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科技赋能 普惠民生——北京农商银行金融赋能首都建设
Jin Rong Jie Zi Xun· 2026-02-25 07:57
北京农商银行贯彻落实中央经济工作会议和中央金融工作会议精神,连续十二年荣膺市属金融企业绩效 评价优秀。通过精准引导金融资源流向实体经济,北京农商银行在支持首都现代化产业体系构建、助力 乡村振兴、推动企业低碳转型等方面取得显著成效,为超1.4万家小微企业授信超470亿元,彰显了其作 为地方金融机构的责任担当。 科技赋能金融服务,打造数字化转型新标杆 北京农商银行积极推动数字金融战略升级,联合设立"数实融合实验室",成为金融科技创新的重要平 台。该行业内首创自助设备声纹技术应用,有效提升了客户体验和安全性。同时,通过便携式智能服务 设备,打通了金融服务"最后一公里",让普惠金融真正惠及更多人群。在乡村振兴领域,该行6项金融 科技赋能乡村振兴项目入选市示范工程,通过技术手段解决了农村金融服务的痛点难点。 此外,北京农商银行深入推进组织架构优化,实施专业化、集约化运行保障机制改革,建立了更具市场 活力和创新活力的组织体系,为数字化转型提供了坚实的组织保障。 北京农商银行立足首都城市特点和居民需求,构建了"养老+法律""养老+文旅""养老+健康""养老+消 费"四大生态服务体系,为首都长者提供全方位的幸福生活服务。在乡 ...
研报掘金丨中金:上调渣打目标价至227.27港元,维持“跑赢行业”评级
Ge Long Hui A P P· 2026-02-25 07:52
考虑到集团净利息收入预期改善,中金上调2026及2027年经调整营业收入预测2.7%及3.8%,至219亿及 225亿美元;维持2026年经调整归母普通股股东净利润大致不变,并上调2027年预测1.7%至56亿美元; 目标价上调6.6%至227.27港元,维持"跑赢行业"评级。 中金发表研报指,渣打集团2025全年经调整营收按年增长6.1%至209亿美元,归母普通股股东净利润按 年增长25.4%至54亿美元。单计2025年第四季,营业收入按年增长0.3%至48亿美元,归母普通股股东净 利润按年增长20%至8亿美元,符合中金预期。 ...
PL Capital sets Nifty base target at 27,958; Adani Ports, HAL, L&T, Tata Steel, M&M among top picks
BusinessLine· 2026-02-25 07:51
Equity markets appear poised for their next leg of expansion after nine months of tight consolidation, with the Nifty trading in a narrow 5–6 per cent band amid global uncertainties and earnings recalibrations. According to PL Capital’s latest India Strategy report, the index has weathered a 9–9.5 per cent moderation in FY26–27 EPS estimates, yet underlying corporate performance remains resilient.The base case assumes the Nifty index with a 12-month target of 27,958. In a bullish scenario, a 20x multiple im ...
Santander Targets €20 Billion in Profit by 2028 in Efficiency Push
WSJ· 2026-02-25 07:51
Core Viewpoint - The bank is focusing on customer growth and the integration of acquisitions in the U.S. and U.K. to enhance profitability and shareholder returns over the next three years [1] Group 1 - The bank is betting on customer growth to improve its financial performance [1] - The integration of acquisitions in the U.S. and U.K. is a key strategy for increasing profitability [1] - The bank aims to boost shareholder returns over the next three years through these strategies [1]
Santander targets over 20 billion euros profit by 2028, tweaks dividend policy
Reuters· 2026-02-25 07:21
Core Insights - Santander aims to achieve a profit exceeding 20 billion euros ($23.61 billion) by 2028, driven by a profitability ratio increase to above 20% through synergies from recent acquisitions in the U.S. and Britain [1][1][1] Financial Targets - The bank's strategic plan includes a target cost-to-income ratio of around 36% by the end of 2028, down from 41.2% in 2025, and from 45.3% when accounting for additional costs like banking tax [1][1] - Santander plans to operate with a core tier-1 capital ratio of approximately 13% by 2028 [1] Dividend Policy - The current remuneration policy includes a 50% payout ratio, distributed equally in cash and shares. From 2027, the cash proportion will increase to 35%, with around 15% in shares [1][1] Strategic Goals - The bank aims to serve over 210 million customers across Europe and the Americas, focusing on customer growth and disciplined execution of its global business model to drive higher revenues and lower costs [1][1][1]
江苏存款数据出炉:29.57万亿元,同比增长11.34%
Sou Hu Cai Jing· 2026-02-25 07:17
扬子晚报网2月25日讯(记者 徐兢)昨天迎来开工日,回望2025 年,忙碌了一年的你在年底存了多少钱?2月25日,记者从中国人民银行江苏省分行获 悉,1月江苏省金融统计数据报告显示,截至1月末,江苏省本外币各项存款余额29.57万亿元,同比增长11.34% 长10.88%; 外中仔款乐额1190.5b16美元, 同比增长34.06%。 11.34% 29.57 万亿元 同比增长 江苏省本外币存款余额 28.74万亿元 10.88% 人民币存款余额 同比增长 1190.56亿美元 34.06%- 外币存款余额 同比增长 来源:官网截图 [[ 卜)年15.11 70。 9.81% 29.60元亿元 同比增长 江苏省本外币贷款余额 29.45万亿元 9.98% 人民币贷款余额 同比增长 217.55亿美元 13 # 7 % 外币贷款余额 同比下降 1月份本外币存款增加1.68万亿元 1月末,江苏省本外币各项存款余额 29.57万亿元,同比增长11.34%,比上月末 和上年同期分别上升1.82、7.97个百分点。 其中,人民币存款余额28.74万亿元,同比增 ノ · 数据报告显示,1月份本外币存款增加1.68万亿元。 ...
