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Joining us now is Bill Nyron, partner portfolio manager and US CIO at Harris Oakmark. His fund's top holdings include Alphabet, Cityroup, and Warner Brothers Discovery. Talk too much about that already, Bill.I don't know, but we can if you want. Let's start with Google. We just had a long conversation about it with uh Brent Th who covers it, but you know, it's been a long time part of your portfolio.Obviously, I would assume you're very happy you own it, although you may have trimmed a little bit. You sad a ...

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The nation's busiest train station will get even busier in the coming days as Amtrak predicts a record-breaking Thanksgiving holiday travel period with early bookings already up by double digits. The surge capping off a record year for Amtrak for ridership and revenue. Is it more crowded on the train. >> Definitely more crowded.Yes, >> the train's a lot easier than driving. You never know what the weather's going to be like. And plus, the train's a great way to travel.The last few weeks of air travel nightm ...

Core Insights - Couchbase, Inc. has achieved Amazon Web Services (AWS) Travel and Hospitality Competency status, highlighting its success in aiding digital transformation for travel and hospitality customers [1][2][4] - This designation reflects Couchbase's technical proficiency in leveraging AWS for modernization and innovation in the travel and hospitality sector [2][3] Company Overview - Couchbase provides a developer data platform designed for critical applications, focusing on AI integration and operational efficiency [4][6] - The platform supports mission-critical applications with high availability, exceptional performance, and cost-efficiency, enabling organizations to reduce total cost of ownership [4][6] Industry Impact - The AWS Travel and Hospitality Competency assists industry customers in selecting skilled AWS Partners to confidently drive modernization efforts [3] - Couchbase's solutions empower travel and hospitality companies, such as Marriott and United Airlines, to deliver premium customer experiences and build secure AI applications at scale [9]

Core Viewpoint - The effectiveness of consumer complaints largely depends on choosing the right channels rather than the willingness of companies to address issues [1][2][15]. Group 1: Types of Issues - Consumer problems can be categorized into two main types: 1. Routine issues that are easy to resolve, such as delivery delays and missing items [4]. 2. More complex issues requiring stronger intervention, such as refusal to return large items and warranty disputes [5][6]. Group 2: Recommended Channels for Complaints - For simple issues, the fastest resolution is typically through the app's internal customer service [7][8]. - For complex issues involving high-value items, stronger channels such as official regulatory platforms (e.g., 12315) or social complaint platforms (e.g., Black Cat Complaints) should be utilized [9][11][12]. Group 3: Specific Strategies for Different Scenarios - Service-related complaints (e.g., dining, beauty, education) should follow a structured approach, starting from the service provider to regulatory bodies if necessary [14]. - Using multiple channels simultaneously can enhance the efficiency of complaint resolution [13][17]. Group 4: Tips for Effective Complaints - Key strategies for ensuring complaints receive timely responses include having complete evidence, maintaining objectivity in complaint content, and selecting the appropriate platform based on the issue's nature [15][17].

A behind-the-scenes look at the superyacht specialists taking travelers to Antarctica, Raja Ampat, Papua New Guinea—and even space.Read more: https://t.co/C0pn8GrSDyPhoto: EYOS https://t.co/SPjxaAjalv ...

