Core Viewpoint - The announcement details the addition of multiple sales institutions for the Ping An Ruiyi Short-Duration Bond Fund starting from August 11, 2025, allowing investors to conduct various transactions through these institutions [1][2]. Group 1: Fund Sales Institutions - The company has signed sales agreements with various institutions including Ant (Hangzhou) Fund Sales Co., JD Kenterui Fund Sales Co., and others, expanding the distribution network for the fund [1]. - Investors will be able to open accounts, subscribe, redeem, and perform other transactions through these newly added sales institutions starting from the specified date [2]. Group 2: Investment Services - The fund offers a systematic investment plan (SIP) where investors can set up automatic deductions for fund purchases, with specific terms outlined in the fund's prospectus [3]. - Fund conversion services are available, allowing investors to switch their holdings between different funds managed by the same fund manager under certain conditions [3]. Group 3: Fee Discounts - Investors can enjoy fee discounts when subscribing or converting the fund through the sales institutions, with the specifics of these discounts determined by the respective institutions [5]. Group 4: Contact Information - Detailed contact information for each sales institution is provided, including customer service numbers and websites for further inquiries [6][7][8][9][10].

Market Performance - The market experienced narrow fluctuations on August 8, with all three major indices slightly declining. The Shanghai Composite Index fell by 0.12%, the Shenzhen Component Index decreased by 0.26%, and the ChiNext Index dropped by 0.38% [1] - Despite the overall market decline, several ETFs related to construction materials, photovoltaic, and infrastructure sectors saw gains exceeding 2% [1] ETF Performance - The following ETFs showed notable performance: - E Fund Construction Materials ETF increased by 2.18%, closing at 0.702 [2] - Leading Photovoltaic ETF rose by 2.05%, with a price of 0.497 [2] - Infrastructure ETF also gained 2.05%, closing at 1.146 [2] - Infrastructure 50 ETF increased by 2.04%, closing at 1.103 [2] Industry Outlook - Experts predict that as Chinese engineering machinery companies continue to globalize, their competitiveness in overseas markets is expected to enhance, leading to an increase in market share [2] - The domestic engineering machinery market is anticipated to benefit from the "two new" policy, which is expected to drive ongoing demand for equipment upgrades. Additionally, growth in water conservancy and municipal sectors is likely to support a continued recovery in domestic engineering machinery demand [2]

在A股结构性行情背景下,公募基金赚钱效应令新基金发行市场异常火爆。截至9月8日,年内新成立基金 数量达到1005只,继2019年后再次突破千只。新成立基金发行份额则突破2万亿份,创年度历史纪录。 与此同时,基金销售价格战已从第三方平台、互联网电商巨头,蔓延到银行渠道、基金公司直销。可以想 见的是,未来一段时间,基金费率激战就此拉开序幕,基金代销行业的竞争格局也将发生巨变。继招商银行 率先对指数基金的认申购交易打1折优惠之后,《中国经营报》记者获悉,部分头部基金公司的APP已经将 申购费降到了0折。 8月28日,证监会出台了《公开募集证券投资基金销售机构监督管理办法》及配套规则(以下简称《基金 销售新规》),对客户维护费(尾随佣金)设置上限,这被视为针对基金销售机构"扶优劣汰"的新举措。 基金销售价格战升级 记者查询支付宝基金专区(蚂蚁基金)等互联网代销平台了解到,在这类以流量见长的平台上,其代销的权 益类基金的申购费(主动权益类基金的申购费为1.5%)基本上都是一折,即0.15%;而部分指数产品的申购费 为0。但在某银行APP上可以看到,其代销的主动权益类基金的申购费并不会打折,打折的多是被动的指数 产品。 ...

1.申购金额 投资者可到中欧财富申请开办定投业务并约定每期固定的投资金额，该投资金额即为申购金额。本公司 旗下基金的定投业务每期最低申购金额如上表所示，但如中欧财富规定的最低定投申购金额高于以上限 额的，则按照其规定的金额执行。定投申购金额的上限以本公司相关公告为准。定投业务不受日常申购 的最低数额限制。 2.业务规则和办理程序 除每期最低申购金额限制外，定投业务的具体业务规则以上述基金最新的产品资料概要、招募说明书、 《国海富兰克林基金管理有限公司开放式基金业务管理规则》和本公司《基金定期定额申购业务规则》 的规定为准。 一、根据国海富兰克林基金管理有限公司（以下简称"本公司"）与上海中欧财富基金销售有限公司（以 下简称"中欧财富"）签署的开放式证券投资基金销售和服务代理协议及相关补充协议，自2025年8月8日 起，中欧财富将代理销售本公司旗下部分开放式证券投资基金并开通定期定额投资业务。 具体代销基金及业务开通如下表所示： ■ 二、定期定额投资业务相关事项 四、投资者可通过以下途径咨询有关详情： 1．上海中欧财富基金销售有限公司 公司网址：www.zocaifu.com 客户服务热线：400-100-26 ...

