市场的心声，就是金融服务创新的动力。"垫资、发薪，我们总结了服务商的痛点后，回来立马集合了 我们的骨干力量，业务线、科技线等条线的工作人员联合寻找解决方案。"兴业银行杭州分行客户经理 告诉记者，依托"供应链金融"思维，该行为饿了么平台创新开发了"兴速贷"（饿了么专属）贷款产品， 并为他们提供发薪服务，精准解决痛点。截至2024年末，兴业银行杭州分行围绕饿了么平台创新的发薪 用途贷款累计提款10亿元，服务骑手超万人。 稳定的薪酬是新市民群体奋斗的保障，也是稳岗、稳就业的前提。记者注意到，除了兴业银行外，近年 来，南京银行、上海农商银行等多家银行面向有代发工资需求的各类企业客户推出了"鑫薪贷""鑫资 贷"等专项金融服务方案，缓解了中小企业薪酬发放压力，为广大的劳动工作者提供了坚实有力的资金 保障。 就业是经济发展的"晴雨表"，也是社会稳定的"压舱石"。近年来，稳就业、惠民生被频频提及，宏观政 策释放浓浓民生暖意，正推动着更多资金资源"投资于人"。 今年以来，政银携手打出了稳就业的"组合拳"，为求职者带来了源源不断的金融暖流。而这条由政策与 金融共同铺就的就业保障之路，也正成为经济发展韧性的坚实支撑。 稳岗有力度： ...

Core Points - Postal Savings Bank of China (PSBC) has launched the "Huitongban" mini-program in collaboration with the Jixian County government to provide convenient financial services for individuals with entrepreneurial intentions and employment needs [1] - The mini-program allows applicants to submit re-employment guarantee loan applications online, streamlining the process and reducing the need for in-person visits [1] - The loan limit has been increased to 300,000 yuan, and interest rates are adjusted in line with the People's Bank of China's Loan Prime Rate (LPR) to alleviate repayment burdens for applicants [1] Summary by Sections Financial Services Innovation - The "Huitongban" mini-program enables online submission of loan applications, avoiding repeated document submissions and enhancing efficiency [1] - The initiative aims to bridge the service gap for the community, ensuring that financial services are accessible without the need for physical visits [1] Loan Policy Enhancements - The maximum loan amount for re-employment guarantee loans has been raised to 300,000 yuan, addressing the funding pressures faced by entrepreneurs [1] - Interest rates for these loans are now aligned with the LPR adjustments, providing tangible benefits to applicants [1] Promotion and Outreach - PSBC has engaged in multi-channel promotional activities in partnership with the county government to raise awareness about the mini-program and loan policies [1] - Efforts include utilizing government websites, social media, and direct outreach to communities and entrepreneurial zones to educate potential applicants [1] Impact and Results - Since the launch of the "Huitongban" mini-program, over 4.4 million yuan in loans have been disbursed, supporting more than 30 entrepreneurs [2]

本报记者 郑长灵 仲夏时节，水槎乡山间清风裹挟着沁人心脾的果香。走进江西省泰和县水槎乡葡萄种植园，串串紫如玛 瑙、绿似翡翠的葡萄沉甸甸地挂满枝头。种植户陈吉松穿梭在葡萄架间，仔细查看葡萄长势，丰收在望 的喜悦溢于言表。谁能想到，几个月前，他还在为扩大种植规模的资金周转问题愁眉不展。 陈吉松曾长期在外务工，一次偶然契机接触到葡萄种植。在积累丰富的技术经验后，他毅然返乡，在家 乡开启葡萄种植事业。凭借科学管理与用心经营，他的葡萄园逐渐在当地站稳脚跟。随着市场需求攀 升，扩大种植规模、引进优质品种和先进设备成为当务之急，但资金短缺却成了发展的"拦路虎"。 关键时刻，邮储银行泰和县支行"三农"金融服务队在下乡走访中了解到陈吉松的困境后，迅速响应。客 户经理第一时间奔赴葡萄园，实地考察种植规模、生长情况与销售渠道，结合实际需求，为他推荐"再 就业担保贷款"产品，并全程指导正规申请流程。高效服务下，20万元贷款资金短短几天便顺利到账。 "有了这笔资金，葡萄园如期扩建，不光新建了标准化种植大棚、引进了阳光玫瑰等热门品种，还对灌 溉系统进行了智能化改造。"陈吉松在接受记者采访时表示，这些新种植的葡萄藤郁郁葱葱、长势喜 人，预 ...