Upgrades - JPMorgan upgraded MP Materials (MP) to Overweight from Neutral with a price target of $74, down from $75, citing the company's national security importance as underappreciated at current share levels [2] - Jefferies upgraded Gap (GAP) to Buy from Hold with a price target of $30, up from $22, noting a strong turnaround under new management for both Gap and Old Navy brands [2] - Mizuho upgraded TripAdvisor (TRIP) to Neutral from Underperform with a price target of $17, up from $14, believing that the company's traffic weakness is now better reflected in the shares [3] - Loop Capital upgraded Shake Shack (SHAK) to Buy from Hold with a price target of $127, up from $98, arguing that concerns over slower growth in October are overblown [3] - Baird upgraded Circle Internet (CRCL) to Outperform from Neutral with an unchanged price target of $110, viewing Circle's current valuation as reasonable given the outstanding growth of USDC [3] Downgrades - Jefferies downgraded Progressive (PGR) to Hold from Buy with a price target of $232, down from $261, anticipating a lighter growth environment due to increased competition in the personal auto insurance market [4] - BofA downgraded Flowserve (FLS) to Neutral from Buy with a price target of $73, up from $60, believing that near-term nuclear upside is already priced into shares [4] - BofA downgraded StubHub (STUB) to Neutral from Buy with a price target of $19, down from $25, as Q3 revenue and EBITDA beat expectations but lacked guidance for Q4 metrics [5] - Craig-Hallum downgraded Applied Materials (AMAT) to Hold from Buy with a price target of $190, suggesting that better buying opportunities may arise in the coming quarters as industry spending increases are still some time away [5] - Stifel downgraded Home Depot (HD) to Hold from Buy with a price target of $370, down from $440, expressing a cautious bias ahead of the company's Q3 report [6] Initiations - Baird initiated coverage of Microsoft (MSFT) with an Outperform rating and a $600 price target, highlighting its leadership in the AI revolution through partnerships with OpenAI [7] - Loop Capital initiated coverage of Polaris (PII) with a Hold rating and a $59 price target, maintaining a cautious view on the company's long-term outlook [7] - Wells Fargo initiated coverage of United Rentals (URI) with an Overweight rating and a $995 price target, favoring construction machinery stocks over engineering services due to a favorable supply setup [7] - Cantor Fitzgerald initiated coverage of DiaMedica Therapeutics (DMAC) with an Overweight rating and a $25 price target, noting compelling data for DM199 in treating pre-eclampsia [8] - Stephens initiated coverage of Simpson Manufacturing (SSD) with an Equal Weight rating and a $187 price target, expecting subdued U.S. housing starts until at least the second half of 2026 [8]

Business Expansion - Airbnb is expanding its business to include hotels [1] - The company aims to dominate the hotel industry after succeeding in private rentals [1]

Summary of US Consumer Pulse Survey: Consumer Showing Signs of Weakening Industry Overview - **Industry**: U.S. Consumer Market - **Survey Period**: October 30th - November 3rd, 2025 - **Sample Size**: ~2,000 consumers Key Findings Consumer Confidence - **Decline in Confidence**: Consumer confidence in the economy and household finances has weakened, with only 33% expecting improvement in the economy over the next six months, down from 36% last month and 44% in January [6][8][56] - **Negative Outlook**: 49% of consumers expect the economy to worsen, leading to a NET score of -16%, a decline from -10% last wave and +8% in January [6][8][56] Spending Intentions - **Short-term Spending Outlook**: 31% of consumers plan to spend more next month, while 18% expect to spend less, resulting in a NET of +13%, down from +17% last month and +21% a year ago [6][13][74] - **Long-term Spending Decline**: Longer-term spending outlook has also decreased, with consumers prioritizing essentials like groceries and household supplies [14][82] Inflation and Political Concerns - **Top Concerns**: Inflation remains the primary concern for 57% of consumers, while political environment concerns have risen to 45%, likely due to the government shutdown [7][30][27] - **Debt Repayment Worries**: 21% of consumers are concerned about their ability to repay debts, and 23% worry about paying rent/mortgage, consistent with previous survey results [7][31] Category-Specific Spending Trends - **Negative Spending Intentions**: Categories such as apparel, toys, leisure/entertainment, and consumer electronics show the most negative net spending intentions, with apparel at NET -18% and toys at NET -19% [15][83] - **Cautious Spending Behavior**: 39% of consumers plan to cut back on spending due to economic conditions, with food away from home being the top category for cutbacks [45][51] Holiday Spending Outlook - **Softer Holiday Season**: 38% of consumers plan to maintain their holiday budgets, while 30% expect to spend more and 23% less, yielding a NET of +6%, down from +14% last year [86][90] - **Price Sensitivity**: Higher prices are cited as the main reason for reduced holiday spending, affecting both those planning to spend more and those cutting back [91][93] Use of Technology in Shopping - **AI Tools Utilization**: About 45% of holiday shoppers are using AI tools for shopping assistance, with younger consumers showing higher engagement [108] Additional Insights - **Political Sentiment**: Significant differences in sentiment are observed based on political affiliation, with liberals showing lower confidence compared to conservatives [65] - **Income Disparities**: Low-income consumers express greater concern over debt repayment and rent, while upper-income consumers are more focused on investment concerns [35][37] This survey indicates a cautious consumer sentiment in the U.S. market, with significant implications for spending behavior and economic outlook.