港务区正从单纯数字贸易向贸易数字化转变。2025年上半年，淮海国际陆港数字化服务平台交易额已突 破10.3亿元，总交易额达22.5亿元，注册企业数70家。 晨曦初照，徐州淮海国际港务区一片繁华景象。走进淮海国际陆港数字贸易产业园一楼的进口供应链展 示中心，来自德国的马膏、法国的Cava气泡酒、西班牙的歌海娜红酒摆满货架，来自日韩、东南亚等 地优质零副食品琳琅满目。如今，园区正在开发微信小程序，在不久的将来，动动手指就能下单购买这 些进口商品，享受"一站式"跨境购物体验。 通道赋能：中欧班列织密全球贸易网络 淮海国际港务区以数字贸易产业园为功能载体，充分发挥"通道+平台+枢纽"优势。园区通过中欧班列 等国际物流通道，深度服务"一带一路"建设，实现"买全球、卖全球"的格局。 徐州中欧班列始开于2015年，2017年纳入全国中欧班列序列。截至去年底，徐州累计开行中欧班列超 2000列，连续保持高速增长态势。目前，徐州中欧班列常态化开行18条线路，通达欧亚21个国家50多个 城市，形成了贯通欧亚大陆的国际运输大动脉。今年1–7月，徐州中欧班列已开行267列，其中出口117 列、进口150列。 创新实践：数字驱动贸易全 ...

Core Insights - The banking sector is undergoing significant digital transformation, with a focus on enhancing service efficiency and customer experience through technology integration [1][2][4][5]. Group 1: Digital Transformation and Technology Investment - The latest reports indicate that banks are increasingly adopting a multi-channel service model, integrating AI, remote banking, and physical branches to enhance customer service [1]. - In 2023, the six major banks invested 122.82 billion yuan in financial technology, marking a 5.38% increase from 2022 [2]. - Banks are focusing on improving their digital operational capabilities, which positively impacts their business performance [2][3]. Group 2: Business Model Innovation - Banks are leveraging advanced technologies like big data and AI to innovate their business models, enhancing efficiency and reliability in financial services [4][5]. - For instance, Ping An Bank has improved its operational efficiency and risk management capabilities through digital tools, achieving an automation rate of approximately 49% in operational reviews by mid-2023 [5]. - Industrial banks are also developing intelligent complaint handling systems, significantly improving the efficiency of processing customer complaints [5]. Group 3: Scene Application Development - The expansion of financial scene applications is a clear manifestation of technology-driven service transformation, with banks actively integrating financial services into various ecosystems [7][8]. - Examples include the construction of smart government product systems by ICBC and the development of cross-border financial service apps by Bank of China [7]. - Smaller banks are also focusing on enhancing digital financial applications, with Jiangsu Bank issuing 9.306 million credit cards in the first half of 2024, a 9.36% increase from the end of 2023 [8].