本报讯（四川日报全媒体记者 李淼）2月24日，春节后首个工作日，省委副书记、省长施小琳调 研四川数智化绿色化发展促进中心、成都科创生态岛、省融资信用基础服务平台"川易贷"等企业 服务平台推进情况并召开座谈会，强调要深入贯彻中央和省委部署及省两会要求，铆足干劲抢开 局抓落实，务实提升各类服务平台能级质效，引导资源要素服务加速集聚、精准对接，一站式、 全流程、智能化赋能企业高质量发展，为科技创新和现代产业发展向新向优注入持续动能，全力 推动今年"开门红"和"十五五"良好开局。 施小琳强调，要发挥四川数智化绿色化发展促进中心作用，大力实施制造业"智改数转"。把握产 业发展新趋势，应用智能化信息化新技术，争创更多国家5G工厂、卓越级及领航级智能工厂，积 极培育"灯塔工厂"；用好"两重""两新"和新型技改等政策，促进传统产业技术改造、设备更新和 数字化转型，支持建设区域和行业赋能中心，汇聚发布"小快轻准"数字化产品和解决方案，持续 进企业、进园区、进集群开展对接活动；加快推动绿色低碳转型，加强重点行业节能降碳改造， 支持绿色低碳技术装备创新应用，建设零碳园区零碳工厂，促进算电融合发展，构建全周期全流 程绿色制造体系。要 ...

2025年5月，中国人民银行将科技创新与技术改造再贷款额度由5000亿元提升至8000亿元。为抢抓这一 重大政策窗口期，中国人民银行四川省分行联动绵阳市分行，与成都、绵阳两地相关主管部门共同组建 工作专班，建立跨部门政策协同推进机制。通过召开多轮专题推进会，动态开展政策适用研判与信息共 享，确保政策红利快享直达。在工作推进过程中，专班聚焦两地电子信息、装备制造、生物医药、先进 材料等特色优势产业，组织开展多场政策宣讲与银企对接，强化融资对接引导。同时，大力优化政策落 地流程，推动金融机构提前介入、全程参与项目筛选和推荐，并同步优化审批机制，创新实施"容缺办 理"等服务模式，显著提升了项目成熟度、可落地性和资金使用效率。统计数据显示，截至2025年11月 末，两项政策工具已精准引导金融机构为成绵两地名单内超400家企业（项目）提供158亿元贷款，有力 助推了产业升级与发展。 服务创新：构建金融服务新体系 为提升科技企业融资服务的效率和可得性，中国人民银行四川省分行联动绵阳市分行，以"先行先试"引 导金融机构开展产品与服务模式联动创新，构建跨区域科技金融服务体系。在具体实践中，支持农业银 行在成绵两地同步试点以" ...

推动西部（成都）科学城和中国（绵阳）科技城协调联动、优势互补是落实国家高水平科技自立自 强战略，实施"四化同步、城乡融合、五区共兴"部署的重要举措，也是构建"极核引领、次级支撑、竞 相发展、片区协同"区域发展新格局的重要抓手。 中国人民银行四川省分行以成都绵阳科技金融协同创新为突破口，从机制共建、政策协同、服务创 新、平台共享四方面扎实推进区域金融一体化发展，2025年成绵两地科技贷款新增突破千亿元，贷款增 量占四川全省比重超60%。 机制共建：构建常态化联动新格局 《金融时报》记者了解到，为凝聚成绵科技金融协同发展合力，中国人民银行四川省分行与绵阳市 分行建立了科技金融直联协同机制，形成"省级统筹、市级联动、协同推进"的工作格局。在政策谋划 上，该机制推动成绵两地在政策互认与规划衔接上取得突破，相关工作被同步纳入两市金融发展规划； 在政策执行上，通过将协同创新工作纳入科技金融服务效果评估体系、运用金融机构主要负责人会议等 专项会议部署等方式强化协同督导，为两地科技金融协同发展提供了坚实的机制保障。 服务创新：构建金融服务新体系 为提升科技企业融资服务的效率和可得性，中国人民银行四川省分行联动绵阳市分行，以" ...

