伴随着"十五五"蓝图的徐徐展开，"积极应对人口老龄化，健全养老事业和产业协同发展政策机制"成为 重要任务。就在日前，平安居家养老管家服务通过中国质量认证中心（CQC）权威评价，成为全国率 先获得"居家养老管家服务"五星级评价的品牌。实际上，这一评价既填补了我国居家养老管家服务星级 评价的行业空白，更折射了中国平安关于社会价值的深邃洞察和创造性融合。 当前，一套连接着近2.5亿客户的庞大系统，正通过金融、医疗、养老和AI技术的精密齿轮啮合，在中 国平安的驱动下不断校准商业逻辑与社会利益的天平。 正如世界经济论坛执行董事梁锦慧所言，富有远见的企业家深知，基业长青之道在于实现商业价值与社 会价值的统一——让企业成功与增进人类共同福祉有机结合。 中国平安，这家从传统金融向"综合金融+医疗养老"双轮驱动、科技赋能坚定转型的企业，用超越企业 利益和商业逻辑的探路实践，为外界提供了一个坚守价值融合、长期主义的生动样本。在业界有识之士 看来，商业价值和社会价值的珠联璧合，正是一家企业基业长青的密码、穿越周期的"法门"。 1 核心理念升维： 从"风险共担者"到"价值共创者" 中国平安实现价值融合的起点，是一场深刻的理念革新。它 ...

Group 1 - The increasing frequency of natural disasters highlights the importance of catastrophe insurance, with the insurance industry having paid out over 150 billion yuan for flood, typhoon, and earthquake damages [2] - Ping An Property & Casualty has launched the "Ping An Typhoon Risk Map" and "Ping An Typhoon Catastrophe Model" to explore scientific prevention and control of typhoon disasters [2] - The "Ping An Typhoon Risk Map" consists of three digital maps that quantify typhoon risks based on historical data and advanced AI algorithms, providing a basis for underwriting decisions and tailored risk advice [2] Group 2 - The "Ping An Typhoon Catastrophe Model" estimates the probability and potential losses from typhoon disasters, supporting catastrophe insurance pricing and covering various applications such as loss assessment and catastrophe pricing [2] - In the first half of 2025, Ping An Property & Casualty's "Eagle Eye System" issued warnings for 259,000 disasters, sending out 4.26 billion warning messages, covering 64.02 million enterprises and individual clients [3] - The company is establishing five emergency material warehouses across key regions in China to provide emergency supplies and ensure a 100% response to major disasters, covering the entire disaster management process [3]

Core Insights - China Ping An's subsidiary, Ping An Property & Casualty, launched the "Ping An Typhoon Risk Map" and "Ping An Typhoon Catastrophe Model" to enhance disaster prevention and control using AI technology [1][2] - The typhoon season has been particularly impactful this year, with 23 typhoons generated in the Northwest Pacific and South China Sea, 9 of which made landfall in China, highlighting the need for improved disaster prediction and defense capabilities [1] Group 1: Typhoon Risk Map - The Typhoon Risk Map consists of three layers: typhoon wind hazard, typhoon rainstorm hazard, and comprehensive typhoon hazard [1] - It utilizes various models, including the "N-year encounter" wind field model and extreme precipitation model, with data covering 76 years of historical typhoon paths and over 2,600 national meteorological station observations [1] - The map has a resolution of 1km x 1km and an accuracy rate exceeding 70%, providing quantifiable typhoon risk assessments for insurance underwriting and urban disaster prevention [1] Group 2: Typhoon Catastrophe Model - The Typhoon Catastrophe Model comprises four core models: random event model, vulnerability model, loss estimation model, and typhoon probability model, using data from national GDP, population distribution, and over 20 years of typhoon claims data [2] - The model can estimate the probability of typhoon catastrophes and the potential loss range, supporting catastrophe insurance pricing [2] - A trial analysis conducted in Haikou City indicated that the city faces a maximum risk level of 10 for wind and rain, with an annual probability of 1.77% for encountering super typhoons above level 17, potentially leading to economic losses in the hundred billion range [2] Group 3: Industry Implications - The integration of AI tools like the Typhoon Risk Map and Catastrophe Model represents a new momentum for disaster prevention and mitigation in the AI era, enhancing urban safety and public governance [2]

