Stanbic more that doubled its interim dividend payout, citing an improved growth outlook, even after the Kenyan lender reported profit declined in the six months through June https://t.co/NXjAcLe9Lh ...

（文章来源：每日经济新闻） 2024年1至12月份，长江证券的营业收入构成为：经纪及证券金融业务占比77.69%，另类投资及私募股 权投资管理业务占比5.7%，投资银行业务占比5.59%，证券自营业务占比5.14%，资产管理占比4.18%。 长江证券（SZ 000783，收盘价：7.46元）8月7日晚间发布公告称，2025年8月7日，公司收到长江产业 集团转来的《中国证券登记结算有限责任公司证券过户登记确认书》，本次协议转让款项已完成支付， 本次协议转让的约8.63亿股股份已完成过户登记，过户登记时间为2025年8月6日。本次股权转让后，长 江产业集团直接持有公司962,535,293股股份（占股份总数比例17.41%），长江产业集团及其一致行动 人合计持有公司1,560,622,096股股份（占股份总数比例28.22%），长江产业集团成为公司第一大股东； 湖北能源、三峡资本不再持有公司股份。 ...

8月7日，招商银行在深举办"财富启新程 湾区共潮生——2025财富合作伙伴论坛"。记者从论坛获悉， 该行零售AUM（管理客户总资产）余额已突破16万亿元，成为国内首家达成此里程碑的股份制商业银 行。自2007年在行业内率先提出零售AUM的经营理念以来，招商银行达成第一个5万亿用时整整9年， 第二个缩短至5年，而此次超越第三个5万亿仅用3年多，走出了财富管理的加速度。今年以来，伴随着 权益市场持续回暖，招商银行零售AUM迎来快速增长，核心竞争力的基本盘进一步夯实。截至2季度 末，招商银行零售AUM增量再创历史新高。 ...

瑞财经 王敏 8月5日，上海银行股份有限公司（以下简称"上海银行"）发布关于董事、董事长任职资格获监管机构核 准的公告。 近日，公司收到《国家金融监督管理总局上海监管局关于顾建忠上海银行股份有限公司董事、董事长任职资格的批 复》（沪金复〔2025〕487号），国家金融监督管理总局上海监管局已核准顾建忠公司董事、董事长的任职资格。 今年4月，上海市发布市管干部任前公示公告，现任上海农商银行行长顾建忠拟任市管企业党委书记，并提名任董事 长；5月，选举顾建忠为上海银行第六届董事会董事长，任期与第六届董事会任期一致。 7月25日，上海银行10名董监高增持了股票。这是顾建忠掌舵上海银行以后，首次持有公司股票。 根据公告，该10名董监高分别于2025年7月23日至7月25日期间以自有资金从二级市场买入公司A股股票，合计增持44 万股股票，成交价格区间为每股10.46元至10.7元。 亦即，该等增持耗费总金额在460.24万元-470.8万元区间。 | 姓名 | 职务 | 买入数量(股) | 变动后持股数(股) | | --- | --- | --- | --- | | 顾建忠 | 党委书记 | 100, 000 | 10 ...

2025招商银行财富合作伙伴论坛于8月7日在深圳召开，招行行长王良在论坛致辞时透露，该行零售 AUM（管理客户总资产）余额已突破16万亿元。 ...

Core Viewpoint - Recent changes in bank deposit policies have sparked widespread anxiety among depositors, particularly the elderly, highlighting the potential social impact of these financial shifts [1] Group 1: Changes in Deposit Policies - The average interest rate for one-year fixed deposits at the five major state-owned banks has decreased from 1.65% at the beginning of 2025 to 1.55%, resulting in tangible losses for large deposit holders [3] - Some joint-stock banks have begun charging management fees for small accounts with balances below 1,000 yuan, which has caused dissatisfaction among customers [3] - The introduction of "smart deposit" products, which offer higher interest rates but come with significant risks due to their structure, has led to a lack of understanding among over 65% of depositors regarding the associated risks [4] Group 2: Digital Currency Developments - As of June 2025, 28 provinces and cities in China have launched digital yuan pilot programs, with transaction volumes exceeding 2 trillion yuan, indicating a growing acceptance of digital currency [5] - Some banks are offering digital yuan-specific deposit products with slightly higher interest rates, although older generations may struggle to adapt to this new financial technology [5] Group 3: Strategies for Depositors - Diversifying deposit strategies by spreading funds across different banks and products can help balance risk and return [6] - It is advisable for depositors to carefully read product descriptions before purchasing structured deposits to fully understand the risks involved [7] - A gradual approach to using digital yuan, starting with small amounts, can help users become familiar with its operations and security [7]

