Workflow
居屋
icon
Search documents
中原地产:预计香港第二季二手私人住宅现楼按揭约4100宗 环比下跌15%
智通财经网· 2025-06-24 12:37
5月登记私人住宅楼花按揭371宗,按月下跌93宗或20.0%。数字连跌2个月,累跌47.3%,创2024年12月 后近5个月新低。登记量较多的项目,汇都2期、皇都、黄金海湾2期珀岸等。 5月登记居屋、夹屋、租置计划按揭合约751宗,按月急升315宗或72.2%,为3个月高位。因为新居屋西 贡安秀苑及屯门兆翠苑陆续入伙承造按揭推高数字。 智通财经APP获悉,中原地产研究部高级联席董事杨明仪指出,2025年5月登记二手私人住宅现楼按揭 合约1356宗,按月轻微增加61宗或4.7%。新年后,买家恢复入市意欲,二手成交回升,按揭需求开始 逐渐增多。预期6月数字升至约1500宗水平,第二季将约有4100宗,料按季下跌15%。2月底财案放宽印 花税措施,港股造好重上24000点,拆息显著下跌,但贸易政策未明朗,二手楼市持续拉锯,对按揭的 需求将于第三季数字中反映。 2025年5月登记楼宇按揭合约(不包括楼花)4920宗,连跌2个月后回升,为近3个月高位。中银香港 (02388)承办的合约有1422宗,占28.9%;汇丰银行1005宗,占20.4%;恒生银行(00011)624宗,占 12.7%;工银亚洲410宗,占8.3 ...
利嘉阁:印花税放宽舒缓买家置业负担 4月份香港二手居屋登记环比弹升36%
智通财经网· 2025-05-22 13:32
Core Viewpoint - The Hong Kong government's recent budget proposal to extend the HKD 100 stamp duty to residential properties valued up to HKD 4 million has alleviated the financial burden on buyers, leading to a significant increase in second-hand housing transactions [1] Group 1: Market Activity - In April, Hong Kong recorded 496 second-hand housing transactions, a 36% increase from 366 in March, marking the highest level in nearly nine months [1][2] - The total transaction value for the same period was approximately HKD 18.7 billion, up 35% from HKD 13.88 billion in March [1][2] - The average price of second-hand housing in April was about HKD 3.771 million, a slight decrease of 0.6% from March's HKD 3.792 million, reaching the lowest level in over 104 months [2] Group 2: Price Segmentation - All six price segments for second-hand housing saw an increase in transaction volume, with the segment under HKD 2 million experiencing the largest growth, recording 23 transactions, a 109% increase [3] - The most active segment was the HKD 3 million to HKD 4 million range, with 246 transactions, up 59% from 155 in March [3] - By region, Kowloon recorded 151 transactions, a 72% increase; New Territories saw 297 transactions, up 29%; while Hong Kong Island had 48 transactions, a slight increase of 2% [3] Group 3: Notable Transactions - The highest recorded transaction in April was for a unit in Ngau Chi Wan, sold for HKD 8 million, with an average price per square foot of HKD 12,618, the highest for second-hand housing that month [2] - The top-performing estate in terms of transaction volume was Regal Garden in Kowloon Bay, with 26 transactions, a 271% increase from the previous month [4] Group 4: Market Outlook - The easing of the US-China trade war and the reduction in Hong Kong's interbank lending rates are expected to boost buyer confidence and overall market activity [6] - However, the transition period for the "White Form" housing scheme and the upcoming sale of new public housing units may create competition for second-hand housing, potentially leading to a decrease in transaction volume in May [6]
香港房委会:“居屋2024”将于5月29日开始选楼 以市值七折出售
智通财经网· 2025-05-21 07:58
Group 1 - The Hong Kong Housing Authority announced the sale of 7,132 units under the 2024 Home Ownership Scheme, including new developments in five locations and units recovered from previous sales [1] - The average selling price of the units is set at a 30% discount from the assessed market value, with prices ranging from HKD 1.43 million to HKD 4.67 million, and an average price of approximately HKD 2.7 million [1] - Monthly mortgage payments for applicants are estimated at around HKD 11,600 for an average unit, assuming a 90% mortgage, a 30-year repayment period, and a 4% interest rate [1] Group 2 - The Housing Authority received approximately 106,000 applications for the 2024 Home Ownership Scheme, with an oversubscription rate of about 14 times [2] - Among the applications, around 50,000 were from family applicants, with 19,000 participating in priority schemes for families with elderly members or newborns, accounting for about 40% of family applications [2] - Approximately 56,000 applications were from single applicants [2]