Group 1 - The core event is the launch of the "Typhoon Disaster Prevention and Mitigation System and Guidelines" by China Ping An in collaboration with various organizations to enhance disaster resilience and public disaster response capabilities [2][4] - China Ping An has introduced the "Ping An Typhoon Risk Map" and "Ping An Typhoon Catastrophe Model," which are designed to provide comprehensive services covering the entire disaster management process from pre-disaster to post-disaster [2][3] - The "Ping An Typhoon Risk Map" consists of three digital maps that quantify typhoon risks based on historical data and advanced AI algorithms, offering precise risk assessments for underwriting decisions [2][3] Group 2 - The "Ping An Typhoon Catastrophe Model" utilizes historical data to estimate the probability and potential losses from typhoon disasters, aiding in catastrophe insurance pricing [3] - In the first half of 2025, the "Eagle Eye System" of Ping An Property & Casualty Insurance issued 42.6 billion warning messages, covering 64.02 million enterprises and individual clients [3] - Ping An is establishing five emergency material warehouses across key regions in China to ensure a 100% response rate to major disasters, providing essential supplies for disaster prevention, response, and recovery [3][4] Group 3 - The collaboration with 13 professional organizations aims to create a comprehensive knowledge system for disaster management, focusing on scientific understanding, monitoring, emergency response, and risk assurance [4] - The initiative includes a case study of the response to Typhoon "Mojia" in 2024, highlighting effective emergency command systems and urban resilience planning [4]

Core Viewpoint - The event on October 13 marked the 36th International Day for Disaster Reduction, where China Ping An, in collaboration with various organizations, launched initiatives to enhance disaster resilience and public disaster response capabilities, including the release of the "Typhoon Disaster Prevention and Mitigation System and Guidelines" [1][4]. Group 1: New Tools and Models - Ping An Property & Casualty Insurance introduced the "Ping An Typhoon Risk Map" and "Ping An Typhoon Catastrophe Model," utilizing AI tools for scientific disaster prevention and control [2]. - The "Ping An Typhoon Risk Map" consists of three digital maps that quantify typhoon risks based on historical and observational data, achieving kilometer-level simulation accuracy [2]. - The "Ping An Typhoon Catastrophe Model" estimates the probability and potential losses from typhoon disasters, aiding in catastrophe insurance pricing [2]. Group 2: Emergency Resource Warehouses - Ping An is establishing five emergency resource warehouses across key regions in China, ensuring a 100% response rate to major disasters and covering the entire disaster management process [3]. - The warehouses will provide over 30 types of emergency supplies, including water barriers and pumps, to meet various disaster response needs [3]. - The warehouses are designed for rapid response, with next-day delivery capabilities during disasters [3]. Group 3: Collaborative Efforts and Knowledge Sharing - A collaborative effort led to the publication of a guidebook aimed at enhancing disaster resilience, using case studies from past typhoons to develop a comprehensive knowledge system [4]. - The guidebook offers practical risk assessment and reduction measures tailored for different environments, promoting actionable disaster preparedness [4]. - A strategic partnership was formed between Ping An and the Hainan Meteorological Bureau to enhance data sharing and collaborative development in the meteorological field [5]. Group 4: Community Engagement and Volunteerism - An emergency rescue team composed of volunteers from Ping An pledged to protect public safety through coordinated disaster response efforts [6]. - The event is part of Ping An's broader "Risk Reduction + Public Welfare" initiative, which aims to enhance community disaster preparedness and response capabilities [6]. - The company emphasizes that improving grassroots emergency capabilities is a systematic project, committing to leverage its strengths in insurance, technology, and services for public safety [6].

