尊敬的全市住房公积金缴存职工朋友们： 积力之所举，则无不胜；众智之所为，则无不成。住房公积金事业的发展，需要每一位缴存职工的继续 携手；"安居花都"的美好愿景，有待我们共同绘就。我们诚盼并欢迎您一如既往地关心、支持我们的工 作，积极建言献策。我们坚信，在市委市政府的坚强领导下，在您的持续信任与支持下，菏泽住房公积 金事业必将迎来更加美好的明天！ 再次衷心祝愿您和家人：马年大吉，身体健康，工作顺利，阖家幸福，万事如意，安居乐业！ 菏泽市住房公积金管理中心 2026年2月9日 我们始终铭记，每一笔缴存都凝聚着您的信任。回首2025年，在大家的共同努力下，我市住房公积金事 业保持了稳健发展。我们坚持党建引领、践行惠民宗旨，持续优化政策：通过下调贷款利率与首付比 例，提高贷款最高额度，推出"商转公""商转组"业务，实施"一人购房全家帮"代际互助提取，取消异地 购房提取户籍地与工作地限制等系列举措让政策更接地气、更暖人心，切实减轻了职工购租房压力，助 力更多家庭圆了安居梦。全年共发放住房公积金贷款28.21亿元，提取住房公积金52.15亿元，其中39.21 亿元直接用于支持职工购租房消费。我们用实效回馈信赖，以服务提升 ...

Core Viewpoint - The Hainan Housing Provident Fund Management System has optimized its approval processes through technology, significantly enhancing efficiency and service delivery for contributors [1] Group 1: System Improvements - 52 out of 66 service items have undergone intelligent approval transformation, resulting in a total of 26.0035 million transactions processed [1] - The intelligent approval now covers all areas including collection, withdrawal, and loans, achieving a processing rate of 93.43% [1] Group 2: Service Efficiency - 13 services are now available with instant access, while 34 services can be completed in seconds [1] - The average number of required documents has been reduced from 6 to 1, and the approval time has been compressed from 3 working days to 0.2 working days [1] - 127.6 million contributors benefit from a "zero materials" service approach [1]

2月18日(周三)正常进行贷款按月冲还。 2月10日,德州市住房公积金管理中心发布关于2026年春节假期住房公积金业务办理事宜的通知。 2月15日(周日)至23日(周一)为春节法定假期,线上渠道(网上服务厅、微信公众号、"宜居德州"小程序、 支付宝等)正常受理业务,暂停资金拨付,2月24日(周二)上午8:30恢复正常。 2月19日(周四)正常进行灵活就业人员批量扣缴业务；2月份公积金贷款批量扣款日顺延至2月24日(周 二)。 ...

Core Viewpoint - The Hainan Province Housing Provident Fund Management Bureau has successfully implemented a digital transformation in its housing provident fund management system, optimizing approval processes and enhancing integrity risk prevention through intelligent approval mechanisms [1][2]. Group 1: Intelligent Approval Implementation - The intelligent approval system now covers all areas of collection, withdrawal, and loans, achieving a processing rate of 93.43% [2]. - 13 services are now available for immediate enjoyment without application, and 34 services can be processed in seconds, significantly reducing the average required documents from 6 to 1 [2]. - The approval time has been compressed from 3 working days to 0.2 working days, benefiting 1.276 million contributing employees with "zero material" services [2]. Group 2: Risk Management and Efficiency - The intelligent approval system utilizes digital concepts to modernize business management capabilities, creating a closed-loop management system from business risk warning to policy optimization [2]. - The system has led to the restructuring of 17 complex business rules, with an average increase of 40 percentage points in intelligent approval coverage [2]. - Monthly, the system reduces manual review tasks by 2,900, alleviating pressure on service windows and achieving a qualitative leap in regulatory precision and governance effectiveness [2]. Group 3: Future Developments - The Hainan Province Housing Provident Fund Management Bureau plans to continue promoting cross-departmental data sharing and networking, further refining the intelligent approval mechanism [2]. - There is a focus on enhancing the public service experience with stricter systems and smarter technologies, aiming for a broader scope of data processing and faster algorithm iterations [2]. - The goal is to ensure that the public feels a greater sense of benefit, making "clean and efficient" the most prominent characteristic of housing provident fund services [2].

