Core Insights - The introduction of "Tobacco Merchant Loan" by Dezhou Bank has attracted attention from tobacco retailers, highlighting the bank's focus on supporting small businesses in the tobacco sector [1][2] - The People's Bank of China and six other departments have issued guidelines to enhance financial support for consumption, emphasizing the importance of credit as a primary channel for financing [1] - Dezhou Bank has developed a specialized financing product tailored for tobacco retailers, which includes various collateral options and a maximum credit limit of 5 million yuan [2] Group 1 - The "Tobacco Merchant Loan" was introduced at a retail analysis meeting, with a local tobacco shop expressing immediate interest and receiving a 1 million yuan credit loan shortly after [1] - The financial support system is being continuously improved to boost consumption, with individual businesses being recognized as essential components of the consumer market [1] - Dezhou Bank's loan balance for small and micro enterprises reached 10.643 billion yuan, an increase of 1.432 billion yuan or 15.55% since the beginning of the year [2] Group 2 - The "Tobacco Merchant Loan" is available for individual businesses holding a tobacco retail license and operating for over one year, supporting various forms of collateral [2] - The product aims to enhance the adaptability and inclusiveness of personal business loans, facilitating bulk marketing and customer acquisition [2] - Dezhou Bank has launched multiple distinctive financing products, including Tax Easy Loan, Business Easy Loan, and others, to meet diverse financing needs [2]