Core Insights - Brazil's instant-payment system Pix is projected to account for 50% of the nation's e-commerce transactions by 2028, surpassing credit cards [1][4] - Since its launch in late 2020, Pix has significantly reduced cash usage and, as of 2023, has outpaced the combined number of credit and debit card transactions [2][4] - The central bank of Brazil argues that it provides a neutral digital infrastructure, contributing to financial inclusion with over 70 million new users since Pix's introduction [3] E-commerce Market Dynamics - In 2022, Pix accounted for 42% of online purchases, slightly ahead of credit cards at 41%, with projections indicating Pix's share will rise to 45% by the end of 2023 [4] - By 2028, Pix is expected to lead over credit cards by 14 percentage points in the e-commerce market [4] - The introduction of a recurring-payments feature by the central bank has further strengthened Pix's position, with consumer payments to businesses becoming the largest transaction category [5] Consumer Behavior and Market Trends - Trust in Pix has increased among consumers, aided by its wider availability on e-commerce platforms [6] - Despite the growth of Pix, credit cards are expected to maintain a loyal customer base due to the popularity of interest-free installment plans in Brazil [6]

43% say it could help them understand their business data more easily, and 41% say they want an assistant that digs into their data and identifies opportunities while they focus on what matters most.Square AI uses everyday, conversational language to help business owners get answers from their data, with no training or technical setup required.At the same time, trust remains a key barrier. 40.6% of UK SME owners say they do not trust AI to make recommendations without oversight, and 42% say clearer informat ...

HONG KONG, Feb. 09, 2026 (GLOBE NEWSWIRE) -- SQRIL (pronounced squirrel), the Southeast Asia based startup that provides a payments API switch for banks, ewallets and crypto apps to scan & pay local QR codes across emerging markets, announced from the sidelines of the Consensus conference in Hong Kong that it would now support several countries in Latin America. SQRIL Founder & CEO Malcolm Weed explains that, “any bank, ewallet or crypto app that integrates with our APIs would allow their user base to scan ...

Stripe is arranging a tender offer that would give the payments giant a valuation of at least $140 billion https://t.co/9npIx8gJsl ...

Core Viewpoint - A class action lawsuit has been filed against Paysafe Limited on behalf of investors who acquired its securities during the specified class period from March 4, 2025, to November 12, 2025 [1] Summary by Relevant Sections - The lawsuit is initiated by the law firm Kirby McInerney LLP, indicating potential legal challenges for Paysafe Limited [1] - Investors who suffered losses on their Paysafe investments are given a deadline of April 7, 2026, to request lead plaintiff appointment [1]

Market Overview - The Dow Jones has recently surpassed 50,000 points for the first time, indicating a significant milestone in the market [1] - The S&P 500 is on the verge of reaching an all-time high after recovering from a minor correction [1] Analyst Insights - The article reflects a passion for geopolitics and macroeconomics, suggesting that these factors are crucial in understanding market movements [1] - The author emphasizes the importance of engaging with the investment community to enhance knowledge and investment strategies [1]

Core Insights - Corpay Cross-Border has extended its exclusive partnership with Rugby Australia, continuing as their Official Foreign Exchange (FX) Payments Partner for multiple years [1] - The partnership includes support for both the Men's and Women's Australian National Rugby Union Teams, the Wallabies and Wallaroos [1] - Corpay has been providing foreign exchange payment solutions to Rugby Australia since 2023, and this extension will enhance the financial services available to Rugby Australia's corporate partners [1] Company Overview - Corpay, Inc. (NYSE: CPAY) is a global leader in corporate payments, offering a range of financial solutions to help businesses manage expenses effectively [1] - The company specializes in corporate foreign exchange payment solutions and currency risk management [1] - Corpay's services aim to simplify payment processes for various expenses, including travel and vendor payments, ultimately saving customers time and money [1] Industry Context - Rugby Australia serves as the national governing body for rugby in Australia, overseeing all levels of the sport and managing domestic competitions [1] - The partnership with Corpay aligns with Rugby Australia's goals to enhance its financial operations and support its global business dealings [1] - The collaboration reflects a growing trend in sports organizations partnering with fintech companies to improve financial management and operational efficiency [1]

