第一步：登录验证。投资者可通过支付宝搜索"国投瑞银白银基金"小程序。首次进入需勾选同意《人脸 识别认证说明》和《隐私政策》，点击"开始验证"进入身份核验环节，查询是否可办理。 专题：行业首例！国投白银LOF补偿方案出炉！ 2月26日，备受市场关注的国投白银LOF（161226）估值调整影响投资者补偿工作正式启动，投资者可 通过支付宝搜索"国投瑞银白银基金"小程序，在线完成身份核验后办理相关事宜。对于通过券商交易软 件、微信理财通、京东金融、天天基金等其他渠道赎回的投资者，补偿资格与购买渠道无关，均可通过 支付宝小程序申请。本文为您详解完整的补偿申请流程。 国投瑞银白银基金小程序用于办理"国投 瑞银基金管理有限公司关于白银基金相关 方案的公告"相关事宜。 注:公告中所列方案适用范围为国投瑞银 自银期货证券投资基金(LOF)以2026年 2月2日净值确认赎回(含2026年1月30日 15点之后至2月2日15点之前提交赎回申 请)的自然人投资者,不含机构投资者。 我知道了 02:31 @ 6 Q 10+ 2 : All (67) < Q 国投瑞银白银基金 × 08 t (未) 图 (v) रुनी 理财 服务 生活 ...

"意外"暴跌惹众怒 作为公募基金中的"小众产品"，国投瑞银白银场外基金此前并未引起太多关注。 随着国际白银价格开启近十年最强上涨行情，该基金净值从2025年10月的1.26元飙升至2026年1月29日 的5.25元，累计涨幅超300%。 极端行情也推动该基金完成逆袭，规模随之水涨船高。截至2025年12月31日，国投瑞银白银期货 (LOF)A的管理规模从9月底的43.47亿元大幅升至104.47亿元，翻了接近1.5倍。 公开信息显示，国投瑞银基金是中国第一家外方持股比例达到最高上限（49%）的合资基金管理公司， 现任董事长为傅强，总经理为王彦杰。截至2025年末，该基金公司管理规模2525.78亿元。 狂热之下，风险已埋下伏笔。自1月30日起，国际白银价格上演"跳水"行情，单日最大跌幅超25%。2月 2日晚，国投瑞银白银更新净值后显示，A类份额单位净值从前一交易日的3.2838元骤降至2.2494元，单 日跌幅达31.5%，远超白银期货市场当日跌幅，创公募基金单日下跌历史纪录。 与此同时，国投瑞银一则当日生效的估值调整公告，将争议声推向顶峰。公告指出，此次净值大幅波动 系因调整基金估值方法所致。 截至2月5日 ...

Core Viewpoint - The adjustment of valuation by Guotou Ruijin is deemed correct, but the timing of the announcement at 10 PM is criticized as inappropriate, leading to investor complaints being understandable [1][2][28] Group 1: Fund Management and Valuation Adjustment - Guotou Ruijin's explanation for the valuation adjustment is seen as partially valid, as it aims to protect the interests of remaining investors, but the reasoning regarding the timing and liquidity concerns is considered flawed [1][2][10] - The lack of advance notice for the valuation adjustment is believed to have encouraged redemptions, resulting in a liquidity crisis [2][10][24] - The fund management is not fundamentally problematic, but the situation reveals a lack of experience in handling special circumstances [2][28] Group 2: Investor Behavior and Market Dynamics - The occurrence of large redemptions is common in funds, especially those with significant institutional involvement, and typically requires timely announcements to protect investor interests [8][24] - The known decline in international silver prices should have prompted the fund to anticipate investor behavior, suggesting a lack of foresight in the management's response [10][24] - The absence of an early announcement is argued to have exacerbated the redemption situation, as investors believed there was no issue, leading to increased withdrawals [10][24] Group 3: Regulatory and Industry Implications - The incident may impact the future of public funds in the futures sector, as regulatory bodies encourage product innovation while ensuring stable operations [12][28] - The experience gap in handling unique situations may lead to a preference for larger companies in managing innovative fund products, as they are perceived to have more experience [28]

中国经济网北京2月3日讯 昨日晚间，国投瑞银白银期货(LOF)A/C更新净值数据，显示其最新净值为2.2494 元、2.2290元，相比上一个交易日（1月30日）的3.2838元和3.2542元，单日跌幅高达31.5%，创公募基金单日 下跌历史纪录。 国投瑞银白银期货(LOF)A净值明细 | 浄值日期 | 单位净值 | 累计净值 | 日增长率(?) | 申购状态 | | --- | --- | --- | --- | --- | | 2026-02-02 | 2.2494 | 2.2494 | 0 -31.50% | 暫停申购 | | 2026-01-30 | 3.2838 | 3.2838 | -0.72% | 暂停申购 | 国投瑞银白银期货(LOF)C净值明细 | 浄值日期 | 单位净值 | 累计净值 | 日增长率(7) | 申购状态 | | --- | --- | --- | --- | --- | | 2026-02-02 | 2.2290 | 2.2290 | 0 -31.50% | 暂停申购 | | 2026-01-30 | 3.2542 | 3.2542 | -0.72% | 暂停申购 | 2月 ...

