Core Viewpoint - The article highlights the integration of the revolutionary spirit of Yimeng with the Party's work at the China Merchants Bank Linyi Branch, emphasizing the importance of high-quality Party building to enhance organizational strength and operational effectiveness [1][6]. Group 1: Political "Soul-Casting" - The Linyi Branch focuses on deepening the understanding of Xi Jinping's Thought on Socialism with Chinese Characteristics for a New Era, promoting the Yimeng spirit to unify and strengthen the Party [1]. - A three-tiered learning mechanism has been established to facilitate regular political education among Party members, ensuring adherence to the Party's core principles [1][2]. - The branch organizes visits to local revolutionary sites to enhance Party members' understanding of their historical mission and to foster the transmission of red genes [1][2]. Group 2: Solid Foundation "Strengthening" - The Linyi Branch emphasizes the construction of a loyal and reliable team by enhancing the capabilities of Party committees and members [2]. - A standardized work system for Party branches has been implemented, including a checklist to clarify work priorities [2]. - Regular assessments and training sessions are conducted to improve the effectiveness of Party work and to foster a competitive atmosphere among members [2]. Group 3: Style "Gathering Strength" - The branch integrates elements of integrity from the Yimeng spirit into its governance, enhancing the awareness of self-discipline among Party members [3]. - An honor incentive platform has been established to boost employees' sense of achievement and identity [3]. - Regular inspections and educational activities are conducted to reinforce the importance of integrity and accountability within the organization [3]. Group 4: Business "Integration" - The Linyi Branch adopts a "big Party building" concept, leveraging Party activities to enhance business operations and community engagement [4][5]. - Initiatives such as volunteer services and financial literacy programs are organized to fulfill social responsibilities and to connect with the community [5]. - The "Party member + project" model encourages members to take the lead in key business initiatives, driving the branch's development [5][6]. Group 5: Achievements and Recognition - The Linyi Branch has received multiple accolades, including being named an "Excellent Secondary Branch" for two consecutive years, reflecting the positive impact of its Party-led management approach [6]. - The branch's youth organization has been recognized as an "Excellent May Fourth Red Flag Youth Organization," showcasing its commitment to youth engagement and development [6]. - Several employees have been awarded provincial and national honors, further validating the effectiveness of the branch's integrated Party and business strategies [6].

Core Insights - The event "Youth Taking Responsibility for a Financial Strong Nation - Digital Finance Driving Innovative Business Models" highlighted China's leading position in digital finance applications and the challenges faced in regulation and technology [1][2] Group 1: Digital Finance Development - China is recognized for its advanced application of digital finance technologies, with many fintech companies successfully exporting their payment technologies and algorithms to other countries, enhancing financial technology development in Belt and Road Initiative countries [1] - The core competitive advantages of China's fintech sector include vast application scenarios and data accumulation due to its large population, as well as continuous innovation based on early learning from foreign technologies and models [1][2] Group 2: Regulatory Challenges - Current regulatory challenges include differing standards for institutions of varying sizes, with larger institutions focusing on systemic risk prevention while smaller ones have higher innovation tolerance [3] - Regulatory bodies face issues such as insufficient technical investment and talent reserves, which can hinder the development of a regulatory framework that balances technological safety and innovation [3] Group 3: Sector-Specific Insights - Digital technology aligns well with the goals of inclusive finance, but it also introduces new risks such as fraud and social equity issues stemming from the digital divide [4] - In the context of green finance, digital technologies are being utilized to create quantifiable carbon reduction data assets, promoting sustainable behaviors among users [4] - The aging population in China presents significant opportunities for the pension finance sector, with companies leveraging digital technology to enhance service delivery and risk management [5] Group 4: Future Directions - The digital finance sector is seen as a key driver for high-quality development in technology finance, focusing on enhancing financial supply capabilities and extending service chains [5] - There is a call for addressing challenges such as talent shortages and regulatory lag while exploring opportunities for building data markets and fostering international cooperation [5]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容 而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 中國光大銀行股份有限公司 中國光大銀行股份有限公司 China Everbright Bank Company Limited China Everbright Bank Company Limited （於中華人民共和國註冊成立的股份有限公司） （於中華人民共和國註冊成立的股份有限公司） （股份代號：6818） （股份代號：6818） 中国光大银行股份有限公司 海外監管公告 本公告乃根據《香港聯合交易所有限公司證券上市規則》第13.10B條而作出。 茲載列中國光大銀行股份有限公司在上海證券交易所網站刊登的《中國光大銀行股份有限 公司2025年第一季度報告（A股）》，僅供參閱。 中國光大銀行股份有限公司 董事會 中國 • 北京 2025年4月25日 於本公告日期，本公司執行董事為郝成先生、齊曄女士及楊兵兵先生；非執行董事為 吳利軍先生、崔勇先生、曲亮先生、朱文輝先生、姚威先生、張銘文先生及李巍先生； 以 ...