Banking Industry - As of September 2025, the balance of deposits in Sichuan Province reached 14.55 trillion yuan, with an average annual growth rate of approximately 9.6% since the "14th Five-Year Plan" [1] - The balance of loans reached 12.8 trillion yuan, with an average annual growth rate of about 12.5% during the same period [1] - The loan-to-deposit ratio of financial institutions in the province is 88%, an increase of 17 percentage points compared to the end of the "13th Five-Year Plan" [1][4] - The number of A-share listed companies in the province has increased to 179, ranking 8th nationally, with a total market value exceeding 3 trillion yuan [2][4] Insurance Industry - Since the "14th Five-Year Plan," the insurance sector has provided risk protection that has grown nearly fourfold, with total compensation reaching 473.5 billion yuan [1][9] - Agricultural insurance and disaster insurance have provided risk protection of 1.22 trillion yuan and 422.1 billion yuan, respectively [1][8] - The scale of insurance funds entering Sichuan has surpassed 880 billion yuan, with an average annual growth rate of 17.2% over the past five years [1][4] Capital Market - The province has 8 securities and futures fund companies and 540 branch institutions, with 44 securities service institutions [1] - Since the "14th Five-Year Plan," 46 new A-share listed companies have been added, raising over 36 billion yuan in initial public offerings [1][4] - Various market entities have achieved direct financing exceeding 2.1 trillion yuan through the capital market [2][4] Financial Support for Economic Development - The financial sector has maintained a healthy and rapid development momentum, with the total balance of deposits and loans growing by 59% and 80.3%, respectively, since the end of the "13th Five-Year Plan" [3][4] - Loans to infrastructure have seen an average annual growth rate of 17%, providing strong support for major long-term projects [6][7] - The balance of loans in the technology sector has reached 1.3 trillion yuan, with a growth rate of 27.3% for loans to technology-based SMEs [7][8] Future Outlook - The financial industry in Sichuan is set to continue its development by focusing on supporting the real economy, enhancing service quality, and strengthening regulatory measures [15][17] - The province aims to deepen financial reforms and promote high-quality financial development to contribute to the overall modernization of Sichuan [13][16]

Core Insights - The "Chuan Yi Dai" platform is established as a provincial-level financing credit service platform in Sichuan, aimed at addressing information asymmetry between banks and enterprises, thereby reducing financing costs for businesses [3][4] - In 2024, banks are expected to issue a total of 35.1 trillion yuan in loans through a national integrated platform, with 8.7 trillion yuan being credit loans [1] Group 1: Platform Overview - The "Chuan Yi Dai" platform is the only provincial financing credit service platform in Sichuan, consolidating public credit information services for financial institutions [3][4] - The platform utilizes a variety of credit data resources, including tax, corporate registration, social security, housing fund, and judicial data, to enhance credit assessment and reshape lending models [3][4] Group 2: Operational Mechanism - The platform has developed a "pre-approval whitelist" service mechanism, which currently includes 1 million enterprises, allowing for pre-matched credit limits based on multi-dimensional data [3][4] - The platform aims to shift the paradigm from "enterprises seeking funds" to "funds seeking enterprises" by facilitating access to credit for businesses without prior loan records [3][4] Group 3: Service Network and Features - The "Chuan Yi Dai" platform is designed as a key financial application within the digital government framework, with a planned "1+21+N" architecture to achieve full coverage of 21 city (prefecture) sub-stations by early 2026 [4] - Since its trial run in August, the platform has partnered with 50 major banks in Sichuan, offering over 200 online credit products and creating a closed-loop service from online application to efficient loan disbursement [4]

Core Insights - Sichuan Province's financing credit service platform "Chuan Yi Dai" has officially launched, marking a significant step in digital financial infrastructure development in the region [1][2] - The platform aims to alleviate issues related to enterprise financing, such as difficulty, delays, and high costs, by leveraging data and technology [1] Group 1: Platform Overview - "Chuan Yi Dai" is managed by the Provincial Financial Office and constructed by Sichuan Jiaozi Financial Technology Co., Ltd., serving as a key financial public infrastructure in Sichuan [1] - The platform is designed to be the sole outlet for public credit information services from government departments to financial institutions, utilizing a variety of credit data resources [1] Group 2: Service Network and Features - The platform employs a "1+21+N" architecture, with a provincial core platform, 21 city sub-stations, and multiple offline financial service stations, aiming for full coverage by early 2026 [2] - Since its trial run began in August, "Chuan Yi Dai" has gathered 50 major banking institutions in Sichuan and launched over 200 online credit products, providing a closed-loop service from online application to efficient loan disbursement [2] Group 3: Innovative Services - The platform includes features such as "Financial Market," "Credit Services," "Financial Policy," and "Interest Subsidy Zone," offering free services like financing matching, credit inquiry and repair guidance, and financial policy queries [2] - It has developed innovative functions to meet personalized enterprise needs, including intelligent financing matching, policy matching, dual user-product profiling, and AI financing advisory [2]