Core Viewpoint - The recent significant drop in the net value of Guotou Ruijin Silver Futures (LOF) A/C funds, with a record daily decline of 31.5%, has raised concerns about the fund's valuation and market stability [1][6]. Fund Performance Summary - The latest net values for Guotou Ruijin Silver Futures (LOF) A and C are 2.2494 yuan and 2.2290 yuan respectively, compared to 3.2838 yuan and 3.2542 yuan on January 30, marking a substantial decrease [1][2][3]. - The fund has been suspended for subscription following the drastic drop in net value [2][3]. Fund Management Response - Guotou Ruijin Fund Management explained the necessity of adjusting the fund's valuation due to a significant drop in international silver prices, which was not reflected in the domestic market due to trading restrictions [6][7]. - The company emphasized that maintaining the previous inflated net value could mislead investors about actual risks and unfairly burden remaining investors with losses [6]. Market Reactions - The fund has experienced consecutive trading halts, with expectations of further declines in the coming days, potentially facing "3-5 trading halts" [4]. - The company addressed concerns regarding the lack of prior notice for the valuation adjustment, citing the timing of price determination and the potential for panic among investors as reasons for the decision [7].

Core Viewpoint - The recent significant drop in the net value of Guotou Ruijin Silver Futures (LOF) A/C funds, with a record single-day decline of 31.5%, has raised concerns about the fund's valuation and market stability [1][4][7]. Fund Performance Summary - The latest net values for Guotou Ruijin Silver Futures (LOF) A and C are 2.2494 yuan and 2.2290 yuan respectively, compared to 3.2838 yuan and 3.2542 yuan on January 30, marking a drastic decrease [1][2][4]. - The fund has been suspended for subscription following the drastic drop in net value [2][4]. Fund Management Response - Guotou Ruijin Fund Management explained the necessity of adjusting the fund's valuation due to the significant drop in international silver prices, which was not reflected in the domestic market due to the ±17% price limit [7][8]. - The company emphasized that maintaining the previous inflated net value would mislead investors about actual risks and unfairly burden remaining investors with potential losses [7]. Market Reactions and Future Outlook - The fund has experienced consecutive trading halts, with expectations of further declines in the coming days, potentially facing "3-5 more trading halts" [5][6]. - The management's decision to delay the announcement of valuation adjustments was based on the timing of price determination and concerns about causing panic among investors [8].

据统计，1月份以来，白银基金已经累计17次提示溢价风险。 数据显示，截至26日收盘，该基金二级市场年内涨幅46.13%，溢价率高达40.870%。 而上一次调整申购额度是12月25日，国投瑞银白银期货证券投资基金(LOF)A类基金份额调整大额申购(含定期定额投资)业务限制。 27日早间，金银期货均出现上涨。伦敦金现日内涨逾1%，伦敦银日内涨幅扩大逾5%。 而在26日，现货黄金突破5000美元关口，刷新历史新高。同日，现货铂金盘中逼近3000美元关口，也创下历史新高。现货白银则触及117.738/盎司的历史新 高。 值得一题的是，1月26日晚间，上海期货交易所发布通知，调整白银、锡期货相关合约交易限额。 | 基金名称 | | 国投瑞银白银期货证券投资! | | | --- | --- | --- | --- | | | (LOF) | | | | 基金简称 | | 国投瑞银白银期货(LOF) | | | 基金主代码 | 161226 | | | | 基金管理人名称 | | 国投瑞银基金管理有限公司 | | | 公告依据 | | 《公开募集证券投资基金信息 管理办法》及本基金的基金合 | | | | | 招募说明 ...