Core Viewpoint - The reform of the housing provident fund system is essential for promoting stable and healthy development in the real estate market and better supporting housing demand, as emphasized in the Central Economic Work Conference held at the end of 2025 [1] Group 1: Housing Provident Fund System Reform - The housing provident fund system has become a crucial part of China's housing security system, with 176 million contributors and a total balance of 10.9 trillion yuan by the end of 2024 [3] - The reform aims to address the "sleeping" funds in accounts and improve the efficiency of fund usage, which has become a hot topic in society [3] - The necessity of reform is driven by the public's higher expectations for the provident fund's role in supporting housing consumption and the system's misalignment with current economic and social developments [3] Group 2: Expansion of Usage Scenarios - Recent innovations in housing provident fund policies include supporting the installation of elevators in old residential buildings, addressing the needs of elderly residents [5][8] - Many cities have begun to include elevator installation costs in the scope of provident fund withdrawals, allowing family members to withdraw funds on behalf of elderly residents [8][10] - The reform also extends the usage of the provident fund to cover major repairs, renovations, and urban renewal projects, enriching the support for housing consumption [10] Group 3: Inclusion of Flexible Employment Groups - The inclusion of flexible employment groups in the provident fund system is a key focus of the reform, with pilot programs initiated in cities like Shenzhen [12] - A tailored policy framework has been developed to accommodate the unique characteristics of flexible employment, allowing over a million individuals to participate in the system [14] - The reforms have enabled individuals like a former employee turned flexible worker to access provident fund loans, enhancing the system's inclusivity [14] Group 4: Cross-Regional Coordination - The reform emphasizes the importance of cross-regional collaboration for the "inter-city withdrawal and loan" of the housing provident fund, addressing inconsistencies in policy and technical standards across regions [16] - Efforts to streamline processes and enhance data sharing have led to improved efficiency in handling cross-province transactions, allowing for quicker and more accessible services [18][20] - The establishment of collaborative mechanisms among cities has facilitated a "one-stop" service for provident fund withdrawals and loans, reducing the burden on citizens [20]

Core Insights - During the "14th Five-Year Plan" period, Suzhou's housing provident fund management center achieved significant milestones, including a collection scale exceeding 750 billion yuan and a total of 4.47 million contributors, showcasing the effectiveness of the provident fund system in enhancing living standards [1][4]. Policy Implementation - Suzhou has introduced over 40 welfare measures to adapt to changes in the real estate market, creating a comprehensive policy support system that covers the entire lifecycle of housing needs [2][3]. - The city has implemented a "commercial to public" loan policy, increasing loan limits for specific groups such as recent graduates and military personnel, with a notable increase in loan amounts for young talents [3][4]. Market Impact - The release of policy benefits has led to a significant market effect, with the total amount of provident fund loans issued reaching 217.96 billion yuan during the "14th Five-Year Plan," ranking first in growth among cities with a GDP over one trillion yuan [4]. - The total withdrawal amount from the provident fund reached 62.60 billion yuan, with cumulative withdrawals surpassing 520 billion yuan, reflecting the tangible benefits for families [4]. Institutional Innovation - Suzhou has been a pioneer in allowing flexible employment individuals to participate in the housing provident fund system, with significant growth in contributors and deposits over the past five years [5][7]. - The introduction of innovative products like the "Happy Living Suzhou" savings and loan product has attracted a large number of participants, demonstrating the effectiveness of the reforms [6][7]. Digital Transformation - The digitalization of services has accelerated, with a high percentage of transactions being processed online, and the introduction of digital currency applications leading the industry [8][9]. - AI applications have enhanced service efficiency, with the development of intelligent customer service tools and remote service options, improving user experience [9]. Future Outlook - Looking ahead to the "15th Five-Year Plan," Suzhou aims to expand its coverage to include an additional 3 million contributors and enhance the precision of policy supply to better meet housing needs [11][12]. - The city plans to deepen the integration of digital technologies and improve service quality, creating a more user-friendly environment for residents [11][12].

