图为青岛夏庄麦田喜获丰收。 投放更快 助力夏收颗粒归仓 "收粮食最忙的时候，每天能收2000到3000吨，每天周转资金大约在600万元。这时候最担心的就是资金 短缺，影响粮食收购。"收粮户徐祥宾说道。 又到一年"三夏"时节，齐鲁大地麦浪翻滚、遍地金黄。勤劳的农民一边收获春的寄托，一边播种秋的希 望。截至6月10日，山东收获夏粮小麦近六成，千里沃野丰收正忙。 山东省农信联社指导全省农商银行坚守支农支小市场定位，在农忙时节，组织"红马甲"金融服务队走村 入户，广泛开展驻村（点）办公，将信贷支持、惠农政策、志愿服务、反诈知识等送到田间地头，全力 以赴助力百姓开好夏收"第一镰"、种好夏种"第一种"、做好夏管"每一环"。目前，全省农商银行涉农贷 款余额达9239.2亿元，较年初增长325.8亿元。 除了提升线上信贷服务水平之外，山东省农信联社还创新推出"慧农通"功能，实现订单、支付、对账全 流程线上化，让用户轻松可查，提升交易效率与透明度。 "原来收粮都是一手粮一手钱，一到收粮季节，我就需要挨家银行取现金，宝贵的收粮时间大部分浪费 在去银行的路上，现在用上莱阳农商银行的'慧农通'，手机轻轻一点，款项就过去了，真是太方便 ...

时下，又到了"三夏"时节，齐鲁大地麦浪翻滚、遍地金黄，山东夏粮主产区陆续迎来小麦收获季。 作为农村金融主力军，山东省农信联社指导全省农商银行坚守支农支小市场定位，在农忙时节组织"红 马甲"金融服务队走村入户，将信贷支持、惠农政策、志愿服务、反诈知识等送到田间地头，全力以赴 助力百姓开好夏收"第一镰"、种好夏种"第一种"、做好夏管"每一环"。 "农户辛苦一季就盼着卖粮换钱，必须保证现金充足，这样才能确保'粮出手，钱到手'。"临沭县大兴镇 大坡西村收粮大户李圣平说，此前，他通过"沂蒙云贷"线上平台申请贷款，当天50万元资金就到位了。 "有了银行的资金支持，我每天能收粮50吨以上，农户卖粮不用等。"李圣平说。 及早投放 助力夏收颗粒归仓 "集中收粮的时候，每天能收2000吨—3000吨，周转资金在600万元左右。这时候最担心的就是手里的资 金出现短缺，影响粮食的收购。"广饶县收粮户徐祥宾告诉记者。 智慧收款 助力粮款快捷直达 徐祥宾经营粮食收购已有10多个年头，每年粮食收购时节，广饶农商银行客户经理都会提早与他对接， 询问资金需求情况，提前办理信贷手续，今年已为徐祥宾发放了700万元粮食收购贷款。 据介绍，针对夏收 ...

Group 1: Rural Industry Development - The revitalization of rural industries is fundamental to rural revitalization, with Shandong Province's Agricultural Credit Union applying the "Ten Million Project" experience to guide local rural commercial banks in focusing on rural industry development and increasing credit investment [1] - Qingzhou, known as the "Oriental Flower Capital," has a flower planting area of 131,000 acres and over 3,000 flower varieties, with a projected transaction volume of 13.9 billion yuan for 2024, establishing it as a distinctive industry [2] - Qingzhou Rural Commercial Bank has provided 5.2 billion yuan in credit to 35,000 flower industry practitioners, achieving a market share of 70% [2][3] Group 2: Financial Support for Agricultural Enterprises - Qingzhou Rural Commercial Bank customized a financing plan for Yatai Agricultural Technology Co., providing a loan of 10 million yuan to support its transformation and upgrade, enabling it to become a modern flower enterprise group [3] - The bank's proactive approach in understanding the needs of enterprises without collateral demonstrates its confidence in the potential of the flower industry [3] Group 3: Aquaculture Industry Growth - The Yuxiang Aquaculture Company in Weishan Lake, known for its rich water resources, has received financial support from Weishan Rural Commercial Bank, which provided 500,000 yuan initially and later an additional 400,000 yuan for its expansion [4][5] - The bank has issued 6.92 billion yuan in "Aquaculture Loans" to 2,382 clients, promoting the development of the aquaculture industry [5] Group 4: Cherry Industry Development - Shandong is a major cherry-producing province, with the Shenghao Cherry Planting Cooperative utilizing greenhouse technology supported by a 600,000 yuan loan from the local bank to stabilize cherry growth [6][7] - The Pingyi Rural Commercial Bank has established a comprehensive service network, facilitating 2,500 financial accounts for cherry industry participants, with an annual transaction scale of 75 million yuan [7] Group 5: Financial Innovation for Agriculture - The Shandong Agricultural Credit Union has prioritized credit support for agriculture as a central task of inclusive finance, launching 85 credit products to meet diverse financing needs [8] - The union has issued 88.1 billion yuan in loans to 126,000 key industry clients, focusing on rural characteristics and supporting modern agriculture and rural industry integration [8]