（来源：千龙网） 12月19日，北京市朝阳区劲松街道科学育儿指导中心正式揭牌，将为新手爸妈们提供孕、生、养、育全链条的社区支持服务。当天，劲松街道"小小松果"托 育园开园，可提供0-3岁婴幼儿的普惠全日托、半日托、临时托服务。 科学育儿指导中心由此应运而生，"小小松果"托育园则成为其核心载体。位于劲松街道首城社区里的"小小松果"托育园可面向辖区提供0-3岁婴幼儿的普惠 全日托、半日托、临时托服务，主要覆盖社区步行15分钟的范围。开园后，将设置乳儿班（6-12月龄）、托小班（12-24月龄）及托大班（24-36月龄），并 配备保健室、备餐间、哺乳室、艺术教室、阅读空间及活动教室。 不仅如此，科学育儿指导中心还与首都儿科研究所、北京市垂杨柳医院等共建了"医育联盟"，方便幼儿就诊。在托育园日常照护中，专业保育人员也会密切 观察婴幼儿的发育与行为表现，一旦发现异常，可立即启动评估，并通过绿色通道直联合作医院专家，实现"早发现、早诊断、早干预"。 揭牌现场还发布了全市首部街乡层面的《生育友好型社区建设标准》，将"生育友好"分解为普惠托育、妇幼健康、友好空间、家庭赋能、服务网络、科学体 系、氛围建设及长效管理八大维度，并 ...

Core Insights - The average age of China's health and wellness consumer group has dropped to 41.5 years, with the market expected to exceed 10 trillion yuan by 2025, driven by aging and upgraded health demands [1] - The "2025 Future Conference" held by CITIC Prudential Life Insurance showcased a strategic upgrade from "risk compensation" to "service empowerment" through a comprehensive product service system covering the entire lifecycle [1][4] - The competitive advantage of CITIC Prudential Life Insurance stems from the synergy between its two major shareholders, CITIC Group and Prudential Group, combining local resources with international expertise [2][3] Part 1: Building a Competitive Moat - The key to breakthrough in pension finance lies not in the availability of resources but in their adaptability and implementation [2] - CITIC Group provides a solid local foundation for the "health, care, education, and wealth" model, offering a one-stop solution for wealth planning and health services [2] - The integration of financial and industrial resources creates a closed-loop system that supports health and wellness projects while managing wealth across various sectors [2] Part 2: Health and Wellness Dual-Drive - The "health and wealth" system focuses on a human-centered approach, addressing fragmented health management and singular pension services [5] - The health module offers a comprehensive four-dimensional process covering prevention, diagnosis, care, and rehabilitation, ensuring full-cycle health management [6] - The pension module aligns with China's "9073" retirement pattern, providing diverse models such as home care, travel care, and institutional care [7] Part 3: Education and Wealth Coordination - The "education and wealth" modules are interconnected, focusing on long-term family needs and creating a cross-border, resource-integrated ecosystem [8] - The education planning service includes risk protection and resource linking, addressing the financial stability and quality resource needs of Chinese families [9] - The wealth management module integrates domestic and international financial services, transforming wealth management into a tool that supports family needs throughout their lifecycle [9] Conclusion - The collaboration between CITIC and Prudential is expected to deepen, continuously iterating new services while maintaining a customer-centric approach [10] - The ultimate value of pension finance is not merely to address aging but to ensure families enjoy health, successful offspring, worry-free retirement, and lasting legacies [10]

Core Insights - The article discusses the evolving landscape of China's economy and the challenges it faces, including demographic changes and increased health care demands, highlighting the importance of financial institutions in creating a comprehensive service ecosystem to support high-quality economic development [1] Group 1: Product and Service Development - CITIC Prudential Life Insurance launched a comprehensive service ecosystem named "Health, Nurturing, Education, and Wealth" to cover the entire life cycle of customers, marking a strategic shift from "risk compensation" to "service empowerment" [1][2] - The company has developed a product matrix that includes a combination of "lifetime critical illness + medical insurance" and various medical insurance plans to create a full-process health protection loop [2] - In the area of retirement, CITIC Prudential introduced an innovative product combination of "individual pension + tax-advantaged nursing insurance" to support diverse retirement living arrangements [2] Group 2: Strategic Initiatives - The "Future Home" elderly care project was launched to integrate traditional family care with diversified elderly services, aiming to create a comprehensive elderly care service system that includes health protection, spiritual nourishment, and life experiences [2] - CITIC Group emphasizes the importance of "elderly finance" as a key area for the life insurance industry, focusing on customer needs across the life cycle and aiming to provide one-stop solutions that encompass wealth planning and health services [3]

Core Insights - The article highlights the launch of the "Health, Nurturing, Education, and Wealth" comprehensive service system by CITIC Prudential Life Insurance, marking a strategic upgrade from "risk compensation" to "service empowerment" [1][2] Group 1: Service System Overview - The new service system focuses on four core areas: health care, child education, elderly companionship, and wealth management, aiming to cover the entire life cycle of customers [1][2] - CITIC Prudential Life Insurance aims to provide a one-stop solution for individuals, families, enterprises, and industries, integrating wealth planning, health care services, and industrial empowerment [1][2] Group 2: Health and Elderly Care Services - In health care, the company has developed a comprehensive health management loop centered around a four-dimensional service matrix: prevention, diagnosis, treatment, and rehabilitation [2][3] - For elderly care, the company has introduced innovative product combinations such as "individual pension + tax-advantaged nursing insurance," supporting various forms of elderly care including home-based, travel, and institutional care [3] Group 3: Education and Wealth Management - In the education sector, CITIC Prudential Life Insurance offers a one-stop service that combines education planning, resource linking, and risk protection, creating a comprehensive platform for educational savings and growth protection [2][3] - The company leverages shareholder resources to enhance its wealth management services, exploring integrated financial service channels across insurance, banking, and trust services [2][3]