近年来，峡阳镇在闽台乡建乡创领域成绩斐然。2024年，该镇成功申报闽台乡建乡创合作样板集镇，并 入选《福建省2024年村镇建设可复制经验清单》。2025年，该镇获评闽台乡建乡创成效突出样板，作为 全省第二批41个闽台乡建乡创合作省级补助项目之一，发展势头强劲。 金融资源持续注入，为峡阳镇乡建乡创事业注入"源头活水"。据悉，峡阳镇金融服务主要由农业银行、 邮储银行和南平农商行3家金融机构承担。截至5月末，3家金融机构对延平区峡阳镇贷款户数达762户， 贷款总额1.77亿元。其中，对公贷款36户、贷款余额7176.22万元；个体经营户贷款128户、贷款余额 2659.62万元。 "福建为台胞提供了许多便利和优惠条件，这里有很多创业发展的机遇。"台北姑娘陈榆文在接受《农村 金融时报》记者采访时感慨道。 在提升"宜游"吸引力上，南平农商银行创建"福农e贷"产品。截至5月末，已发放"福农e贷"322户、贷款 余额2746.24万元。依托该产品，当地推出"峡阳人的一天"主题线路，联合周边景区打造"闽北古厝之 旅"精品线路，建立地方文化IP市场化运营机制，将"峡阳战胜鼓""南剑戏"等非遗项目纳入专业化运营 体系。借助峡阳与 ...

Core Viewpoint - Beijing Rural Commercial Bank has achieved significant growth and development in 2024, focusing on high-quality development and supporting rural revitalization while enhancing its financial services and product offerings [1][2][8]. Group 1: Financial Performance - As of the end of 2024, the bank's total assets reached 1.27 trillion yuan, a 2.11% increase from the beginning of the year [1]. - The bank reported an operating income of 18.063 billion yuan and a net profit of 7.973 billion yuan, representing year-on-year growth of 18.09% and 0.71%, respectively [1]. - The non-performing loan ratio was 0.96%, a decrease of 0.13 percentage points from the start of the year, while the provision coverage ratio improved by 40.61 percentage points to 322.71% [1]. Group 2: Support for Rural Revitalization - The bank has significantly increased its agricultural loans, with a balance growth of 19.96% year-on-year, achieving historical highs in both scale and increment [2]. - Inclusive agricultural loans grew by 26.29%, and the bank disbursed 57 billion yuan in loans for rural revitalization projects throughout the year [2]. - The bank has developed a comprehensive financing product system with 29 specialized products to support new rural construction projects, providing over 220 billion yuan in credit support [2]. Group 3: Financial Innovation and Digital Transformation - The bank has established a comprehensive financial service system for elderly care, launching innovative products to meet the needs of the aging population [4]. - The bank's digital financial strategy includes the development of online loan products and a focus on data asset pledge financing [4][9]. - The bank aims to enhance its digital transformation by integrating online and offline channels and developing intelligent financial products [9]. Group 4: Support for Capital Development - The bank has provided over 300 billion yuan in loans to support the capital's social and economic development, including major projects like the Daxing International Airport Economic Zone [6]. - It has also supported 40 key projects in the city, with a total credit of 41.445 billion yuan [6]. - The bank has actively participated in the Beijing "Old Brand" initiative, providing 5.455 billion yuan in credit support to 31 "Old Brand" enterprises [6]. Group 5: Collaboration and Regional Development - The bank has supported the coordinated development of the Beijing-Tianjin-Hebei region with a credit balance of 63.5 billion yuan across 95 projects [7]. - It has collaborated with agricultural financial institutions in the region to enhance cross-regional financial services [7]. - The bank has issued over 10 million "Jing-Jin-Ji Agricultural Bank" cards to facilitate convenient fund circulation among customers in the three regions [7].