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惠农e贷·专业大户贷
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浇灌产业振兴 赋能文旅新发展
Jing Ji Ri Bao· 2025-11-03 22:15
在粤港澳大湾区的珠江口西岸,广东省中山市南朗镇崖口村宛如一颗璀璨明珠。近年来,随着乡村休闲 旅游产业的蓬勃发展,崖口村逐渐成为热门的文化旅游打卡地,当地文旅产业迎来了全新的发展机遇, 同时也面临着资金短缺等挑战。 坐落于崖口村海鲜美食街核心位置的一家海鲜餐厅,深受游客和本地居民的喜爱。随着崖口村游客数量 的不断攀升,海鲜餐厅的生意愈发红火。餐厅老板敏锐地察觉到,扩大经营规模、提升服务品质是抓住 这波发展机遇的关键,但这一计划却因资金不足而受阻。 中国农业银行中山分行了解到餐厅的资金需求后,迅速为其推荐并成功办理50万元的惠农经营贷款。这 笔资金犹如一场"及时雨",餐厅的资金得到有效周转,购置了先进的厨房设备,提高了出餐效率和菜品 质量,提升了顾客的用餐体验。 在农业银行中山分行的金融支持下,海鲜餐厅的经营业绩蒸蒸日上。如今,餐厅的年营业额较贷款前实 现了大幅增长,不仅为当地创造了更多的就业机会,还带动了周边相关产业的发展。餐厅老板感慨地 说:"多亏了农行的惠农经营贷款,让我们有足够的资金进行升级改造,才能在激烈的市场竞争中脱颖 而出,给更多来崖口村旅游的客户更好的餐饮体验,回头客才能更多。" 围绕乡村产业全面 ...
“金”色的麦浪
Jin Rong Shi Bao· 2025-08-14 03:06
Group 1 - The article highlights the effective financial services provided by Agricultural Bank of China in Shaoyang, Hunan, aimed at supporting local farmers during the summer harvest season [1][2] - The bank has customized loan services for large grain producers, resulting in 5.09 billion yuan in loans distributed to 23 farmers, contributing to over 30 billion yuan in agricultural loans in the past three years [1] - The introduction of mobile financial services and digital solutions, such as "Smart Grain Warehouse Loan," enhances the efficiency of agricultural operations and provides traceability for grain from planting to storage [2] Group 2 - The collaboration between government, enterprises, and banks is emphasized, with services being accessible at local convenience stores, allowing farmers to easily access loans as needed [2] - The use of technology in agriculture is showcased, with mobile applications facilitating the procurement of fertilizers and pesticides, streamlining the purchasing process for farmers [2] - The overall impact of these financial services is portrayed as a significant contribution to rural revitalization and agricultural productivity in Shaoyang [2]
农行云南玉溪分行落地全省农行系统首批花卉产业“专业大户贷”
Zheng Quan Ri Bao· 2025-06-18 04:15
Core Viewpoint - The Agricultural Bank of China Yuxi Branch has launched a specialized credit product, "Huinong e-loan: Professional Large Household Loan," to support the rapid development of the flower industry in Jiangchuan District, addressing the financing difficulties faced by flower growers due to a lack of collateral [1][3]. Group 1: Loan Product Features - The "Huinong e-loan: Professional Large Household Loan" is designed specifically for large-scale flower growers, offering high credit limits, no collateral requirements, and quick disbursement [1][3]. - The first batch of loans has been issued, with two clients receiving a total credit of 4.8 million yuan, which helps them address funding issues for expansion and purchasing seeds [1][2]. Group 2: Impact on Flower Growers - Grower He Jiang expanded his flower planting area from 200 mu to nearly 400 mu, with a 2 million yuan loan facilitating this growth [1][2]. - Zhang Weixiang, another grower, received a loan of 2.8 million yuan to expand his base to over 260 mu and develop a comprehensive agricultural tourism project [2]. Group 3: Bank's Commitment and Performance - The Agricultural Bank of China Yuxi Branch has been actively promoting rural financial services, with 67,000 loans amounting to 3.3 billion yuan issued to farmers by the end of May this year [3]. - The bank aims to continue enhancing support for agricultural industries, optimizing financial services, and innovating financial products to aid rural revitalization [3].