Core Viewpoint - The article reflects on the author's previous rating of PayPal Holdings, Inc. (PYPL) as a "Strong Buy" and acknowledges the challenges in admitting a misjudgment regarding the company's performance [1]. Group 1: Company Analysis - The analysis emphasizes the importance of investing in high-quality companies that can outperform the market over the long term due to their competitive advantages and defensibility [1]. - The focus is primarily on European and North American companies, without restrictions on market capitalization, allowing for a diverse range of investment opportunities from large-cap to small-cap companies [1]. Group 2: Academic Background - The author holds a Master's Degree in Sociology with a focus on organizational and economic sociology, as well as a Bachelor's Degree in Sociology and History, which informs their analytical approach [1].

转自：贵州日报 欧洲央行行长拉加德近日也呼吁欧盟领导人在推进数字欧元、深化单一市场等关键领域采取紧急集体行 动，以增强欧盟长期增长潜力和制度韧性。 新华社贝尔格莱德2月9日电 （《欧洲加快数字欧元布局》由贵阳日报为您提供，转载请注明来源，未经书面授权许可，不得转载或 镜像。） 欧洲中央银行近期呼吁欧盟加快推进数字欧元进程，并多次警告如果不尽快推进数字欧元相关立法和制 度安排，欧盟在数字支付和金融基础设施领域将进一步依赖非欧盟大型科技公司。 欧洲央行执行委员会成员皮耶罗·奇波洛内8日接受媒体采访时表示，目前欧元区近70%的银行卡交易依 赖非欧盟机构主导的支付平台。他指出，数字欧元是增强欧洲数字支付自主性的关键工具，同时能降低 企业支付成本。 欧盟委员会负责经济事务的委员瓦尔季斯·东布罗夫斯基斯近日表示，欧盟需尽快建立数字欧元，以减 少对美国支付公司的依赖。他说，美国公司维萨和万事达卡目前处理欧盟约三分之二的信用卡交易，这 种高度集中使欧盟变得脆弱。他强调，支付系统是重要基础设施，过度依赖外部机构可能影响欧盟的经 济韧性和自主决策能力。 法新社等媒体认为，近年来美欧关系波动加剧，使欧洲对在关键技术和支付领域依赖美 ...

Core Insights - Block is planning another round of layoffs as part of its ongoing cost-cutting efforts [1][9] - The layoffs coincide with the company's annual performance reviews and will affect multiple teams [2] - This marks the third consecutive year that Block has initiated layoffs at the beginning of the year, following a self-imposed employee cap of 12,000 established in 2023 [3] Layoff Details - In March 2023, Block laid off 931 employees, approximately 8% of its workforce, and in January 2024, around 1,000 employees, also about 8% of its staff [3] - As of December 31, 2024, Block had 11,372 full-time employees globally, with 2,627 located outside the U.S. [4] - Layoffs in the first nine months of 2025 incurred costs of about $79.5 million in severance and related expenses [4] Strategic Focus - Analyst Vasundhara Govil indicated that the layoffs are likely part of Block's three-year outlook aimed at demonstrating operating leverage while focusing on investments in sales and marketing [5] - Block is actively hiring for 304 open positions across various departments, including legal, design, finance, IT, and product development [6] Profitability Goals - The company is emphasizing achieving Rule of 40 profitability, a key metric for assessing the health of software companies [7] - Block has enhanced its Cash App and peer-to-peer network with new features to attract more consumers [7] - The company is also targeting younger consumers through initiatives like a teen advisory council and has opened a new office in Dublin to support its European expansion [8] Upcoming Events - Block is scheduled to report its fourth-quarter and full-year earnings on February 26 after market close [9]