Banking Industry - As of September 2025, the balance of deposits in Sichuan Province reached 14.55 trillion yuan, with an average annual growth rate of approximately 9.6% since the "14th Five-Year Plan" [1] - The balance of loans reached 12.8 trillion yuan, with an average annual growth rate of about 12.5% during the same period [1] - The loan-to-deposit ratio of financial institutions in the province is 88%, an increase of 17 percentage points compared to the end of the "13th Five-Year Plan" [1][4] - The number of A-share listed companies in the province has increased to 179, ranking 8th nationally, with a total market value exceeding 3 trillion yuan [2][4] Insurance Industry - Since the "14th Five-Year Plan," the insurance sector has provided risk protection that has grown nearly fourfold, with total compensation reaching 473.5 billion yuan [1][9] - Agricultural insurance and disaster insurance have provided risk protection of 1.22 trillion yuan and 422.1 billion yuan, respectively [1][8] - The scale of insurance funds entering Sichuan has surpassed 880 billion yuan, with an average annual growth rate of 17.2% over the past five years [1][4] Capital Market - The province has 8 securities and futures fund companies and 540 branch institutions, with 44 securities service institutions [1] - Since the "14th Five-Year Plan," 46 new A-share listed companies have been added, raising over 36 billion yuan in initial public offerings [1][4] - Various market entities have achieved direct financing exceeding 2.1 trillion yuan through the capital market [2][4] Financial Support for Economic Development - The financial sector has maintained a healthy and rapid development momentum, with the total balance of deposits and loans growing by 59% and 80.3%, respectively, since the end of the "13th Five-Year Plan" [3][4] - Loans to infrastructure have seen an average annual growth rate of 17%, providing strong support for major long-term projects [6][7] - The balance of loans in the technology sector has reached 1.3 trillion yuan, with a growth rate of 27.3% for loans to technology-based SMEs [7][8] Future Outlook - The financial industry in Sichuan is set to continue its development by focusing on supporting the real economy, enhancing service quality, and strengthening regulatory measures [15][17] - The province aims to deepen financial reforms and promote high-quality financial development to contribute to the overall modernization of Sichuan [13][16]

Core Insights - The "Chuan Yi Dai" platform is established as a provincial-level financing credit service platform in Sichuan, aimed at addressing information asymmetry between banks and enterprises, thereby reducing financing costs for businesses [3][4] - In 2024, banks are expected to issue a total of 35.1 trillion yuan in loans through a national integrated platform, with 8.7 trillion yuan being credit loans [1] Group 1: Platform Overview - The "Chuan Yi Dai" platform is the only provincial financing credit service platform in Sichuan, consolidating public credit information services for financial institutions [3][4] - The platform utilizes a variety of credit data resources, including tax, corporate registration, social security, housing fund, and judicial data, to enhance credit assessment and reshape lending models [3][4] Group 2: Operational Mechanism - The platform has developed a "pre-approval whitelist" service mechanism, which currently includes 1 million enterprises, allowing for pre-matched credit limits based on multi-dimensional data [3][4] - The platform aims to shift the paradigm from "enterprises seeking funds" to "funds seeking enterprises" by facilitating access to credit for businesses without prior loan records [3][4] Group 3: Service Network and Features - The "Chuan Yi Dai" platform is designed as a key financial application within the digital government framework, with a planned "1+21+N" architecture to achieve full coverage of 21 city (prefecture) sub-stations by early 2026 [4] - Since its trial run in August, the platform has partnered with 50 major banks in Sichuan, offering over 200 online credit products and creating a closed-loop service from online application to efficient loan disbursement [4]

Core Insights - Sichuan Province's financing credit service platform "Chuan Yi Dai" has officially launched, marking a significant step in digital financial infrastructure development in the region [1][2] - The platform aims to alleviate issues related to enterprise financing, such as difficulty, delays, and high costs, by leveraging data and technology [1] Group 1: Platform Overview - "Chuan Yi Dai" is managed by the Provincial Financial Office and constructed by Sichuan Jiaozi Financial Technology Co., Ltd., serving as a key financial public infrastructure in Sichuan [1] - The platform is designed to be the sole outlet for public credit information services from government departments to financial institutions, utilizing a variety of credit data resources [1] Group 2: Service Network and Features - The platform employs a "1+21+N" architecture, with a provincial core platform, 21 city sub-stations, and multiple offline financial service stations, aiming for full coverage by early 2026 [2] - Since its trial run began in August, "Chuan Yi Dai" has gathered 50 major banking institutions in Sichuan and launched over 200 online credit products, providing a closed-loop service from online application to efficient loan disbursement [2] Group 3: Innovative Services - The platform includes features such as "Financial Market," "Credit Services," "Financial Policy," and "Interest Subsidy Zone," offering free services like financing matching, credit inquiry and repair guidance, and financial policy queries [2] - It has developed innovative functions to meet personalized enterprise needs, including intelligent financing matching, policy matching, dual user-product profiling, and AI financing advisory [2]