Core Viewpoint - RLI Corp. has appointed Justin Doss as Vice President of Personal Lines Underwriting, highlighting the company's focus on leadership in its Personal Lines business [1][2]. Group 1: Appointment Details - Justin Doss will lead the underwriting and distribution strategy for RLI's Personal Lines business [2]. - Doss has over 25 years of industry experience, including roles in personal lines underwriting, sales, and agency operations [2]. - He joined RLI in June 2016 and has held various leadership positions, most recently as Vice President of Distribution and Strategic Partnerships [2]. Group 2: Previous Experience - Before joining RLI, Doss served as Senior District Sales Manager at Erie Insurance Group [3]. - He has also held positions at Travelers and Affirmative Insurance earlier in his career [3]. Group 3: Leadership Endorsement - Jen Klobnak, COO of RLI Corp., praised Doss for his contributions to the disciplined and profitable growth of the Personal Lines business [3]. - Klobnak emphasized Doss's industry experience, relationship-building skills, integrity, and collaborative leadership style as key factors for his success in the new role [3].

Expanded role positions Company to scale its core insurance business while pursuing transformative growth through EZRA International GroupLAKEWOOD, N.J., Jan. 28, 2026 (GLOBE NEWSWIRE) -- Reliance Global Group, Inc. (Nasdaq: EZRA) (the “Company”) today announced the promotion of Moshe Fishman to Senior Vice President, Strategic Ventures. In this expanded role, Mr. Fishman will continue to drive the growth of Reliance’s core insurance and insurtech operations while leading the Company’s efforts to identify a ...

Economic data released on Tuesday showed that the U.S. Conference Board’s consumer confidence index unexpectedly fell to an 11-1/2-year low of 84.5 in January, weaker than expectations of 90.6. Also, the U.S. November S&P/CS HPI Composite - 20 n.s.a. rose +1.4% y/y, stronger than expectations of +1.2% y/y. In addition, the U.S. Richmond Fed manufacturing index rose to -6 in January, slightly weaker than expectations of -5.In yesterday’s trading session, Wall Street’s major indexes closed mixed, with the S&P ...

An insurance premium that ratchets up almost $1,000 over a few years is the kind of unwelcome surprise that every homeowner dreads, but that’s what happened to Cliff and Laura Pasquello, now of North Carolina, when they owned a home in Pennsylvania. “We had only owned [it] for five years, since 2019. And in that five-and-a-half-year span, we saw our premium jump from about $1,300 to almost $2,300,” Laura Pasquello told WVIR 29 News (1), adding that there had been no hurricanes or floods over that period. ...

Core Insights - The report by Tokio Marine HCC International (TMHCCI) highlights the emergence of AI as a significant threat in cyber incidents, marking a shift from theoretical risks to active threats in 2025 [1][4]. Cyber Incident Overview - The report examines 10 major cyber incidents of 2025, focusing on their operational disruption, financial impact, and implications for the global digital ecosystem [2]. - The incidents span various sectors including retail, automotive, cloud infrastructure, telecommunications, and luxury goods, affecting companies like Marks & Spencer, Jaguar Land Rover, and Amazon Web Services [3]. Key Incidents - Marks & Spencer experienced a ransomware incident that disrupted operations, leading to an estimated £300 million impact on operating profit [6]. - Jaguar Land Rover faced a ransomware attack resulting in a £1.9 billion financial loss due to the shutdown of vehicle production [6]. - Major outages at Amazon Web Services, Azure, and Cloudflare caused widespread global disruption, highlighting systemic risks associated with cloud concentration [6]. - A large-scale data breach involving Salesforce and Drift exploited compromised OAuth tokens, affecting millions of customer records [6]. - The Npm Ecosystem suffered a supply-chain attack that exposed widely used JavaScript packages, risking credential theft for developers and organizations [6]. - Oracle Corporation reported a supply-chain breach affecting over 140,000 tenants, with claims of exfiltration of around 6 million records [6]. - An APT group utilized Claude AI for AI-orchestrated cyberattacks, targeting approximately 30 global organizations with a high degree of automation [6]. - SK Telecom's cybersecurity breach exposed data of nearly 27 million users, creating risks of SIM-cloning and identity theft [6]. - Kering Group faced a cyberattack that exposed personal information of millions of customers across its luxury brands [6]. - Asahi Group Holdings had to suspend key operational systems in Japan due to a detected cyberattack, disrupting order processes and shipments [6].