经济观察网中国货币网8月7日消息，兰州银行（001227）计划发行2025年科技创新债券，规模为人民币 20亿元，期限5年期，簿记建档日为2025年8月12日。根据中诚信国际信用评级有限责任公司评定，兰州 银行主体信用评级及本期债券信用评级均为AAA级。(编辑胡群) ...

证券研究报告 | 行业简评报告 2025 年 08 月 07 日 银行市值的几个口径及险资举牌比例释疑 银行市值是经营基本面和估值（经营预期）的综合体现，不仅资本市场关注， 银行管理层甚至相关政策部门也重视，所以需要严谨的计算口径。不少上市银 行同时在 AH 股上市，同时险资增持银行事件增加，市场对银行市值计算和举 牌口径存在误解，本篇报告尝试进行梳理释疑。 银行市值的几个口径。严格来说，对于 AH 股上市银行，有 5 个市值口径。（1） A 股总市值（A 股股价*总股本数）；（2）H 股总市值（H 股股价*总股本数）； （3）A 股股本市值（A 股股价*A 股股本数）；（4）H 股股本市值（H 股股价 *H 股股本数）；（5）股权公平市场价值（A 股股本市值+H 股股本市值）。因 为 AH 股估值差异较大，同时各家银行 AH 股本比例也不同，投资分析视角下， 会更多关注特定市场的总市值，也就是口径 1 和 2，部分时候会关注股权公平市 场价值（口径 5）。至于口径 3 和 4，由于不同银行特定市场股本比例不同，很 少进行关注对比。最新 AH 上市银行股本比例和 5 个口径市值见表 1。 险资举牌银行比例释疑 ...

Group 1 - Hong Kong bank stocks rose in the afternoon, with Standard Chartered Group up 4.09% to HKD 147.7, East Asia Bank up 2.32% to HKD 12.78, HSBC Holdings up 1.96% to HKD 98.9, and Hang Seng Bank up 1.77% to HKD 115.1 [1] - HSBC and Hang Seng reported better-than-expected first-half results, with Standard Chartered and HSBC's non-interest income showing strong performance, supporting revenue growth [1] - However, overall risks in the Hong Kong banking sector remain, with low HIBOR leading to a decline in interest margins, negatively impacting net interest income in Q2 [1] Group 2 - Local loan demand in Hong Kong remains weak, with both Standard Chartered and HSBC experiencing a quarter-on-quarter contraction in local loans in Q2 [1] - The non-performing loan ratio in Hong Kong's commercial real estate sector has increased quarter-on-quarter, indicating ongoing pressure in the real estate industry [1] - On August 6, the Hong Kong Monetary Authority intervened by buying HKD 8.439 billion due to the HKD/USD exchange rate touching the weak end of the peg, marking the fourth intervention in seven days [1]

Group 1 - The core viewpoint of the article highlights the performance and strategic focus of Postal Savings Bank of China, emphasizing its role as a leading retail bank serving agriculture, rural areas, and small to medium-sized enterprises [1][3] - As of the first quarter of 2025, the bank reported total operating revenue of 89.406 billion yuan and a net profit of 25.246 billion yuan, indicating strong financial performance [2] Group 2 - The bank operates under a "self-operated + agency" model, providing comprehensive financial services including technology finance, green finance, and inclusive finance [1] - The company prioritizes customer-centric approaches and risk management, aiming to become a trusted, distinctive, and innovative retail bank [1]