从高息存款到财富管理闭环,银行打响压岁钱“保卫战”
Hua Er Jie Jian Wen· 2026-02-25 07:13
新春伊始,少儿理财的"竞技场"准时在银行圈内敲响战鼓。 红红火火的压岁钱不仅是春节的节庆符号,在金融机构眼中,更是零售金融撬动家庭资产配置的抓手。 信风注意到,如今各家银行并非仅仅停留在营销造势,而是将其沉淀为体系化的运营模式,这一点在头 部城商行、股份行乃至国有大行身上体现得尤为充分。 以北京银行为例,该行在儿童金融赛道的布局具有较强的代表性,其核心载体是自2022年推出的专 属"小京卡"。 在近期的春节营销中,北京银行推出了起存门槛仅1000元、利率具有明显优势的"小京压岁宝",其三年 期定期存款利率达到1.75%,较该行同期限一般存款利率有显著上浮; 这种打法旨在通过实物卡片满足儿童的专属感,同时用手机银行"压岁钱账本"提升家长APP的活跃度。 本质上这也是在存量博弈时代,通过精细化客群运营来提前锁定未来的优质客户。 放眼全行业,这种"高收益、低门槛"存压岁钱的引流策略已成共识: 例如,广西北部湾银行推出的"梦想储蓄1号",三年期利率高达1.9%,50元即可起存; 这种定向的利率红包,反映出银行对低成本、高粘性负债的渴求。 将视线转向以财富管理见长的招商银行,其策略则更侧重于生态化与场景渗透。 例如,招 ...
AL Sydbank delivers strong first financial statements
Globenewswire· 2026-02-25 07:12
Company Announcement No 06/2026Peberlyk 46200 AabenraaDenmarkTel +45 74 37 37 37Fax +45 74 37 35 36AL Sydbank A/SCVR No DK 12626509, Aabenraasydbank.dk25 February 2026 Dear Sirs AL Sydbank delivers strong first financial statements AL Sydbank’s first financial statements demonstrate that the Bank knows how to maintain momentum through the merger. The Bank has joined the ranks of the very largest financial institutions with a significantly larger customer base, higher credit intermediation and a decent re ...
Money recovered, accused arrested — What's happening in the IDFC First Bank Rs 590 crore scam case? Top developments
The Times Of India· 2026-02-25 06:56
This follows the bank’s payment of 100% of the principal and interest to the concerned Haryana government departments, amounting to a net Rs 583 crore. The issue came to light on Sunday, when the bank revealed that a Rs 590-crore fraud had been detected involving its employees and others in accounts linked to the Haryana government. The Anti-Corruption Bureau had earlier registered an FIR in the matter, while the Haryana government set up a committee to examine the suspected fraud. What the bank saidThe ban ...
Outlook for 2026 and new share buyback
Globenewswire· 2026-02-25 06:53
Group 1: Outlook for 2026 - AL Sydbank projects moderate growth in the Danish economy for 2026, with profit after tax expected to be in the range of DKK 3,500-4,000 million, assuming the Danish central bank maintains the certificate of deposit rate [1] Group 2: Share Buyback Program - The Board of Directors has approved a share buyback program amounting to DKK 1,100 million, aimed at reducing the Bank's share capital [2] - The share buyback program will commence on March 2, 2026, and is scheduled to be completed by January 31, 2027 [3] - Danske Bank A/S has been selected to manage the share buyback program, which will adhere to the Safe Harbour rules as per EU regulations [4] Group 3: Purchase Guidelines - Shares will not be purchased at a price exceeding the higher of the last independent trade price or the highest current independent purchase bid on the trading venue [5] - Daily purchases will be limited to 25% of the average daily volume of shares traded in the preceding 20 trading days [5] - AL Sydbank will disclose the number and value of repurchased shares every week on the first banking day [5] Group 4: Program Flexibility - AL Sydbank reserves the right to suspend or terminate the share buyback program at any time, with such decisions to be announced publicly [6]