Core Viewpoint - The event on October 13 marked the 36th International Day for Disaster Reduction, where China Ping An, in collaboration with various organizations, launched initiatives to enhance disaster resilience and public disaster response capabilities, including the release of the "Typhoon Disaster Prevention and Mitigation System and Guidelines" [1][4] Group 1: New Tools and Models - Ping An Property & Casualty Insurance introduced the "Ping An Typhoon Risk Map" and "Ping An Typhoon Catastrophe Model," utilizing AI tools for scientific disaster prevention and control [2] - The "Ping An Typhoon Risk Map" consists of three digital maps that quantify typhoon risks based on historical and observational data, achieving kilometer-level simulation accuracy [2] - The "Ping An Typhoon Catastrophe Model" estimates the probability and potential losses from typhoon disasters, aiding in catastrophe insurance pricing [2] Group 2: Emergency Resource Warehouses - Ping An is establishing five emergency resource warehouses across key regions in China, providing comprehensive emergency material services and ensuring 100% response to major disasters [3] - The warehouses will stock over 30 types of emergency supplies, including water barriers and pumps, to meet various disaster response needs [3] - The logistics system allows for next-day delivery of emergency supplies during disasters, facilitating rapid response [3] Group 3: Collaborative Efforts and Knowledge Sharing - A joint publication titled "Typhoon Disaster Prevention and Mitigation System and Guidelines" was released to enhance disaster resilience, using case studies from past typhoons to develop a comprehensive knowledge system [4] - The publication offers practical risk assessment and reduction measures tailored to different environments, promoting actionable disaster preparedness [4] - The event featured discussions among experts and representatives on innovative practices for reducing typhoon disaster risks, emphasizing the collective responsibility of society in enhancing disaster response capabilities [5] Group 4: Community Engagement and Volunteerism - An emergency rescue team composed of volunteers from Ping An's Hainan branch pledged to protect public safety through coordinated disaster response efforts [6] - The event is part of Ping An's broader "Risk Reduction + Public Welfare" initiative, which aims to improve grassroots emergency management capabilities [6] - The company plans to continue leveraging its strengths in insurance, technology, and services to contribute to disaster risk reduction and community safety [6]

Core Viewpoint - The event on October 13 marked the 36th International Day for Disaster Reduction, where China Ping An, in collaboration with various organizations, launched initiatives to enhance disaster resilience and public disaster response capabilities, including the introduction of the "Ping An Typhoon Risk Map" and "Ping An Typhoon Catastrophe Model" [1][2]. Group 1: Disaster Risk Management Initiatives - Ping An Property & Casualty Insurance launched the "Ping An Typhoon Risk Map," which consists of three digital maps assessing typhoon wind, rain, and overall risk, utilizing advanced AI models for kilometer-level simulation accuracy [2]. - The "Ping An Typhoon Catastrophe Model" quantifies the probability and potential losses from typhoon events, aiding in catastrophe insurance pricing [2]. - The "Eagle Eye System" issued 25.9 million disaster warnings and 4.26 billion alerts, covering 64.02 million clients, with an international version, EagleX, introduced for global risk management [2]. Group 2: Emergency Resource Warehouses - Ping An is establishing five emergency resource warehouses across key regions in China, ensuring 100% response to major disasters and providing a full-service loop from pre-disaster to post-disaster [3]. - The warehouses will stock over 30 types of emergency supplies, including water barriers and pumps, to meet various disaster response needs [3]. - The warehouses are designed for rapid response, with next-day delivery capabilities during emergencies [3]. Group 3: Educational and Collaborative Efforts - A collaborative publication titled "Typhoon Disaster Prevention and Mitigation System and Guidelines" was released, aimed at enhancing disaster resilience through a comprehensive knowledge system [4]. - The publication includes practical risk assessment measures for various settings, promoting actionable disaster preparedness [4]. - A strategic partnership was formed between Ping An and the Hainan Meteorological Bureau to enhance data sharing and collaborative development in the meteorological field [5]. Group 4: Community Engagement and Volunteerism - An emergency rescue team composed of volunteers from Ping An pledged to protect public safety through coordinated disaster response efforts [6]. - The event is part of Ping An's broader "Risk Reduction + Public Welfare" initiative, which aims to improve grassroots emergency management capabilities [6]. - The company emphasizes the importance of systematic approaches to disaster preparedness and response, leveraging its strengths in insurance, technology, and service [6].