【环球时报赴广西特派记者 马梦阳 张蔚蓝 刘洋】第22届中国—东盟博览会（简称"东博会"）暨中国— 东盟商务与投资峰会17日在广西南宁开幕。本届"东博会"新设人工智能（AI）专馆、新质生产力专馆和 蓝色经济等展区，高新技术展品增多。 与此同时，记者在AI专馆内看到，文莱、马来西亚、泰国、印度尼西亚等东盟国家的一系列人工智能 科技成果也集中展示。印度尼西亚信息通信协会今年携手多家会员企业亮相AI专馆。该协会主席萨尔 沃托·阿特莫苏塔尔诺在接受《环球时报》记者采访时表示："我们目前共有31家会员单位，广泛运用AI 技术，并积极发展数据中心与云服务。我们非常高兴能前来分享与交流AI领域的发展经验。"据介绍， 该协会已与中兴、华为等多家中国科技企业在AI方面展开合作。 踏入AI专馆，《环球时报》记者便体会到浓浓"科技味"，每走几步就能看到令人眼前一亮的新技术、新 产品。宇树科技、华为、阿里云、科大讯飞等企业展台人气旺盛，不少中外参观者驻足交流。 "可以看到中国AI发展非常迅速。"东盟秘书长高金洪在接受《环球时报》记者采访时表示，"我认为人 工智能的影响并不局限于某个特定领域，而是广泛渗透到各行各业，处处都能看到它的身 ...

Core Insights - The aging population is driving the growth of the "silver economy," with a focus on smart elderly care solutions [3][4][5] - The 9th China (Guangzhou) International Elderly Health Industry Expo showcased innovative technologies and products aimed at enhancing elderly care [3][4][8] Industry Overview - The silver economy in Guangzhou has surpassed a scale of 300 billion yuan, with over 18,000 enterprises operating in this sector [5][6] - The elderly population aged 60 and above in Guangzhou reached approximately 2.13 million, accounting for 19.81% of the total population [5][8] Technological Advancements - AI-enabled health management platforms and smart wearable devices are being developed to monitor vital signs and health data of the elderly [4][6] - Various types of smart robots, including companionship and mobility assistance robots, were showcased at the expo, highlighting advancements in technology for elderly care [4][8] Government Initiatives - The Guangzhou government has launched a special credit plan for the silver economy, providing over 55 billion yuan in dedicated credit to support elderly care projects [6][7] - The expo featured a "national subsidy" program, offering discounts of up to 30% on products aimed at improving elderly living conditions [6][7] Market Trends - The expo emphasized the importance of consumer-driven approaches in the silver economy, with initiatives to promote local businesses and community engagement [7][8] - The event also marked the launch of the first "Silver Age Art Season" in Guangzhou, involving over 1,000 teams to foster community interaction among the elderly [7]

Core Insights - The 9th China (Guangzhou) International Elderly Health Industry Expo (referred to as "Elderly Expo") opened on August 22, showcasing the growing significance of the silver economy as a new direction for various industries [1][3] - The expo featured an exhibition area of 50,000 square meters with nearly 350 participating companies, emphasizing themes of new tracks, technologies, and consumption in the silver economy [1][3] Industry Overview - The silver economy in Guangzhou has over 18,000 enterprises, with an industry scale exceeding 300 billion yuan [3] - The city has established 177 elderly care centers, 2,715 service stations, and 1,419 senior dining halls, with 90% of beds in nursing institutions being nursing-type [3] - Since 2021, the expo has attracted nearly 900 brand enterprises, showcasing over 9,000 products, technologies, and services, with a total intended cooperation amount of approximately 1.1 billion yuan [3] Financial Initiatives - A strategic cooperation agreement was signed between the Guangzhou Civil Affairs Bureau and 11 banks to launch a special credit plan for the silver economy, providing over 55 billion yuan in exclusive credit limits [3][9] - This initiative aims to enhance the supply of elderly financial products and support the construction of industrial parks and projects [3] Technological Innovations - The expo highlighted advancements in smart elderly care, including health management platforms and wearable devices that monitor vital signs in real-time [6] - The "AI Guardian Action" project was launched in collaboration with Huawei, providing safety monitoring services for approximately 500 vulnerable elderly households [9] Consumer Engagement - Various procurement and promotional activities were organized during the expo, including a "Billion Procurement Matching Conference" and a "Silver Economy KOL Selection Conference" to drive online sales [4] - The expo also featured a section for home adaptation products with discounts of up to 30% under national subsidy programs, reflecting the ongoing trend of home improvement for elderly care [10] Future Developments - The Guangzhou Aging Work Committee plans to leverage seven key tracks to elevate the silver economy, with ongoing initiatives to sustain the expo's impact throughout the year [11]

导语：在"五篇大文章"的战略指引下，中国科技金融生态正经历新一轮重构。浙商银行十年耐心实践与"善科陪伴计划"，恰是这场国家行 动的微观映射。 金融范式创新 游标卡尺能丈量厂房面积，却无法为知识资产与"人才价值"定价。 当传统银行汲汲于"所见即所得"的思维惯性，如何"接得住"服务中国科技创新的时代命题？ 一场发生于十年前的商业银行突围实践，给出了破局解法。 浙商银行（601916.SH）2016年创新性推出的全国首个"人才银行"，以"人"而非"物"作为信用锚点，将4000余名高层次人才的创新潜力转化为 超300亿元的融资支持。 于是，浙商银行提出"以人定贷"的概念，并创立"人才银行"这一金融服务 品牌。 遵循这一设计理念的信用贷款产品，是以人才价值、政府对人才的认可度、人才企业的发展潜力作为主要评估依据，弱化营收、利润和负债率 等传统财务因素，给予人才企业最高3000万元的信用支持。 而今，这一金融品牌又进行了"新版本"迭代。 4月16日，"善科致远·创见未来——金融支持科技企业发展大会"在杭州举行。 在会上，浙商银行发布面向科技企业的全新综合金融服务品牌——"善科陪伴计划"。 浙商银行党委书记、董事长陆建强表 ...