisition of existing commercial housing for use as affordable rental housing, utilizing state-owned enterprises to facilitate this process [2]. - The government is exploring various funding sources, including special bonds and loans, to support the acquisition of existing housing for affordable rental purposes [2]. - The initiative aims to meet the rigid housing demands of young people, new citizens, and low-income groups, thereby improving living conditions and stability [2].
果然,福州国企收购建发养云二期212套人才房!
Sou Hu Cai Jing· 2025-06-25 17:42
Group 1 - The Fuzhou Public Resource Trading Network announced the transfer of 232 residential units, including Jingyun Mansion 1202 and Jinhui Longyue Garden Area 2101, on June 25, 2025 [1][4] - The transfer was conducted by the Fuzhou Land Development Center, with an assessed value and transaction price of 561.18847666 million yuan [4] - The acquiring party is Fuzhou Anzhu Development Co., Ltd., which is a wholly-owned subsidiary of Fuzhou Industrial Park Development Group [10][12] Group 2 - Jingyun Mansion project is located at No. 66 Banjiao Road, Gushan Town, Jin'an District, Fuzhou, consisting of 212 residential units with a total construction area of approximately 14,437.01 square meters [5] - Jinhui Longyue Garden Area 2 is located at No. 301 Tianquan Road, Wufeng Street, Gulou District, Fuzhou, comprising 20 residential units with a total construction area of approximately 1,754.08 square meters [5] - The residential units in Jingyun Mansion have undergone secondary decoration and are currently vacant, while the units in Jinhui Longyue Garden Area 2 are not yet decorated and are also vacant [5] Group 3 - Fuzhou Anzhu Development Co., Ltd. has been tasked with acquiring stock housing for conversion into affordable rental housing, indicating a continued focus on increasing the supply of affordable housing in Fuzhou [12][14] - The company has previously acquired a significant amount of stock housing across Fuzhou's main urban areas, including Gulou, Taijiang, Jin'an, and Cangshan [12] - The establishment of the "Ucuo Apartment" brand marks Fuzhou's first long-term rental apartment brand developed and operated by a state-owned enterprise [12][14]