| 基金名称 | | 国投瑞银白银期货证券投资基金 | | --- | --- | --- | | | | (LOF) | | 基金简称 | | 国投瑞银白银期货(LOF) | | 基金主代码 | | 161226 | | 基金管理人名称 | | 国投瑞银基金管理有限公司 | | 公告依据 | | 《公开募集证券投资基金信息披露 管理办法》及本基金的基金合同和 | | | | 招募说明书等 | | 暂停相关业务的 | 暂停申购起始日 | 2026年1月28日 | | 起始日、金额及 | 暂停定期定额投资起始日 | 2026年1月28日 | | 原因说明 | 暂停申购(定期定额投资)的原因 | 为保护基金份额持有人利益 | | 说明 | | | | 下属分级基金的基金简称 | | 国投瑞银白银 国投瑞银白银期 | | | | 期货(LOF) A 货(LOF)C | | 下属分级基金的交易代码 | | 019005 161226 | | 该分级基金是否暂停申购(定期定额投资) | | 是 是 | 北京商报讯(记者李海媛)1月27日，国投瑞银基金公告称，为保护基金份额持有人利益，国投瑞银白银期货 (LOF)A/C份 ...

Core Viewpoint - The article provides an objective ranking of open-end fund net values, highlighting the top and bottom performers without subjective bias [1] Fund Performance Summary Top 10 Funds by Net Value Growth - The top-performing funds on January 26 include: 1. Guotou Ruijin Silver Futures (LOF) A with a net value of 2.9694 and a growth of 9.28% 2. Qianhai Kaiyuan Gold and Silver Jewelry Mixed A at 3.6140, up 8.76% 3. Qianhai Kaiyuan Gold and Silver Jewelry Mixed C at 3.5310, up 8.75% 4. Xibu Lide New Power Mixed A at 2.5821, up 8.26% 5. Xibu Lide New Power Mixed C at 2.5258, up 8.26% 6. Huafu Yongxin Flexible Allocation Mixed A at 2.5506, up 7.92% 7. Huafu Yongxin Flexible Allocation Mixed C at 2.4774, up 7.91% 8. Xibu Lide Strategy Preferred Mixed A at 1.4070, up 7.49% 9. Xibu Lide Strategy Preferred Mixed C at 1.3660, up 7.39% 10. Xibu Lide Industry Theme Preferred Mixed A at 1.7524, up 7.23% [2][4] Bottom 10 Funds by Net Value Growth - The funds with the lowest performance on January 26 include: 1. Qianhai Kaiyuan Ocean Mixed at 2.4390, down 7.19% 2. Ping An CSI Satellite Industry Index A at 1.3829, down 7.05% 3. Ping An CSI Satellite Industry Index E at 1.3829, down 7.05% 4. Ping An CSI Satellite Industry Index C at 1.3817, down 7.05% 5. Dongcai Economic Driven C at 1.8155, down 6.49% 6. Zhongjia Advantage Enterprise Mixed C at 2.0134, down 6.49% 7. Dongcai Economic Driven A at 1.8381, down 6.48% 8. Zhongjia Advantage Enterprise Mixed A at 2.1080, down 6.48% 9. Great Wall Emerging Industry Mixed C at 2.7558, down 6.32% 10. Great Wall Emerging Industry Mixed A at 2.7957, down 6.32% [3][4] Market Analysis - The Shanghai Composite Index opened high but experienced a slight decline, closing lower, while the ChiNext Index opened high and then fell, with a total trading volume of 3.28 trillion [6] - Leading sectors included non-ferrous metals, oil, coal, and insurance, all showing gains of over 2% [6] - Concepts such as gold and scarce resources, as well as biopharmaceuticals, saw increases exceeding 3% [6] - Conversely, sectors like aviation, public transportation, and electrical instruments faced declines of over 3% [7]

关注" 新华网财经 "视频号 国投白银LOF公告，将于1月28日起暂停申购（含定期定额投资）业务。 | 基金名称 | | 国投瑞银白银期货证券投资基金 | | --- | --- | --- | | | (LOF) | | | 基金简称 | 国投瑞银白银期货(LOF) | | | 基金主代码 | 161226 | | | 基金管理人名称 | 国投瑞银基金管理有限公司 | | | 公告依据 | | 《公开募集证券投资基金信息披露 管理办法》及本基金的基金合同和 | | | 招募说明书等 | | | 暂停申购起始日 | 2026年1月28日 | | | 暂停相关业务的 | | | | 起始日、金额及 | 暂停定期定额投资起始日 2026年1月28日 | | | 原因说明 | 暂停申购(定期定额投资)的原因 为保护基金份额持有人利益 | | | 说明 | | | | 下属分级基金的基金简称 | | 国投瑞银白银 国投瑞银白银期 | | | | 期货(LOF) A 货(LOF) C | | 下属分级基金的交易代码 | | 161226 019005 | | 该分级基金是否暂停申购(定期定额投资) | | 是 是 | ...