根据平安基金管理有限公司（以下简称"本公司"）与泛华普益基金销售有限公司(以下简称"泛华普益") 签署的销售协议，本公司自2025年8月1日起新增泛华普益为旗下部分基金销售机构，现将相关事项公告 如下： 一、自2025年8月1日起，投资者可通过泛华普益办理下表中对应基金的开户、申购、赎回、定投及转换 等业务。 ■ 注：上表中同一产品不同份额之间不能相互转换。 二、重要提示 1、基金转换是指基金份额持有人按照《基金合同》和基金管理人届时有效公告规定的条件，申请将其 持有基金管理人管理的、某一基金的基金份额转为基金管理人管理的、且由同一注册登记机构办理注册 登记的其他基金的基金份额的行为。基金转换业务规则与转换业务的收费计算公式参见本公司网站的 《平安基金管理有限公司关于旗下开放式基金转换业务规则说明的公告》。 2、定投业务是基金申购业务的一种方式。投资者可以通过销售机构提交申请，约定每 期扣款时间、扣款金额及扣款方式，由销售机构于每期约定扣款日在投资者指定资金账户内 自动完成扣款及基金申购业务。上述开通定投业务的基金的每期最低扣款金额详见招募说明 书及相关公告，销售机构可根据需要设置等于或高于招募说明书或相关公 ...

为了更好地满足广大投资者的理财需求，兴证证券资产管理有限公司（以下简称"本公司"）与上海天天 基金销售有限公司、京东肯特瑞基金销售有限公司协商一致，决定自2025年7月31日起，本公司旗下部 分基金在上述销售机构开通定期定额投资业务（以下简称"定投"）。 现将有关事项具体公告如下： 一、 适用产品 ■ 二、业务规则 1、基金定投指投资人通过销售机构提交申请，约定固定扣款时间和扣款金额，由销售机构于固定约定 扣款日在投资人指定资金账户内自动完成扣款和提交基金申购申请的一种投资方式。定期定额投资业务 并不构成对相关基金日常申购、赎回等业务的影响，投资者在办理相关基金定期定额投资业务的同时， 仍然可以进行日常申购、赎回业务。 2、基金定投每期扣款金额为最低10元起，销售机构可在此最低金额基础之上，根据需要设置等于或高 于10元的最低扣款金额，具体扣款金额以各销售机构官方网站页面公示为准。 3、 各销售机构将按照与投资者申请时所约定的每期固定扣款日、扣款金额扣款，投资者须指定一个有 效资金账户作为每期固定扣款账户。若遇非基金交易日时，扣款是否顺延以各销售机构的具体规定为 准。具体扣款方式按各销售机构的相关业务规则办理 ...

指数市场是越来越热了，据Wind数据，截至4月24日，年内共有39只指数增强基金成立，较2024年同期 的6只产品同比增长550%。也有不少基金公司将指数基金视为未来重要的发展方向。市场上大量的资金 都流入了指数基金投资市场，越来越多的投资者进入指数市场，与之伴随而来的是投资者面对逐渐庞大 的指数市场的迷茫，以及对于工具化的产品越来越旺盛的需求。恰好，支付宝"指数+"平台出现再众人 眼前，为投资者们解决痛点问题，力图提供更好的产品和服务。 而如果自主性更强，可以选择行业。"指数+"平台提供了择时信号工具。能够清晰、全面呈现全球市场 行情数据，并提供配置、定投等指数投资策略。当投资者不知道该买什么行业，需要判断哪个行业板块 更有潜力时，就可以参考信号工具做出选择。支付宝"指数+"和多家专业机构合作，共建了更多更丰富 的工具为投资者们提供服务。 对于投资者们来说，投资市场的丰富，涉及面越广，也会对于平台的服务和工具化产品的需求越来越旺 盛。不仅仅是追求高效，也是为了更明确地把握产品在自己整体投资策略中的功能。"指数+"平台主推 的指数增强产品有比较严格的跟踪误差的要求，所以也具备更清晰的可把控的特征，是吸引投资者 ...

