Core Viewpoint - Under the guidance of carbon peak and carbon neutrality policy goals, ESG (Environmental, Social, and Governance) has become a "must-answer question" for financial institutions, with banks increasingly focusing on green finance to promote the real economy [1] ESG Disclosure - State-owned large banks have released more comprehensive and standardized ESG reports this year, with six major state-owned banks publishing their 2021 annual and ESG reports during the reporting season [1] - Bank of China has published its ESG report for the 15th consecutive year, including 146 ESG evaluation indicators, an increase of 54 from the previous year [2] - China Construction Bank has also been active in social responsibility reporting, achieving positive results in poverty alleviation and supporting small and micro enterprises [2] - Agricultural Bank of China has established a strategic planning and sustainable development committee to enhance its green finance business [3] - Industrial and Commercial Bank of China has focused on supporting green low-carbon industries and has implemented an environmental risk management system [3] - Many city commercial banks and rural commercial banks have also begun to release their first ESG reports, indicating a growing emphasis on ESG practices across the banking sector [4] Green Product Innovation - State-owned banks have made significant progress in diversifying green financial products and services, with Bank of China launching over 40 green financial products across 15 areas [5] - Innovative credit products like renewable energy subsidy loans have been introduced, with China Construction Bank successfully providing a low-cost green loan to a renewable energy company [6] - Agricultural Bank of China has launched a carbon service system, becoming the first major commercial bank to connect with the national carbon trading system [6] - The issuance of green financial bonds has also seen significant growth, with Industrial and Commercial Bank of China issuing the first carbon-neutral green financial bond in the domestic market [7] Transition Finance - Despite the growth of green financial products, there remains a gap between supply and investor demand, particularly for renewable energy and low-carbon transportation investments [9] - Transition finance is emerging as a key area of focus, with banks encouraged to support high-carbon industries in their transition to greener practices [9][10] - The establishment of a unified regulatory framework for green finance is deemed essential for attracting mature investors and products to the market [11]

近日，中国人民银行浙江省分行、浙江省工商业联合会公布2024年度"万家民企评银行"活动评选结 果，宁波银行获选浙江江省"民营企业最满意银行"。 加大融资支持。宁波银行绍兴分行不断丰富信用、知识产权质押等"专利贷"特色产品，对于符合条 件的科技型企业，联合市场监督部门推动知识产权扩面提质，并积极探索风险共担机制，联合融资担保 公司推出特色授信专案，助力科技型企业"加速跑"。截至2025年3月末，宁波银行绍兴分行科技型企业 贷款余额达46.24亿元。 共建科创伙伴。根据绍兴金融监管分局等部门关于"一园区一方案"科创金融伙伴共建计划，宁波银 行绍兴分行不断完善"公司-零售-投行"联动的科创服务体系，聚焦企业"技术链、产业链、供应链"三链 核心体系，帮助有技术升级、产业转型和订单拓展需求的企业加速技术创新与成果转化，建立起"一园 区一方案"差异化服务方案。2025年4月18日，该行成功协办全市"金融赋能・智创未来"政银企一月一链 活动，吸引全市众多中小企业、在绍研究院、投融资机构及园区负责人的积极参与，为绍兴民营企业搭 建起政银沟通的桥梁，为民营经济高质量发展注入了新的活力。 "碳路"先行，深耕绿色金融大文章 绿色， ...

