谁能想到，这家如今生机盎然的非遗工坊，一年前还因资金周转难题陷入经营困境。改变这一切的，正是中国建设银行广东省分行（下称"建 行广东省分行"）"个体工商户经营快贷"送来的"及时雨"，一笔快速落地的资金，不仅让梁师傅顺利采购到优质端溪石，更支撑他开发出系列 文创产品，让沉寂的老工坊重焕新生。 作为中国四大名砚之首，端砚的魅力藏在"发墨不滞、贮水不涸"的特性中，更融在千年不辍的匠艺传承间。当千年传统技艺遇上现代金融活 水，建行广东省分行以普惠金融为笔，以创新服务为墨，在非遗传承的画卷上，绘就了"传承与发展共生"的新图景。 端砚发源于广东肇庆市黄岗镇白石村、宾日村一带。据记载，端砚创兴于唐初，唐代中期已风行全国，因下墨如风、发墨如油、不耗水、不结 冰、不朽、护毫等优点而闻名于世，被称为众砚之首。 在一千三百多年的发展历史中，端砚艺人不断总结经验，因地制宜，形成了一整套科学、严谨的制作工艺。一方好砚，从烂柯山深处的端溪石 中开采而出，要经选石、设计、雕刻、打磨等数十道工序，砚工需有"看穿石"的慧眼，能辨清石中纹理走向；更要有匠心独运的巧思，以深刀 刻出刚健风骨，用浅刀雕出细腻意蕴。 俊名轩端砚工作室是肇庆端砚文化村产 ...

Core Viewpoint - The People's Bank of China and other departments have issued a plan to boost and expand consumption in Beijing by 2030, with the banking sector actively increasing credit support and optimizing services to stimulate market potential [1] Group 1: Financial Support for Consumption - The implementation plan emphasizes increasing credit support for consumer goods, enhancing cultural and tourism consumption, and improving financial services for the accommodation and catering industry [2] - Banks are focusing on upgrading consumption credit support for sectors like new energy vehicles and smart home products, with measures such as extending loan terms and lowering interest rates to reduce consumer barriers [2] - In the accommodation and catering sector, banks are collaborating with traditional brands and local dining areas to stimulate consumption through promotional activities and providing low-interest loans to support business upgrades [2] Group 2: Rural Consumption and Financial Empowerment - The banking sector has successfully tailored financing solutions for rural businesses, exemplified by a loan of 2 million yuan to a tomato planting cooperative, which has significantly boosted local income [3] - In the cultural tourism sector, banks have provided substantial loans to support the development of integrated tourism projects, attracting a large number of visitors [3] Group 3: Optimizing Services for Small and Micro Enterprises - The plan highlights the importance of supporting small and micro enterprises by reducing their financing costs and providing tailored financial services [5] - Banks are addressing the challenges faced by small businesses, such as high financing costs and lack of credit history, by offering combined credit support and policy subsidies [5][6] - Individual businesses are receiving specialized financial products to facilitate their operations, including unsecured credit loans and digital operational guidance [6]

Group 1 - The core viewpoint of the article highlights the positive impact of the People's Bank of China’s 500 billion yuan service consumption and elderly re-loan policy on local businesses in Bortala, facilitating access to financing for various sectors [2][3][5] - The company Ruiyuan Trading Co., Ltd. successfully obtained loans to expand its food delivery business, indicating a supportive financing environment in Bortala [3][5] - Financial institutions in Bortala are actively engaging with local businesses, providing tailored loans to enhance service quality in the hospitality and tourism sectors [5][7] Group 2 - As of the end of May this year, the loan balance for the accommodation and catering sector in Bortala has increased by 14.39% year-on-year, demonstrating the effectiveness of financial support [7] - The Bortala branch of the People's Bank of China plans to continue guiding financial institutions to focus on key industries such as accommodation, catering, and tourism, ensuring robust financial backing for high-quality economic development [7]

银行机构调整工作重心，优化信贷结构，持续加大渔业领域信贷投放力度。建设银行绥化分行创新推 出"个体工商户经营快贷"，通过手机银行等线上渠道提交申请，可实现贷款"秒批秒贷"，有效提高渔业 主体贷款的便利性和可得性。哈尔滨银行绥化分行创新推出"彩虹贷"，单户最高500万元、期限5年，支 持随借随还、按日计息，提供信用、保证等多种担保方式，有效降低渔业企业融资成本。绥化农商银行 为肇东西八里乡渔儿园养殖专业合作社发放贷款100万元，助力合作社依托中国水产科学研究院，开展 寒地稻小龙虾综合种养"南北接力"实验。 为进一步助力绥化地区冷水渔业振兴发展，中国人民银行绥化市分行靠前发力，积极引导银行机构加大 渔业领域金融支持力度。强化银企对接，召开信贷运行形势工作推进会议，引导银行机构瞄准渔业重点 领域和群体精准施策。畅通同当地农业农村局的联系渠道，组织银行机构共同开展调研座谈，有针对性 地赋能渔业发展。针对智慧渔场建设、鲜活水产品冷链物流仓储设施建设、水产品加工设施设备建设等 方面，指导银行机构创新拓展抵押担保方式，满足渔业企业、渔业专业合作组织、水产养殖大户等的差 异化金融需求。针对养殖基地扩容，重点加大对河蟹、小龙虾 ...