Group 1 - The core point of the article emphasizes the importance of understanding personal investment goals and risk tolerance when selecting funds, as the market offers over ten thousand options [1][3][7] - The first step in fund selection is to clarify individual needs, such as risk tolerance and the timeline for using the funds [3][4] - Different types of funds have varying risk and return profiles, with money market funds being low-risk and low-return, bond funds offering moderate returns with lower volatility, and equity funds providing higher potential returns but with greater risk [3][4][8] Group 2 - Investors should focus on long-term performance rather than short-term gains, as high short-term returns may not be sustainable [8][9] - Key performance indicators include long-term stability and maximum drawdown, which reflect potential losses during market fluctuations [9][12] - The background of the fund management team is crucial, with emphasis on the research capabilities of the fund company and the experience of the fund manager [12][13][14] Group 3 - Common pitfalls in fund selection include blindly chasing top-performing funds, overvaluing star ratings, and misjudging fund size [17][21] - It is advised to select funds that have consistently performed well over time rather than those that have recently peaked [17][19] - Fund selection is not a one-time task; ongoing evaluation is necessary to ensure alignment with investment goals and market conditions [21][22]

Group 1 - The core idea of the article emphasizes that many investors understand the basic logic of fund investment but often overlook critical details that can significantly impact investment outcomes [1][5] - Choosing the right timing for fund redemption is a commonly neglected aspect, with investors often rushing to redeem during market highs and hesitating during lows, indicating a lack of "profit-taking and loss-cutting" awareness [3][13] - A rational redemption strategy should align with investment goals, such as partially redeeming to lock in profits when nearing a financial target for children's education, while maintaining investments for long-term retirement goals [3][13] Group 2 - Fund fee calculations are crucial, as hidden fees like management and custody fees can accumulate over time, affecting overall returns; for instance, a fund with a 1.5% management fee and a 0.25% custody fee results in a total cost of 1.75% [7] - Investors are advised to prioritize funds with lower fees, such as index funds, which typically have lower management fees compared to actively managed equity funds, thus saving costs over the long term [7] - The choice of fund dividend methods should align with individual needs; cash dividends are suitable for those requiring regular cash flow, while reinvesting dividends is beneficial for long-term investors, especially during market lows [10][13] Group 3 - The article reiterates that the essence of fund investment lies in executing simple logic effectively, with a focus on redemption timing, fee awareness, and dividend selection based on personal financial needs and risk tolerance [13] - Investors should avoid being swayed by market emotions and should not strive for "perfect operations," but rather maintain rationality in key details for long-term success [13]

Core Viewpoint - The year 2025 is crucial for the personal pension business to seek long-term development, with initiatives aimed at enhancing public understanding of personal pension systems and encouraging participation among employees of listed companies [1][19]. Group 1: Event Overview - The first event of the "From Planning to Steady Growth" pension education series took place on July 18 in Jiangyin, Jiangsu, featuring a professional team from Fidelity Fund to provide engaging and informative pension investment education [3][4]. - The event aimed to help employees understand policies and calculate their pension needs, emphasizing the importance of early planning for retirement [4][11]. Group 2: Policy and Product Education - Fidelity Fund's team provided a comprehensive overview of the multi-tiered pension security system, addressing the challenges posed by China's aging population [6]. - The latest personal pension policies, including tax benefits and investment options such as savings, financial products, commercial pension insurance, and public funds, were explained in detail [9][11]. Group 3: Engagement and Impact - An interactive quiz segment was included to reinforce pension knowledge, with employees expressing newfound awareness of the benefits and opportunities associated with personal pensions [11][14]. - The event successfully reached a diverse group of employees, enhancing their understanding of pension finance and encouraging proactive retirement planning [14][17]. Group 4: Future Directions - The Jiangyin event is just the beginning of a series of activities aimed at delivering professional pension planning knowledge to more employees across various companies [17]. - The company plans to continue its efforts in pension education, aligning with regulatory bodies to promote high-quality development in the public fund industry and meet diverse investor needs [21].