绿水青山就是金山银山。2005年8月，习近平同志在浙江安吉的余村考察调研，以充满前瞻性的战略眼 光，首次提出这一重要论断。 在"两山"理念引领下，安吉探索出一条经济与生态互融共生的新路子，这里的竹海、茶园也渐渐成为了 浙江的金色名片。这背后离不开绿色金融的支持，正是兴业银行投放2亿元项目贷款，支持安吉县万亩 茶园观光带建设，为当地以茶富农、发展文旅产业注入了金融新动能。 今年是"两山"理念提出二十周年。兴业银行根在福建，得风气之先，受习近平同志建设"生态福建"战略 的感召引领，在"两山"理念提出当年即在福建率先探索绿色金融业务，成为国内绿色金融先行者。此 后，顺应从生态福建到美丽中国的发展大潮，寓义于利、开拓创新，植"绿"不辍十九载，持续拓展绿色 金融服务深度、广度，以金融之笔描绘美丽中国建设新画卷。截至6月末，兴业银行绿色金融融资规模 达2.43万亿元，绿色贷款余额突破万亿元，走出了一条推动"绿水青山"向"金山银山"转化的特色可持续 发展之路。 逐"绿"而行，打好减污降碳攻坚战 从生产、销售到回收再生利用，发源于湖州的天能集团，通过废旧电池循环解决方案，把废旧电池"吃 干榨尽"，有效解决传统退役电池处理方式 ...

Core Viewpoint - Hangzhou Bank Beijing Branch integrates its red gene into its financial operations, emphasizing "finance for the people" while supporting high-quality development in the capital [1] Group 1: Political and Organizational Foundations - The bank prioritizes political construction and has established a "first agenda" system to guide its development direction [1] - A comprehensive learning system has been developed, including over 100 special learning activities related to the 20th National Congress of the Communist Party of China [3] - The bank enhances grassroots party organization capabilities, focusing on standardized party branch setups and refined member management [4] Group 2: Integration of Party Building and Business - The bank aims to merge party building with business development, creating a "Party Building + Business" implementation plan to drive growth [5] - It actively collaborates with strategic partners to leverage political advantages for business development [5] Group 3: Financial Services and Innovation - The bank focuses on serving the real economy through various financial services, including technology finance, green finance, and inclusive finance [8][9] - It has implemented strategies to support technology enterprises with comprehensive financial services from startup to maturity [9] - The bank promotes green finance by supporting projects like the Beijing sub-center and Winter Olympics venues, contributing to low-carbon transitions [9] Group 4: Digital Transformation and Risk Management - The bank is advancing digital finance by integrating services into various sectors, enhancing efficiency and customer experience [10] - It has established risk monitoring models and upgraded anti-money laundering systems to maintain asset quality and prevent systemic financial risks [14] Group 5: Commitment to High-Quality Development - The bank is committed to high-quality development, aligning with national strategies and focusing on key sectors like manufacturing and green industries [12] - It aims to enhance customer satisfaction through personalized financial solutions and a comprehensive customer management system [12][13]

——"碳"路绿色发展，答好支持重点领域和金融高质量供给的必答题 当前，数字技术为绿色金融赋能绿色发展与绿色创新提供了良好契机。宁波银行南京分行进一步强化金 融科技运用，实现专业赋能，为实体经济发展创造价值，通过互联网、云计算、大数据等科技手段赋能 绿色金融发展。围绕国内绿色金融和碳中和政策创新产品体系，重点支持国家鼓励的节能环保、清洁能 源、基础设施绿色升级改造产业，推出碳排放配额质押贷款、创新排污权抵押贷款、公益林补偿收益权 质押贷款等绿色信贷产品，支持企业绿色发展。截至2024年12月末，宁波银行南京分行绿色金融贷款余 额超50亿元。 绿色是中国式现代化的鲜明底色，也是金融高质量发展的一抹亮色。近年来，宁波银行南京分行积极践 行"绿水青山就是金山银山"的发展理念，以公益化、数字化推进"生态金融、能源金融、转型金融"特色 化服务体系，助力美丽中国建设和"双碳"目标的实现。 ——"绿"动城市脉搏，答好生态保护与经济发展的双选题 "万物各得其和以生，各得其养以成。"宁波银行南京分行积极联动各级政府、省市文旅及监管部门长效 开展"池杉湖湿地生态建设""玄武湖荷花节""六合荷花节""长江大保护"等超20场系列公益专 ...