惠农e贷·乡旅贷

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农业银行兴安分行 坚守“三农”主责主业助力地方经济发展
Zheng Quan Ri Bao Zhi Sheng· 2025-08-18 00:39
Core Viewpoint - Agricultural Bank of China is actively supporting the agricultural sector in Inner Mongolia's Xingan League through various financial products and services, significantly boosting local agricultural production and economic development [1][2][4]. Group 1: Agricultural Credit Support - The Agricultural Bank of Xingan League has invested a total of 6.976 billion yuan in agricultural loans in the first half of the year, with a loan balance of 14.244 billion yuan, an increase of 2.241 billion yuan from the beginning of the year, representing a growth rate of 18.67% [2]. - The bank has focused on the entire agricultural industry chain, promoting products like "Nongyin e-loan" and "Huinong e-loan," with a total of 6.202 billion yuan allocated to agricultural entities, benefiting 68,100 households [2][3]. Group 2: Credit Loan Innovations - The bank has introduced innovative credit loan products such as "Smart Livestock Loan" and "Grain Storage Loan," utilizing collateral methods like livestock and grain inventory to alleviate guarantee difficulties for agricultural operators [3]. - In the first half of 2025, the bank provided 6.218 billion yuan in credit loans to agricultural entities, with a loan balance reaching 9.461 billion yuan, an increase of 1.922 billion yuan from the beginning of the year [3]. Group 3: Financial Supply for Key Agricultural Products - The bank has conducted a "Thousand Enterprises, Ten Thousand Households" outreach initiative to strengthen financial support for key agricultural enterprises, ensuring the financial supply for important agricultural products [4]. - As of June 2025, the bank's county-level loan balance reached 23.912 billion yuan, with significant increases in loans for grain (6.431 billion yuan), rural industries (11.439 billion yuan), and agricultural loans (10.106 billion yuan) [4]. Group 4: Financial Services for Farmers - The bank has established over 30 mobile service teams to provide credit loans directly to farmers, adapting repayment methods to align with agricultural production cycles [5]. - New products like "Huinong e-loan Merchant Loan" and "Huinong e-loan Rural Tourism Loan" have been launched, with individual credit limits up to 2 million yuan, supporting various agricultural clients [6]. Group 5: Overall Loan Performance - In the first half of the year, the bank issued a total of 10.923 billion yuan in various entity loans, with an overall loan balance of 23.001 billion yuan, an increase of 2.920 billion yuan from the beginning of the year [6].
农行福建莆田秀屿支行金融助力湄洲岛民宿产业蓬勃发展
Zheng Quan Ri Bao Zhi Sheng· 2025-07-21 07:06
本报记者 陈衍水 湄洲岛我的艺术馆民宿负责人潘黎明对记者说:"农行POS机升级后,支持境外银行卡消费,境外人士 也能轻松刷卡支付。"这一举措进一步满足了境外游客在岛上住宿消费支付需求,也为湄洲岛民宿产业 开拓国际市场提供了支付便利。 在农行金融活水的滋润下,湄洲岛的民宿产业正焕发出勃勃生机,成为推动海岛乡村振兴的重要引擎。 下一步,农行莆田秀屿支行将结合湄洲岛区位优势,继续以金融之力,助力湄洲岛走出一条"生态美、 产业兴、百姓富"的可持续发展之路,让湄洲岛"妈祖故里"这张旅游名片更加熠熠生辉。 据悉,"惠农e贷·乡旅贷"是农行为进一步强化乡村振兴金融服务、促进休闲农业和乡村旅游等新型业态 发展、推动农民创业增收,针对当地景区、乡村旅游特色村周边从事以服务游客为主的餐饮、民宿经营 等客户提供的线上信用贷款产品,最高授信额度可达200万元。 湄洲岛,这座被誉为"妈祖故里"的海岛,以其独特的自然风光和深厚的妈祖文化底蕴,每年吸引着数百 万游客前来观光。据统计,2024年湄洲岛接待游客数264.58万人次,同比增长7.2%,2025年"五一"期间 接待游客数超35万人次。 自"惠农e贷·乡旅贷"产品上线以来,农行莆田 ...