保本型银行理财产品

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泛微网络: 泛微网络关于使用闲置自有资金购买理财产品的公告
Zheng Quan Zhi Xing· 2025-03-27 14:17
Core Viewpoint - The company plans to utilize idle self-owned funds to purchase principal-protected bank financial products, aiming to enhance fund efficiency and achieve capital preservation and appreciation [1][2]. Group 1: Investment Details - The company intends to invest up to 3.2 billion RMB in principal-protected bank financial products, including but not limited to agreement deposits, structured deposits, intelligent deposits, large certificates of deposit, and other investment products with principal protection [1][2]. - The investment period for these financial products will not exceed 12 months, and the funds can be rolled over within this limit [2]. - The decision to invest was approved in the 12th meeting of the 5th Board of Directors and the 12th meeting of the 5th Supervisory Board, pending approval from the shareholders' meeting [1][2]. Group 2: Risk Management - The company acknowledges that the investment may be affected by market fluctuations due to macroeconomic influences, and the actual returns are unpredictable [3]. - To mitigate risks, the company will monitor economic conditions and financial market changes, taking timely actions to protect investments [3]. - A comprehensive review of all bank financial product investments will be conducted quarterly, with reports submitted to the audit committee [3]. Group 3: Impact on Daily Operations - The investment in principal-protected bank financial products will not affect the company's normal business operations and is expected to improve fund utilization efficiency and increase storage returns [4]. - The Supervisory Board supports the investment plan, stating it will not harm the interests of the company or its shareholders, particularly minority shareholders [4].