目前，各单位可登录住房公积金网上业务大厅线上办理，也可前往各县区服务窗口现场办理。职工个人 可通过"我市公积金"微信公众号、网上服务大厅或热线12329查询本人缴存基数调整情况。如对调整结 果有疑问，应及时向所在单位或公积金中心反映咨询。 （武莉莉） 根据《住房公积金管理条例》及我市相关规定，住房公积金缴存基数每年调整一次。职工月缴存基数为 本人上一年度（2025年1月1日至12月31日）的月平均工资，新就业职工则按本人当月工资确定。每年1 月为集中调整期，调整后的缴存基数自当年1月起执行，全年不变。 在调整标准上，2026年度缴存基数上限暂按2025年度标准执行，为22046元；下限依据我省最新最低工 资标准，调整为2080元。各单位的缴存基数须在此范围内申报。 我市2026年度住房公积金缴存基数开始申报 每日甘肃网1月16日讯 据定西日报报道 我市2026年度住房公积金缴存基数集中调整工作已于1月1日正式 启动，各缴存单位可通过线上线下多种渠道办理。本次调整将直接影响职工2026年全年的住房公积金缴 存额。 责任编辑：樊醒民 ...

格隆汇1月16日｜广州住房公积金管理中心消息，近日，有不法分子假冒该中心名义发送不实邮件，邮 件内容为"关于近期住房公积金缴存基数调整及账户核验的通知"。该信息不实。广州住房公积金管理中 心表示，该中心未通过任何邮箱发送过含上述内容的邮件，中心重要通知均通过中心网站、微信公众 号、微信视频号等官方渠道发布。"收到此类邮件，请提高警惕，切勿点击邮件中的任何链接，以免造 成个人信息泄露或财产损失，如造成个人损失请及时报警。" ...

Core Viewpoint - During the "14th Five-Year Plan" period, the region has made significant progress in housing provident fund reforms, contributing to improved living conditions and local economic development [1] Group 1: Housing Provident Fund Contributions - A total of 482,200 employees contributed 144.094 billion yuan to the housing provident fund [1] - 917,200 instances of fund withdrawals amounted to 81.661 billion yuan [1] - The issuance of provident fund loans reached 38.747 billion yuan, assisting 60,200 employees in improving their housing conditions [1] Group 2: Reform Measures - The region implemented 13 reform measures related to the housing provident fund, including collection, loans, withdrawals, assessments, and competitive deposits [1] - Key initiatives included expanding the withdrawal scope, increasing loan limits, allowing fund withdrawals for down payments, and launching a pilot program for "housing provident fund + commercial loan" cross-province combination loans [1] - These measures are aimed at enhancing public welfare and supporting high-quality local economic and social development [1]

其中租赁自住住房提取住房公积金(单身)事项暂无法办理；租赁自住住房提取公积金(已婚)、购买 二手自住住房提取住房公积金(配偶)、青年人才首次购房补贴(配偶申请)、法律援助申请表(配偶代办)、 新生儿出生登记入户等事项办理过程中若存在省外登记结婚情况的，将无法办理，省内结婚登记的情形 不受影响。线上业务恢复办理时间将另行通知。 1月7日，记者从郑州住房公积金管理中心获悉，因婚姻系统接口临时维护，"郑好办"部分线上业务 将受影响。 该中心提醒到，在此期间，如急需办理上述业务，可前往各对应业务的线下服务窗口进行咨询与办 理。该中心将尽快推动升级维护线上业务办理。 ...