银行正在加码储备AI人才。近期银行纷纷发布2026年校园招聘信息，其中金融科技岗位是重头戏，不 少银行在招聘启事中明确提及"人工智能""大模型""算法"等关键词。而就在8月底，国务院印发《关于 深入实施"人工智能+"行动的意见》，其中提出在金融等领域，推动新一代智能终端、智能体等广泛应 用。 银行业秋季招聘 "人工智能+"路线图 明确金融业发力方向 银行秋招中AI岗含量上升背后是人工智能风暴正以前所未有的力度席卷银行业，重构从风控到服务的 每一条业务脉络。 以招商银行为例，该行表示，全面拥抱以大模型为代表的新一代人工智能革命，加速推动"AI+金融"建 设，全力做好数字金融大文章。半年报显示，今年上半年，该行信息科技投入44.44亿元，占营业收入 的2.93%，这一占比较去年同期有所上升。截至6月末，该行研发人员达10782人，占集团员工总数的 9.13%。 打响AI人才争夺战 近期，银行纷纷发布2026年校园招聘信息，不少银行列出了人工智能方向的岗位。 招商银行发布的招聘信息显示，其总行招聘岗位分为三大类，其中之一为"数字金融生"。招商银行表 示，数字金融生将成为"数字招行"技术专家型人才，其中AI方向将深入 ...

Core Viewpoint - CITIC Bank Hefei Branch has evolved over 29 years to become a key player in supporting the local economy, aligning its development with national strategies and regional financial needs [1][4]. Group 1: Development and Growth - Established in August 1996, CITIC Bank Hefei Branch was the first joint-stock commercial bank in Anhui, growing from a few branches to 39 branches and 3 community banks, employing over a thousand staff [1]. - The branch has achieved a comprehensive financing scale of 264.6 billion yuan, with a year-on-year growth of over 10% as of mid-2023, providing strong financial support for regional economic development [4]. Group 2: Party Leadership and Governance - The branch emphasizes the importance of party leadership in financial stability, integrating political education and strict governance into its operations [2]. - It has implemented a comprehensive approach to party discipline, including regular educational activities and strict enforcement of regulations to maintain a clean and efficient working environment [2][3]. Group 3: Financial Services and Innovations - CITIC Bank Hefei Branch focuses on comprehensive financial services, including government financing, technology innovation, and equity financing, to meet local development needs [5][6]. - The branch has introduced innovative financial products and services, such as the first technology innovation bonds in the province, and has become a leader in various financial sectors [5][8]. Group 4: Commitment to Social Responsibility - The branch actively engages in green finance, with a green credit balance exceeding 20 billion yuan, supporting projects in energy conservation and environmental protection [8]. - It has also prioritized inclusive finance, with a focus on small and micro enterprises, achieving a balance of over 18 billion yuan in inclusive loans, benefiting nearly 9,800 clients [8]. Group 5: Future Outlook - Looking ahead, CITIC Bank Hefei Branch aims to continue its high-quality development by enhancing its service capabilities and aligning with national strategies, particularly in technology, green finance, and digital transformation [9][10].

Group 1 - The core event was the "Boosting Consumption・Smart Living" seminar and the launch of the "Xiao Tian Yuan" financial product by CITIC Bank's Qingdao branch, attended by representatives from over 100 leading consumer electronics companies [1][3] - The "Xiao Tian Yuan" product aims to address the core demands of enterprises for cost reduction and cash flow optimization, providing efficient financial solutions for high-quality industry development [3] - CITIC Bank has served over 900,000 consumer enterprise clients, providing loan support exceeding 1 trillion yuan, and has issued 123 million personal credit cards, establishing a comprehensive financial service system covering the entire consumption chain [3] Group 2 - The Jiaodong Economic Circle is highlighted as a significant hub for the consumer electronics industry in Northern China, with Qingdao leading in smart home industry iterations and other cities excelling in specific sectors like precision manufacturing and virtual reality [4] - The successful seminar not only injected precise financial momentum into the consumer electronics industry through the "Xiao Tian Yuan" product but also established a new cooperative model for financial empowerment of the real economy and promotion of consumption upgrades [6] - CITIC Bank's Qingdao branch plans to continue empowering enterprises with specialized financial strength and aims to create a consumption ecosystem with regional characteristics, contributing to high-quality economic development [6]

Core Viewpoint - CITIC Bank reported a steady growth in net profit and maintained a focus on quality and efficiency in its operations, while continuing to implement its strategic initiatives in financial services [1][2][3]. Financial Performance - In the first half of 2025, CITIC Bank achieved a net profit attributable to shareholders of 36.478 billion yuan, an increase of 2.78% year-on-year [2]. - The bank's operating income was 105.762 billion yuan, a decrease of 2.99% compared to the previous year [2]. - The total assets reached 9858.466 billion yuan, growing by 3.42% from the end of the previous year [2]. - The total loans and advances amounted to 5801.9 billion yuan, up by 1.43% year-on-year [2]. - Customer deposits totaled 6106.907 billion yuan, reflecting a growth of 5.69% [2]. Asset Quality - The non-performing loan balance was 67.134 billion yuan, an increase of 0.98% from the end of the previous year [2]. - The non-performing loan ratio remained stable at 1.16% [2]. - The provision coverage ratio was 207.53%, down by 1.90 percentage points from the end of the previous year [2]. Credit Structure Optimization - CITIC Bank focused on aligning its credit structure with national strategies, increasing lending to key sectors such as green finance, manufacturing, and small and micro enterprises [3]. - The loan balances for green finance, manufacturing, private economy, strategic emerging industries, and inclusive small and micro enterprises grew by 16.79%, 15.94%, 6.08%, 5.57%, and 5.13% respectively [3]. Strategic Initiatives - The bank emphasized the implementation of its "Five Major Financial Articles" strategy, enhancing its organizational structure and product offerings in technology finance, green finance, inclusive finance, pension finance, and digital finance [4]. - The balance of loans for technology enterprises increased by 8.14%, while green credit surpassed 700 billion yuan with a growth of 16.79% [4]. - The bank's retail management assets reached 4.99 trillion yuan, growing by 6.52% year-on-year [5]. Future Outlook - The bank's president expressed confidence in achieving good operational results in the second half of the year, supported by favorable policy conditions [6].