Core Viewpoint - China Everbright Bank has demonstrated a commitment to high-quality development by actively managing risks and enhancing financial services to support the real economy in the first quarter of 2025 [1] Group 1: Financial Performance - As of the end of Q1, the total assets of China Everbright Bank reached 72,289 billion yuan, a 3.9% increase from the end of the previous year, successfully surpassing the 70 trillion yuan mark [3] - The total loan amount was 41,110 billion yuan, an increase of 1,770 billion yuan (4.5% growth) compared to the end of the previous year, marking a new milestone of over 40 trillion yuan [3] - The bank's total liabilities reached 66,399 billion yuan, a 4.3% increase from the previous year, with deposits growing by 2,328 billion yuan (5.8% growth) [3] - The bank achieved an operating income of 330.9 billion yuan, a 4.1% year-on-year decline, while net profit was 125.3 billion yuan, reflecting a 0.3% year-on-year growth [3] Group 2: Service to the Real Economy - China Everbright Bank has focused on serving the real economy, with technology enterprise loans reaching 4,158 billion yuan (9.6% growth), green loans at 4,609 billion yuan (11.6% growth), and inclusive loans at 4,487 billion yuan (3.0% growth) by the end of Q1 [2] - The bank has established 64 "Pension Financial Service Centers" and provided over 760 pension financial products [2] - The bank is enhancing its online, mobile, intelligent, and ecological service capabilities, particularly in payment and financing scenarios [2] Group 3: Business Development - The bank is advancing its six key specialty businesses, including technology finance and wealth management, with a wealth management scale reaching 17 trillion yuan and retail AUM surpassing 30 trillion yuan for the first time [4] - The "Cloud Payment" service achieved a transaction amount exceeding 2,000 billion yuan, reflecting an 8.8% year-on-year growth [4] - The bank's bond underwriting reached 1,093 billion yuan, and it issued merger loans of 81.8 billion yuan in Q1 [4] Group 4: Asset Quality and Capital Adequacy - As of the end of Q1, the non-performing loan ratio was stable at 1.25%, with improvements in attention and overdue rates [5] - The capital adequacy ratio, tier 1 capital adequacy ratio, and core tier 1 capital adequacy ratio were 13.50%, 11.48%, and 9.40%, respectively, all meeting regulatory requirements [5]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容 而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 中國光大銀行股份有限公司 中國光大銀行股份有限公司 China Everbright Bank Company Limited China Everbright Bank Company Limited 海外監管公告 本公告乃根據《香港聯合交易所有限公司證券上市規則》第13.10B條而作出。 茲載列中國光大銀行股份有限公司在上海證券交易所網站刊登的《中國光大銀行股份有限 公司2024年第三季度報告（A股）》，僅供參閱。 中國光大銀行股份有限公司 董事會 （於中華人民共和國註冊成立的股份有限公司） （於中華人民共和國註冊成立的股份有限公司） （股份代號：6818） （股份代號：6818） 中國 • 北京 2024年10月30日 於本公告日期，本公司執行董事為郝成先生、齊曄女士及楊兵兵先生；非執行董事為 吳利軍先生、崔勇先生、曲亮先生、姚威先生、朱文輝先生及李巍先生；以及獨立非執 行董事為邵瑞慶先生、洪永淼 ...