Core Insights - UnitedHealth Group reported a 16% decline in net earnings for 2025, falling to $12.1 billion from $14.4 billion in 2024, primarily due to Medicare funding reductions and costs associated with the Change Healthcare cyberattack [1] - The adjusted medical care ratio increased to 88.9% in 2025, up from 85.5% in the previous year, indicating rising medical costs [2] - Total revenue for 2025 rose by 12% to $447.5 billion, compared to $400.2 billion in 2024, reflecting growth across various segments [2] Revenue Segments - The UnitedHealthcare Medicare & Retirement segment saw revenues increase by 23% to $171.3 billion, attributed to a rise in the number of individuals served and the Inflation Reduction Act Part D provisions [3] - The Community & State division experienced a 17% year-on-year revenue growth, reaching $94.4 billion, driven by increased services for individuals with complex needs and higher Medicaid rates [3] - The UnitedHealthcare Employer & Individual segment reported a slight revenue increase to $79.2 billion from $78.2 billion in the previous year [2] Quarterly Performance - In Q4, net earnings attributable to shareholders dropped to $10 million from $5.5 billion a year earlier, while quarterly revenues increased to $113.2 billion from $100.8 billion [4] - Guidance for 2026 projects revenues to be above $439 billion, reflecting a 2% decrease due to planned right-sizing across the enterprise, with anticipated earnings from operations exceeding $24 billion and a net margin forecasted near 3.6% [4] Management Commentary - CEO Stephen Hemsley stated that the company faced challenges directly and emerged stronger, positioning itself to better serve its clients and improve core performance [5] - A recent investigation by the US Senate Judiciary Committee alleged that UnitedHealth Group used assertive tactics to secure higher payments for Medicare Advantage members [5][6]

Core Insights - Willis has re-entered the light and recreational general aviation insurance market after a 30-year hiatus, expanding its insurance offerings through the integration of the Crispin Speers team [1][3] - The updated portfolio now includes coverage for various general aviation operations such as microlights, balloons, gliders, commercial drones, and light fixed-wing aircraft [1] - Willis is also extending its commercial insurance services to non-aviation risks, leveraging expertise from its broader network [2] Group 1 - The re-entry into the light and recreational general aviation sector fills a long-standing gap in Willis' portfolio, allowing for a comprehensive suite of insurance solutions [3] - Clients will benefit from a seamless, one-stop approach for all aviation insurance needs, supported by Willis' global reach and reputation [3] - The expansion reflects Willis' commitment to clients and partners, aiming to deliver market-leading insurance solutions and drive positive change in the aviation sector [4] Group 2 - In October 2025, Willis introduced Captive Fit, a service designed to assist organizations in refining their captive insurance strategies, utilizing WTW's Igloo risk analytics platform [4]

近日，由郑州商品交易所（以下简称郑商所）立项支持、长江期货股份有限公司（以下简称长江期货） 联合其风险子公司长江产业金融服务（武汉）有限公司（以下简称长江产业金融）独家承做、中国人民 财产保险股份有限公司（以下简称人保财险）承保的2025年陕西省延长县苹果"保险+期货"新农提升计 划项目已顺利完成承保周期，正式进入理赔兑现阶段。作为针对性服务新型农业主体的金融惠农升级项 目，为当地苹果种植户筑起坚实风险屏障，成为金融助农实现乡村振兴的典型实践。 精准定位新农主体，保障模式全新升级 郑商所、中国金融期货交易所（以下简称中金所）、陕西省、市、县政三级政府以及长江期货都给予了 保费支持，大幅降低合作社果农参保成本，激发了农户投保积极性。黄土缘合作社的67户苹果种植户踊 跃投保，项目共覆盖社员果园1600亩。 天灾无情险有情，理赔暖心解民忧 2025年苹果期货和现货价格都比往年高，但延长县苹果种植遭遇多重考验，夏季遭旱灾、雹灾，收果时 又连续降雨，导致苹果产量下滑、品相受损，参保果农的实际收入大打折扣。人保财险迅速组建勘察团 队，深入田间地头开展定损测算，长江期货同步完成价格风险对冲核算，最终确定总赔付金额62万余 ...

In medical school lingo, comorbidity is when a patient has two or more conditions at once. On Tuesday, Minnesota-based UnitedHealth Group (UNH) suffered the financial equivalent, as disappointing annual earnings combined with a dramatic tightening in 2027 federal Medicare reimbursements to send its shares reeling. Unfortunately for those holding other insurance-sector stocks, the bad news was contagious. SUBSCRIBE:  Receive more of our free The Daily Upside newsletter. READ ALSO: Meta, Microsoft Confront ...

增额终身寿险的核心价值在于"确定性增长"与"多功能适配"的双重赋能。这类产品将身故保障与保 单增值有机结合，保证部分的现金价值合同明确，不受市场利率波动和保险公司经营状况影响。在当前 低利率环境下，该类产品为长期资金提供了稳定增值渠道，安全性较强，且长期增长效应显著，时间越 久增值优势越突出。 随着居民财富积累与风险意识提升，兼具保障与规划属性的金融产品备受青睐。作为终身寿险的经 典形态，增额终身寿险凭借"保额累积增长、资金灵活规划、财富定向传承"的核心优势，在利率下行与 市场波动的双重背景下，成为越来越多家庭的资产配置"压舱石"。 灵活适配多场景资金需求是增额终身寿险的另一大亮点。保单积累一定现金价值后，投保人可通过 减保功能，按需提取资金用于子女教育、婚嫁创业、养老补充等人生关键节点，剩余资金仍继续年复一 年累积增值；若面临大额资金周转需求，还可申请最高达现金价值80%的保单贷款，手续简便且不影响 保障存续。这种"用时可取、闲时增值"的特性，使其既满足了长期规划的需求，又解决了流动性不足的 痛点，实现了资金规划的弹性平衡。 在财富传承与风险隔离方面，增额终身寿险展现出较强的优势。通过指定受益人，保险金可直 ...