Core Viewpoint - Landsbankinn's Board of Directors has authorized a share repurchase program allowing the purchase of up to 48 million shares, representing 0.2% of the issued share capital, as approved at the AGM on March 19, 2025 [1] Group 1: Share Repurchase Details - The repurchase period is set from March 2, 2026, to March 13, 2026 [2] - Shareholders must submit a notification form available on the Bank's website to accept the offer, with processing in the order received until the maximum of 48 million shares is reached [3] - Each share will be purchased at a price of ISK 14.56, based on the Bank's equity of ISK 343,773 million and outstanding shares of 23.615 million [4][5] Group 2: Shareholder Composition - The total number of shares in the Bank is 24,000 million, with 819 shareholders [6] - The National Treasury holds approximately 98.2% of the issued shares, totaling 23,567 million shares [6] - The Bank itself holds around 1.6% of issued share capital, equating to 385.4 million shares, while other shareholders hold 0.2% or 47.6 million shares [6] Group 3: Additional Information - Further instructions for shareholders interested in the repurchase offer can be found on Landsbankinn's website, with additional contact options provided for inquiries [7]

Investment Rating - The report assigns an "Accumulate" rating for the banking sector [5]. Core Insights - The report highlights that the Lunar New Year misalignment has disrupted the deposit growth rhythm, with a continued trend of personal fixed deposits migrating from small to large banks [2][4]. - On the asset side, credit growth continues to slow down, with a significant increase in short-term loans, particularly among large banks [4]. Summary by Sections Liabilities - The Lunar New Year misalignment has caused disturbances in deposit growth [3]. - Total deposits increased by CNY 3.5 trillion year-on-year, with demand deposits and fixed deposits increasing by CNY 2.5 trillion and decreasing by CNY 912 billion, respectively [5]. Assets - Total loans decreased by CNY 489.3 billion year-on-year, with large banks and small banks seeing decreases of CNY 213 billion and CNY 276.3 billion, respectively [4]. - Short-term loans increased by CNY 347.8 billion year-on-year, while medium and long-term loans decreased by CNY 377.2 billion [4]. - Large banks saw a year-on-year increase of CNY 419.7 billion in short-term loans, while small banks experienced a decrease of CNY 718 million [4]. Investment Recommendations - The report suggests focusing on three main lines for investment in the banking sector: 1. Identifying targets with expected performance growth, recommending banks like Ningbo Bank, China Merchants Bank, and Nanjing Bank [6]. 2. Emphasizing banks with convertible bond expectations, recommending Chongqing Bank and Changshu Bank [6]. 3. Continuing dividend strategies, recommending banks such as Bank of Communications and Jiangsu Bank [6].

Core Insights - President Trump emphasized the progress made on the U.S. economy during his State of the Union address, declaring it a 'golden age' for America [5] - The announcement of new tech partnerships, including one with Anthropic, positively impacted U.S. software stocks and contributed to gains in Asian equities [5] - HSBC reported a full-year profit that exceeded expectations, despite a decline compared to the previous year due to one-off charges, indicating a recovery in the banking sector [5] Company Highlights - HSBC's CEO George Elhedery noted that recent changes within the bank are beginning to yield positive results, suggesting a turnaround strategy is in effect [5]

智通财经APP获悉，在完成对美国韦伯斯特金融公司(WBS.US)具有里程碑意义的收购后，西班牙银行 业巨头桑坦德银行(SAN.US)于2 月 25 日在伦敦举行的投资者日活动上正式公布了其 2026-2028 年战略 路线图。据报道，该行承诺到 2028 年将年度净利润提升至 200 亿欧元以上(约合 236 亿美元)，并计划 将反映盈利能力的核心指标——有形股本回报率(RoTE)从 2025 年的 16.3% 提升至 20% 以上的高位水 平。 这家西班牙银行于周三发布声明表示，自2027年业绩起，该行对分红结构做出调整，把现金分红占利润 的比例提升至35%，同时相应地降低股票回购在利润分配中的占比。此前，该行现金分红与股票回购的 比例大致相当，并且其承诺的将一半利润返还给投资者的这一做法保持不变。 值得一提的是，该行去年净利润表现亮眼，创下141亿欧元的纪录。在周三公布财务目标之前，分析师 对2028年净利润的平均预测值为186亿欧元。 最新目标出台距桑坦德银行同意以120亿美元收购韦伯斯特金融公司尚不足一个月，该交易将成为欧洲 大陆银行对美国贷款机构有史以来最大规模的收购案。 1、若计划结束时CET1比 ...

