转自：贝壳财经 以金融温度滋养绿色未来 中信银行深入践行"绿水青山就是金山银 山"理念，持续完善包括董监高在内的可 持续发展治理架构,制定《中信银行绿色 金融发展规划(2024-2026年)》,并 通过专项行动方案细化实施路径,持续提 升绿色金融综合服务能力。 在信贷投放方面,积极支持符合绿色发展 趋势的行业和项目,绿色信贷余额突破 6,000亿元。 在产品创新方面,不断丰富绿色金融产品 谱系,探索碳金融领域产品创新。发行首 只境外绿色债券,发布国内首个生物多样 性主题债券指数,低碳财富卡全新升级, "中信碳账户"累计碳减排超18万吨。 2025年创新推出"新碳通"产品,可为 企业客户提供免费的专业碳排放测算管理 服务,助力企业零成本开启碳账本,从容 应对国际碳壁垒。 海内外,中信银行的绿色金融实践正在 开花结果: 北京分行 银团贷款树立行业标杆 武汉分行 创新碳排放权质押贷款,助力化工企 业绿色转型 广州分行 协同落地"绿色+碳中和+乡村振兴" 类REITS投资,实现经济与环境双赢 深圳分行 创新打造汽车金融银企直联平台,银 企携手推动绿色出行未来 昆明分行 分行首笔普惠林权抵押贷款,盘活林 权资源,构筑千 ...

Core Viewpoint - Under the guidance of carbon peak and carbon neutrality policy goals, ESG (Environmental, Social, and Governance) has become a "must-answer question" for financial institutions, with banks increasingly focusing on green finance to promote the real economy [1] ESG Disclosure - State-owned large banks have released more comprehensive and standardized ESG reports this year, with six major state-owned banks publishing their 2021 annual and ESG reports during the reporting season [1] - Bank of China has published its ESG report for the 15th consecutive year, including 146 ESG evaluation indicators, an increase of 54 from the previous year [2] - China Construction Bank has also been active in social responsibility reporting, achieving positive results in poverty alleviation and supporting small and micro enterprises [2] - Agricultural Bank of China has established a strategic planning and sustainable development committee to enhance its green finance business [3] - Industrial and Commercial Bank of China has focused on supporting green low-carbon industries and has implemented an environmental risk management system [3] - Many city commercial banks and rural commercial banks have also begun to release their first ESG reports, indicating a growing emphasis on ESG practices across the banking sector [4] Green Product Innovation - State-owned banks have made significant progress in diversifying green financial products and services, with Bank of China launching over 40 green financial products across 15 areas [5] - Innovative credit products like renewable energy subsidy loans have been introduced, with China Construction Bank successfully providing a low-cost green loan to a renewable energy company [6] - Agricultural Bank of China has launched a carbon service system, becoming the first major commercial bank to connect with the national carbon trading system [6] - The issuance of green financial bonds has also seen significant growth, with Industrial and Commercial Bank of China issuing the first carbon-neutral green financial bond in the domestic market [7] Transition Finance - Despite the growth of green financial products, there remains a gap between supply and investor demand, particularly for renewable energy and low-carbon transportation investments [9] - Transition finance is emerging as a key area of focus, with banks encouraged to support high-carbon industries in their transition to greener practices [9][10] - The establishment of a unified regulatory framework for green finance is deemed essential for attracting mature investors and products to the market [11]