德百集团董事长杨维星热情接待并参加活动，表示德百集团将依托自身商业网络与客户资源，积极对接 德州银行的金融服务，共同服务地方民生与经济发展。德百集团执行总经理杨帅介绍了集团在商贸流通 领域的综合优势。（王秀波） 德州银行党委书记、董事长亓金波表示，德州银行作为国资控股的本土法人城商行，是咱德州人民自己 的银行。今年以来，全行上下深入贯彻中央、省委民营企业座谈会精神，坚持"两个毫不动摇"，全力支 持民营经济发展壮大。截至11月末，全行民营企业贷款余额180.56亿元，较年初增加28.23亿元。在德州 市全面提升落实民营企业转型服务行动暨促进重点项目投贷联动工作中，8月、9月信贷投放连续在全市 各银行保持第一名。针对乐陵调味品、陵城土工布、黑马农贸物流等特色产业，推出了"乐味贷""土工 贷""农贸贷"，金融服务的市场化、专业化能力有效提升。德州区位优越，商贸流通发达，德州银行将 进一步倾斜信贷资源，优先为全市商业提质和服务升级提供支撑，为产业链上下游客户提供便捷的融资 服务，助力提升广大市民群众生活幸福感。 为深入贯彻落实党的二十届四中全会精神，12月16日，德州银行与山东德百集团举行战略合作签约仪 式，双方将发 ...

金融服务不仅是经济运行的"血脉"，更是连接民生福祉的"纽带"。《中国普惠金融指标分析报告（2024—2025 年）》显示，我国普惠金融高质量发展水平不断提高。截至2024年末，普惠小微贷款余额32.93万亿元，同比增长 14.6%，比各项贷款增速高7个百分点。从破解科技型小微企业融资难的问题，到助力民营小微经营主体纾困，从打 通涉农领域服务堵点，到保障特殊群体金融权益，北京普惠金融发展始终紧扣"金融为民"初心，锚定实体经济与民 生福祉双维度发力，兼具区域特色与普惠属性的金融服务生态，为首都经济社会高质量发展筑牢金融根基。 始终坚持服务实体经济主基调，中国工商银行北京市分行聚焦小微企业融资难融资贵问题，坚持普惠金融线上化、 智能化、集约化、生态化的发展路径。该行深入应用数字技术，以"数据+模型"描绘小微企业画像，推出"伙伴e 贷"线上产品；积极推进普惠金融与科技金融融合发展，以"专精特新信e贷"专项产品精准服务小微科技企业；围绕 稳链固链，打造供应链金融特色平台，以"收付管融"一体化服务，促进链上大中小微企业融通发展。 在扩内需、促消费方面，工行北京分行紧扣《北京市深化改革提振消费专项行动方案》，积极拓展新兴消 ...

Group 1: Financial Services and Digital Transformation - Industrial and Commercial Bank of China (ICBC) Hebei Branch focuses on digital transformation to enhance financial services for small and micro enterprises, individual businesses, and agricultural entities, achieving high-quality development in inclusive finance [1] - As of June 2023, ICBC Hebei Branch's inclusive loan balance reached 166 billion yuan, an increase of 46.7 billion yuan from the beginning of the year, with a growth rate of 39%, benefiting over 146,000 small and micro enterprises [1] Group 2: Support for Local Industries - In July 2023, ICBC launched the "Children's Car Loan" program for the bicycle and children's car industry cluster in Pingxiang County, providing 750 million yuan in financing support to over 600 enterprises in the past two years [2] - Mengshou Bicycle (Hebei) Co., Ltd. transitioned from OEM to its own brand, achieving annual sales exceeding 100,000 units and an annual output value of over 100 million yuan, with ICBC providing 8 million yuan in credit loans to support its growth [2] Group 3: Innovative Financial Products - ICBC Hebei Branch has developed 76 specialized financing solutions, with an inclusive product matrix exceeding 70 billion yuan, effectively reaching over 30,000 market entities [3] - The "Meteorological Agricultural Loan" was introduced in collaboration with the meteorological bureau and insurance companies, providing timely financial support to farmers based on climate assessments [6][7] Group 4: Smart Market Initiatives - The first modern indoor convenience market in Xiong'an New Area, supported by ICBC's self-developed payment management system, has successfully served over 10,000 customers in its trial operation, with expected daily transactions reaching 200,000 yuan [4][5]