近期，交通银行湖南省分行高效为湖南怀化国际陆港发展有限公司(以下简称"怀化国际陆港")发放2亿 元固定资产贷款，全力支持怀化国际陆港现代物流分拨配送中心子项目建设，以高效精准的金融供给助 力怀化低碳物流高质量发展。 "在得知我们的资金需求后，交行怀化分行快速行动，不到3个工作日完成贷款投放，及时填补了项目基 建资金缺口。"怀化国际陆港相关负责人介绍，这笔贷款将用于助力陆港完善货物集散、中转的配套设 施建设，契合项目的可持续发展定位，是银企双方践行绿色金融理念，携手打造绿色示范型国家物流枢 纽的生动实践。 近年来，交通银行怀化分行始终以高质量金融服务与西部陆海新通道建设同频共振。一方面，该行聚焦 怀化国际陆港核心区及配套产业园内小微企业"短频快"的资金需求，为近40户小微企业配置1亿元授 信，为100余户个体工商户及小微企业主提供近亿元经营性贷款，覆盖采购、仓储、运输全产业链条。 同时，创新推出线上小微快贷，配套专属绿色通道，审批时限压缩30%以上，真正让金融"活水"直达经 营主体。在金融活水的有力支持下，沅陵碣滩茶、麻阳冰糖橙、靖州茯苓等怀化特色产品借港出海、香 飘东盟，昔日的"山货"正成为国际市场的"抢手货 ...

格隆汇2月25日丨中金公司(03908.HK)发布公告，中国国际金融股份有限公司2024年面向专业机构投资 者公开发行公司债券（第一期）（品种三）(债券简称：24中金G3，债券代码：240636.SH)，将于2026 年3月4日开始支付自2025年3月4日至2026年3月3日期间的利息。本期债券票面利率（计息年利率）为 2.70%，每手本期债券面值为1,000.00元，派发利息为27.00元（含税）。 ...

中信银行（601998）(00998)发布公告，中信证券股份有限公司(简称中信证券)为中信银行股份有限公司 向原A股股东配售股份项目的联席保荐机构。中信证券原委派马小龙先生、胡雁女士担任本次项目的保 荐代表人。近日，该行收到中信证券通知，胡雁女士因工作变动，不再担任本次项目的保荐代表人。为 保证本次项目工作的顺利推进，中信证券现委派胡张拓先生接替胡雁女士担任本次项目的保荐代表人， 该行本次项目的保荐代表人变更为马小龙先生、胡张拓先生。 ...

智通财经APP讯，中金公司(03908)发布公告，本期债券付息情况如下：债券代码：240632.SH。债券简 称：24中金G1。本期债券票面利率(计息年利率)为 2.39%，每手本期债券面值为1000.00元，派发利息为 23.90元(含税)。债券付息日：2026年3月4日。实际付息日：2026年3月4日。 ...

智通财经APP讯，中金公司(03908)发布公告，中国国际金融股份有限公司2024年面向专业机构投资者公 开发行公司债券(第一期)(品种三)票面利率(计息年利率)为2.70%，每手本期债券面值为1,000.00元，派 发利息为27.00元(含税)。债券代码：240636.SH。债券简称：24中金G3。债券付息日：2026年3月4日。 ...

智通财经APP讯，中金公司(03908)发布公告，2024年面向专业机构投资者公开发行公司债券(第一期)(品 种二)将于2026年3月4日付息，债券简称"24 中金 G2"。本期债券票面利率(计息年利率)为2.44%，每手 本期债券面值为1000.00 元，派发利息为24.40元(含税)。 ...